Advertising Disclosure
  1. Home
  2. Banks
  3. Fargo Public Schools Federal Credit Union

Fargo Public Schools Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fpsfcu.com
701-365-0480
415 4th St N
Fargo, ND 58102

Fargo Public Schools Federal Credit Union is headquartered in Fargo and is the 15th largest credit union in the state of North Dakota. It is also the 2,324th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 7 employees and 2,358 members at 2 locations. Fargo Public Schools Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Fargo Public Schools Federal Credit Union is open to employees of Fargo Public Schools, members of the Board of Education, and retirees of both.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Fargo Public Schools Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #47
Year Chartered1934
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.53%
Annual Interest Income$492K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$57.2MM$56.7MM
LoansQ1 2025vs Q1 2024$23.1MM$23.6MM
DepositsQ1 2025vs Q1 2024$50.3MM$49.7MM
Equity CapitalQ1 2025vs Q1 2024$6.8MM$6.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$104K$90K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$9K$10K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/5/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Fargo Public Schools Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fargo Public Schools Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$50-Holiday Club Savings Account
0.25%$50-Hunting Club Savings Account
0.25%$50-Vacation Club Savings Account
0.05%$50-Share Savings Account
0.05%$0-Secondary Share Account

Fargo Public Schools Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Money Market Savings Account
OTHER TIERS: 0.50% → $500 - $10k | 0.60% → $10k - $25k | 0.80% → $25k - $50k

Fargo Public Schools Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.15%$500-6 Month Share Certificate
4.15%$100-6 Month Savin' Up Share Certificate
3.00%$500-24 Month Share Certificate
3.00%$500-36 Month Share Certificate
3.00%$100-24 Month Savin' Up Share Certificate
3.00%$100-36 Month Savin' Up Share Certificate
2.85%*$25k*-18 Month Share Certificate
OTHER TIERS: 2.75% → $500 - $10k | 2.80% → $10k - $25k
2.85%*$25k*-18 Month Savin' Up Share Certificate
OTHER TIERS: 2.75% → $100 - $10k | 2.80% → $10k - $25k
2.50%$500-12 Month Share Certificate
2.50%$100-12 Month Savin' Up Share Certificate
2.20%*$25k*-30 Month Share Certificate
OTHER TIERS: 2.00% → $500 - $10k | 2.10% → $10k - $25k
2.20%*$25k*-30 Month Savin' Up Share Certificate
OTHER TIERS: 2.00% → $100 - $10k | 2.10% → $10k - $25k
0.50%*$25k*-3 Month Share Certificate
OTHER TIERS: 0.30% → $500 - $10k | 0.40% → $10k - $25k
0.50%*$25k*-3 Month Savin' Up Share Certificate
OTHER TIERS: 0.30% → $100 - $10k | 0.40% → $10k - $25k

Fargo Public Schools Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$0-IRA Savings Account
Locations


Fargo Public Schools Federal Credit Union Locations
Branch Office1609 32nd Ave SFargo, ND 58103
Branch Office1462 Broadway NFargo, ND 58102

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.