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Farmers & Merchants Bank (CA)

Popular Accounts at this Bank

1.21%5-year CD60 Month Market Rate CD
0.20%1-year CD12-23 Month Market Rate CD
0.05%SavingsMarket Rate Savings Account

Overview / Commentary
302 Pine Avenue
Long Beach, CA 90802

Farmers & Merchants Bank (CA) is headquartered in Long Beach and is the 16th largest bank in the state of California. It is also the 163rd largest bank in the nation. It was established in 1907 and as of September of 2017, it had grown to 734 employees at 24 locations. Farmers & Merchants Bank (CA) has an A+ health rating.

Reviews (2)

I Love This Bank!

Posted by: AngieWo | Oct 25, 2017

I feel like royalty at Farmers & Merchants Bank. When I first opened my account Dannella called several times to make sure I was able to access online banking, etc. She also followed up when I did have a problem. She still will personally call me just to make sure I am happy and if I had any cares or concerns. Unbelievable, service of this standard is unheard of these days. I have been to several branches with the same, almost over helpful, results. I will never change banks. Thank you F&M Bank, you' the best!

Farmers and Merchants Bank

Posted by: jamesM15 | Jan 4, 2016

Farmers and Merchants bank is a bank that provides outstanding customer service. They have been doing business all across California for more than 100 years. They have 23 branches across Southern California to help you with all your banking needs. They offer very competitive CD's, with a yield of 1.46. They offer both individual as well as business accounts. I have a checking account with them fir the last 10 years. Every time I go in to the bank the staff is incredibly nice and helpful. It is nice to know that they give you the convenience of online services and yet if you need to go to the bank the staff is always helpful. It reminds me of how the banks used to be. They are very focused on the customer.


Health Grade Components

FDIC Certificate #1225
Year Established1907
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD7.61%
Annual Interest Income$177.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$7.48B$6.63B
LoansQ3 2017vs Q3 2016$3.82B$3.38B
DepositsQ3 2017vs Q3 2016$5.89B$5.10B
Equity CapitalQ3 2017vs Q3 2016$955.0MM$900.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$57.8MM$56.8MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$13.2MM$2.2MM
Real Estate OwnedQ3 2017vs Q3 2016$0$791.00K
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Farmers & Merchants Bank (CA) Savings Account Rates

0.10%$100-Health Savings Account
0.10%--Christmas Club Account
0.05%*$10k*-Market Rate Savings Account
OTHER TIERS: 0.01% $100 - $10k
0.05%--Youth Savings

Farmers & Merchants Bank (CA) Money Market Rates

0.10%*$10k*-Market Rate Money Market Account
OTHER TIERS: 0.05% $100 - $10k

Farmers & Merchants Bank (CA) Checking Account Rates

0.15%*$10k*-Platinum Checking
OTHER TIERS: 0.10% Up to $10k
0.10%$100-Gold Checking
0.05%$100-Interest on Checking Account
0.05%$200-Business Interest on Checking Account

Farmers & Merchants Bank (CA) CD Rates

1.21%$1k-60 Month Market Rate CD
0.90%$1k-48 Month Market Rate CD
0.40%$1k-36-47 Month Market Rate CD
0.30%$1k-24-35 Month Market Rate CD
0.20%$1k-12-23 Month Market Rate CD
0.10%$1k-182 Day Market Rate CD
0.05%$1k-7-31 Day Market Rate CD
0.05%$1k-91 Day Market Rate CD

Farmers & Merchants Bank (CA) IRA Rates

1.21%--60 Month Market Rate IRA
0.95%--48 Month Market Rate IRA
0.65%$500-36 Month Market Rate IRA
0.50%$500-24 Month Market Rate IRA
0.40%$500-18 Month Market Rate IRA
0.30%$500-12 Month Market Rate IRA
0.20%$500-6 Month Market Rate IRA