Farmers and Merchants Bank (IN)


Overview / Commentary
260-637-5546
6464 Merchants Drive
Laotto, IN 46763

Farmers and Merchants Bank (IN) is headquartered in LAOTTO and is the 63rd largest bank in the state of Indiana. It is also the 2,602nd largest bank in the nation. It was established in 1914 and as of March of 2025, it had grown to 28 employees at 4 locations. Farmers and Merchants Bank (IN) has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #13801
Year Established1914
Employees28
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD15.22%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$279.4MM$251.8MM
LoansQ1 2025vs Q1 2024$168.4MM$146.7MM
DepositsQ1 2025vs Q1 2024$257.7MM$234MM
Equity CapitalQ1 2025vs Q1 2024$20MM$16.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.1MM$1.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$131K$18K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Farmers and Merchants Bank (IN) Locations
Huntertown Branch1615 West Gump RoadHuntertown, IN 46748
Churubusco Branch4084 North UsChurubusco, IN 46723
Farmers & Merchants Bank Branch511 Professional WayKendallville, IN 46755
Farmers and Merchants Bank6464 Merchants DrLaotto, IN 46763

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