Farmers and Merchants Bank of St. Clair

Overview / Commentary
530 South Main Street
Saint Clair, MO 63077

Farmers and Merchants Bank of St. Clair is headquartered in Saint Clair and is the 117th largest bank in the state of Missouri. It is also the 2,758th largest bank in the nation. It was established in 1913 and as of June of 2020, it had grown to 65 employees at 5 locations. Farmers and Merchants Bank of St. Clair has an A+ health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #14056
Year Established1913
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD6.79%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$234.8MM$201.0MM
LoansQ2 2020vs Q2 2019$161.1MM$139.3MM
DepositsQ2 2020vs Q2 2019$204.8MM$173.4MM
Equity CapitalQ2 2020vs Q2 2019$29.1MM$26.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.0MM$1.5MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$174.00K$275.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Farmers and Merchants Bank of St. Clair; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Farmers and Merchants Bank of St. Clair Savings Account Rates

1.50%$100-Health Savings Account Qualified
0.51%*$25*$5kLazy River Kids Club Savings
OTHER TIERS: 0.15% $5k+
0.10%$100-Statement Savings
0.10%-$5kHealth Savings Account

Farmers and Merchants Bank of St. Clair Money Market Rates

0.35%*$100k*-Premium MMDA (New Money Only)
OTHER TIERS: 0.30% Up to $100k
0.20%*$100k*-Business MMDA
OTHER TIERS: 0.01% $500 - $2.5k | 0.05% $2.5k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k
0.20%*$100k*-MMDA Regular
OTHER TIERS: 0.01% $500 - $2.5k | 0.05% $2.5k - $25k | 0.10% $25k - $50k | 0.15% $50k - $100k

Farmers and Merchants Bank of St. Clair Checking Account Rates

4.07%*-$15kYour Choice Checking - Rewards
OTHER TIERS: 0.10% $15k+
0.10%*$2.5k*-Super NOW Account
OTHER TIERS: 0.05% $1k - $2.5k
0.05%--Your Choice Checking - Premium

Farmers and Merchants Bank of St. Clair CD Rates

0.95%$500-5 Year Bump Up CD
0.90%$500-5 Year CD
0.80%$500-4 Year CD
0.75%$500-36 Month CD
0.70%$5k-19 Month CD Special
0.70%$5k-33 Month CD
0.60%$500-30 Month CD
0.60%$500-24 Month CD
0.50%$500-18 Month CD
0.50%$500-14 Month CD
0.45%$500-12 Month CD
0.40%$500-10 Month CD
0.35%$500-8 Month Add On CD
0.25%$500-6 Month CD
0.20%$1k-91 Day CD

Farmers and Merchants Bank of St. Clair IRA Rates

0.90%$500-60 Month Fixed Rate IRA
0.75%$500-36 Month Fixed Rate IRA
0.60%$500-24 Month Fixed Rate IRA
0.50%$500-18 Month Variable Rate IRA

Farmers and Merchants Bank of St. Clair Locations
High Ridge Branch1010 Crossroads PlaceHigh Ridge, MO 63049
Lonedell Branch3732 Hwy 30, Suite BLonedell, MO 63060
Farmers and Merchants Bank Of St. Clair530 South Main StreetSaint Clair, MO 63077
Eureka Branch619 Stockell DriveEureka, MO 63025
Plaza Facility905 St. Clair Plaza DriveSt. Clair, MO 63077

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.