Farmers and Merchants Bank (IN)


Overview / Commentary
260-637-5546
6464 Merchants Drive
Laotto, IN 46763

Farmers and Merchants Bank (IN) is headquartered in LAOTTO and is the 65th largest bank in the state of Indiana. It is also the 2,740th largest bank in the nation. It was established in 1914 and as of December of 2024, it had grown to 27 employees at 4 locations. Farmers and Merchants Bank (IN) has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #13801
Year Established1914
Employees27
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD15.68%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$253.4MM$247.9MM
LoansQ4 2024vs Q4 2023$165.5MM$143.4MM
DepositsQ4 2024vs Q4 2023$233.4MM$230.7MM
Equity CapitalQ4 2024vs Q4 2023$18.6MM$15.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$1.1MM$1.1MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$0$213K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

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Locations


Farmers and Merchants Bank (IN) Locations
Huntertown Branch1615 West Gump RoadHuntertown, IN 46748
Churubusco Branch4084 North UsChurubusco, IN 46723
Farmers & Merchants Bank Branch511 Professional WayKendallville, IN 46755
Farmers and Merchants Bank6464 Merchants DrLaotto, IN 46763

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