Fargo VA Federal Credit Union


Overview / Commentary
701-280-0870
2101 Elm St N
Fargo, ND 58102

Fargo VA Federal Credit Union is headquartered in Fargo and is the 25th largest credit union in the state of North Dakota. It is also the 3,442nd largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 3 employees and 1,490 members at 1 location. Fargo VA Federal Credit Union has a B health rating.

Field of Membership Restrictions

Fargo VA Federal Credit Union is open to employees of the Veterans Administration Medical and Regional Office Center (Fargo, ND), the University of North Dakota who work at the University of North Dakota Medical Education Center, and members of the Arthur W. Jones VFW Post No. 7564, the Roy Chandler VFW Post No. 762, or the Francis J. Beaton Disabled Veterans Chapter #1.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Fargo VA Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #288
Year Chartered1935
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD9.47%
Annual Interest Income$169K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$13.8MM$14.2MM
LoansQ1 2025vs Q1 2024$7.4MM$7.8MM
DepositsQ1 2025vs Q1 2024$12.2MM$12.7MM
Equity CapitalQ1 2025vs Q1 2024$1.6MM$1.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$35K$11K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$6K$6K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Fargo VA Federal Credit Union Locations
Branch Office2101 Elm St NFargo, ND 58102-2417

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