Farmers and Merchants Bank (MD)

Overview / Commentary
15226 Hanover Road
Upperco, MD 21155

Farmers and Merchants Bank (MD) is headquartered in Upperco and is the 16th largest bank in the state of Maryland. It is also the 1,287th largest bank in the nation. It was established in 1919 and as of December of 2020, it had grown to 95 employees at 9 locations. Farmers and Merchants Bank (MD) has a B+ health rating.


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Health Grade Components

FDIC Certificate #1895
Year Established1919
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.42%
Annual Interest Income$20.8MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$678.4MM$443.1MM
LoansQ4 2020vs Q4 2019$523.4MM$359.6MM
DepositsQ4 2020vs Q4 2019$575.9MM$378.4MM
Equity CapitalQ4 2020vs Q4 2019$67.8MM$48.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$3.3MM$2.6MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$4.6MM$0
Real Estate OwnedQ4 2020vs Q4 2019$1.4MM$0
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Always verify rates and promotions with the bank or credit union. We are not Farmers and Merchants Bank (MD); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Farmers and Merchants Bank (MD) Savings Account Rates

0.50%--Sweep Account
0.05%--Savings Account
0.05%--Vacation Club Account
0.05%--Holiday Club Account

Farmers and Merchants Bank (MD) Money Market Rates

0.25%*$100k*-Jumbo Money Market Account
OTHER TIERS: 0.10% Up to $100k
0.20%*$100k*-Money Market Account
OTHER TIERS: 0.05% Up to $2.5k | 0.07% $2.5k - $10k | 0.10% $10k - $25k | 0.15% $25k - $100k

Farmers and Merchants Bank (MD) Checking Account Rates

0.05%*$1k*-Super NOW Checking Account
OTHER TIERS: 0.03% $600 - $1k
0.05%$1k-Prime of Your Life Checking Account
0.03%$600-NOW Checking Account

Farmers and Merchants Bank (MD) CD Rates

0.40%$500-60 Month CD
0.40%$500-Business 60 Month CD
0.35%$500-36 Month CD Special
0.35%$500-Business 36 Month CD Special
0.30%$500-30 Month CD
0.30%$500-15 Month CD Special
0.30%$500-Business 15 Month CD Special
0.30%$500-Business 30 Month CD
0.25%$500-24 Month CD
0.25%$500-10 Month CD Special
0.25%$500-Business 10 Month CD Special
0.25%$500-Business 24 Month CD
0.20%$500-18 Month CD
0.20%$500-Business 18 Month CD
0.15%$500-12 Month CD
0.15%$500-Business 12 Month CD
0.10%$500-6 Month CD
0.10%$500-Business 6 Month CD
0.05%$500-3 Month CD
0.05%$500-Business 3 Month CD

Farmers and Merchants Bank (MD) IRA Rates

0.50%$100-60 Month IRA
0.40%$100-30 Month IRA
0.35%$100-24 Month IRA
0.30%$100-18 Month IRA
0.25%$100-12 Month IRA
0.20%$100-6 Month IRA
0.15%$100-3 Month IRA

Cities: Hampstead, Owings Mills, Reisterstown, Sykesville, Upperco, Westminster

Hampstead Branches
Greenmount Branch2320 Hanover PikeHampstead, MD 21074
Hampstead Branch735 Hanover PikeHampstead, MD 21074

Owings Mills Branches
Atrium Village Branch4730 Atrium CourtOwings Mills, MD 21117
Owings Mills Branch9320 Lakeside Blvd, P.o. Box 409Owings Mills, MD 21117

Reisterstown Branches
Reisterstown Branch25 Westminster Pike, P.o. Box 249Reisterstown, MD 21136

Sykesville Branches
Carroll Community Bank Branch1321 Liberty RoadSykesville, MD 21784

Upperco Branches
Farmers and Merchants Bank15226 Hanover PikeUpperco, MD 21155

Westminster Branches
Westminster Branch275 Clifton RoadWestminster, MD 21157
Carroll Lutheran Village Branch205 St. Mark WayWestminster, MD 21158
Baltimore Boulevard Branch1010 Baltimore BoulevardWestminster, MD 21157

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