Advertising Disclosure
  1. Home
  2. Banks
  3. Farmers and Merchants Bank (MD)

Farmers and Merchants Bank (MD)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fmb1919.bank
410-833-6600
15226 Hanover Road
Upperco, MD 21155

Farmers and Merchants Bank (MD) is headquartered in UPPERCO and is the 12th largest bank in the state of Maryland. It is also the 1,229th largest bank in the nation. It was established in 1919 and as of March of 2025, it had grown to 97 employees at 9 locations. Farmers and Merchants Bank (MD)'s money market rates are 8X the national average, and it has a B health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #1895
Year Established1919
Employees97
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD7.28%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$817.2MM$794.4MM
LoansQ1 2025vs Q1 2024$600.3MM$537.1MM
DepositsQ1 2025vs Q1 2024$736.6MM$657.4MM
Equity CapitalQ1 2025vs Q1 2024$68.7MM$65.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.3MM$4.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.6MM$655K
Real Estate OwnedQ1 2025vs Q1 2024$1.2MM$1.2MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Farmers and Merchants Bank (MD); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Farmers and Merchants Bank (MD) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$1k*-Health Savings
OTHER TIERS: 0.05% → $0 - $1k
0.05%$0-Savings Account

Farmers and Merchants Bank (MD) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$500k*-Local Advantage Money Market
OTHER TIERS: 0.10% → $0 - $100k | 2.50% → $100k - $200k | 3.00% → $200k - $500k
0.60%*$250k*-Money Market Account
OTHER TIERS: 0.03% → $0 - $2.5k | 0.05% → $2.5k - $10k | 0.07% → $10k - $25k | 0.25% → $25k - $100k | 0.40% → $100k - $250k

Farmers and Merchants Bank (MD) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Prime of Your Life Checking Account
0.03%$600-NOW Checking Account

Farmers and Merchants Bank (MD) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-5 Month CD Special
4.00%$500-Business 5 Month CD Special
3.66%$500-13 Month CD Special
3.66%$500-Business 13 Month CD Special
1.00%$500-12 Month CD
1.00%$500-Business 12 Month CD
0.60%$500-60 Month CD
0.60%$500-Business 60 Month CD
0.50%$500-18 Month CD
0.50%$500-24 Month CD
0.50%$500-30 Month CD
0.50%$500-Business 18 Month CD
0.50%$500-Business 24 Month CD
0.50%$500-Business 30 Month CD
0.45%$500-6 Month CD
0.45%$500-Business 6 Month CD
0.35%$500-3 Month CD
0.35%$500-Business 3 Month CD

Farmers and Merchants Bank (MD) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-12 Month IRA
0.60%$500-60 Month IRA
0.50%$500-18 Month IRA
0.50%$500-24 Month IRA
0.50%$500-30 Month IRA
0.45%$500-6 Month IRA
0.35%$500-3 Month IRA
Locations


Farmers and Merchants Bank (MD) Locations
Farmers and Merchants Bank15226 Hanover PikeUpperco, MD 21155
Greenmount Branch2320 Hanover PikeHampstead, MD 21074
Reisterstown Branch25 Westminster Pike, P.o. Box 249Reisterstown, MD 21136
Westminster Branch275 Clifton RoadWestminster, MD 21157
Hampstead Branch735 Hanover PikeHampstead, MD 21074
Owings Mills Branch9320 Lakeside Blvd, P.o. Box 409Owings Mills, MD 21117
Carroll Lutheran Village Branch205 St. Mark WayWestminster, MD 21158
Carroll Community Bank Branch1321 Liberty RoadSykesville, MD 21784

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.