Farmers and Merchants Bank (MD)

Overview / Commentary
15226 Hanover Road
Upperco, MD 21155

Farmers and Merchants Bank (MD) is headquartered in Upperco and is the 15th largest bank in the state of Maryland. It is also the 1,298th largest bank in the nation. It was established in 1919 and as of March of 2022, it had grown to 93 employees at 8 locations. Farmers and Merchants Bank (MD) has a B+ health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #1895
Year Established1919
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD10.8%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$718.6MM$697.1MM
LoansQ1 2022vs Q1 2021$484.2MM$520.9MM
DepositsQ1 2022vs Q1 2021$636.6MM$605.7MM
Equity CapitalQ1 2022vs Q1 2021$67.1MM$68.9MM
Loan Loss AllowanceQ1 2022vs Q1 2021$3.7MM$3.4MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$5.0MM$5.1MM
Real Estate OwnedQ1 2022vs Q1 2021$1.2MM$1.4MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Farmers and Merchants Bank (MD); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Farmers and Merchants Bank (MD) Savings Account Rates

0.10%*$1k*-Health Savings
OTHER TIERS: 0.05% Any amount
0.05%--Savings Account
0.05%--Vacation Club Account
0.05%--Holiday Club Account

Farmers and Merchants Bank (MD) Money Market Rates

0.15%*$100k*-Jumbo Money Market Account
OTHER TIERS: 0.10% Up to $100k
0.12%*$100k*-Money Market Account
OTHER TIERS: 0.03% Up to $2.5k | 0.05% $2.5k - $10k | 0.07% $10k - $25k | 0.10% $25k - $100k

Farmers and Merchants Bank (MD) Checking Account Rates

0.05%*$1k*-Super NOW Checking Account
OTHER TIERS: 0.03% $600 - $1k
0.05%$1k-Prime of Your Life Checking Account
0.03%$600-NOW Checking Account

Farmers and Merchants Bank (MD) CD Rates

0.25%$500-60 Month CD
0.25%$500-36 Month CD Special
0.25%$500-Business 36 Month CD Special
0.25%$500-Business 60 Month CD
0.20%$500-30 Month CD
0.20%$500-15 Month CD Special
0.20%$500-Business 15 Month CD Special
0.20%$500-Business 30 Month CD
0.15%$500-24 Month CD
0.15%$500-10 Month CD Special
0.15%$500-Business 10 Month CD Special
0.15%$500-Business 24 Month CD
0.12%$500-18 Month CD
0.12%$500-Business 18 Month CD
0.10%$500-12 Month CD
0.10%$500-Business 12 Month CD
0.05%$500-6 Month CD
0.05%$500-Business 6 Month CD
0.03%$500-3 Month CD
0.03%$500-Business 3 Month CD

Farmers and Merchants Bank (MD) IRA Rates

0.35%$100-60 Month IRA
0.30%$100-30 Month IRA
0.25%$100-24 Month IRA
0.22%$100-18 Month IRA
0.20%$100-12 Month IRA
0.15%$100-6 Month IRA
0.13%$100-3 Month IRA

Farmers and Merchants Bank (MD) Locations
Farmers and Merchants Bank15226 Hanover PikeUpperco, MD 21155
Greenmount Branch2320 Hanover PikeHampstead, MD 21074
Reisterstown Branch25 Westminster Pike, P.o. Box 249Reisterstown, MD 21136
Westminster Branch275 Clifton RoadWestminster, MD 21157
Hampstead Branch735 Hanover PikeHampstead, MD 21074
Owings Mills Branch9320 Lakeside Blvd, P.o. Box 409Owings Mills, MD 21117
Carroll Lutheran Village Branch205 St. Mark WayWestminster, MD 21158
Carroll Community Bank Branch1321 Liberty RoadSykesville, MD 21784

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.