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Farmers and Merchants State Bank (IA)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.40%5-year CD60 Month CD
0.35%1-year CD12 Month CD
0.15%SavingsSavings Account

Overview / Commentary
515-462-4242
101 West Jefferson
Winterset, IA 50273

Farmers and Merchants State Bank (IA) is headquartered in Winterset and is the 108th largest bank in the state of Iowa. It is also the 3,060th largest bank in the nation. It was established in 1938 and as of June of 2016, it had grown to 36 employees at 4 locations. Farmers and Merchants State Bank (IA) has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #15610
Year Established1938
Employees36
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD8.88%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$193.3MM$176.1MM
LoansQ2 2016vs Q2 2015$105.5MM$106.2MM
DepositsQ2 2016vs Q2 2015$163.5MM$145.1MM
Equity CapitalQ2 2016vs Q2 2015$23.3MM$21.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.2MM$1.2MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$32.00K$81.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$86.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Farmers and Merchants State Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--Money Tree Savings Account
0.15%*$5k*-Savings Account
OTHER TIERS: 0.10% Up to $5k
0.15%*$5k*-Christmas Club
OTHER TIERS: 0.10% Up to $5k

Farmers and Merchants State Bank (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Money Market Savings Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k

Farmers and Merchants State Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Now Account

Farmers and Merchants State Bank (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%*$10k*-60 Month CD
OTHER TIERS: 1.25% $1k - $10k
1.25%*$10k*-48 Month CD
OTHER TIERS: 1.00% $1k - $10k
0.90%*$10k*-36 Month CD
OTHER TIERS: 0.55% $1k - $10k
0.60%*$10k*-24 Month CD
OTHER TIERS: 0.45% $1k - $10k
0.55%$250-36 Month Money Tree CD
0.50%*$10k*-18 Month CD
OTHER TIERS: 0.35% $1k - $10k
0.35%*$10k*-12 Month CD
OTHER TIERS: 0.25% $1k - $10k
0.20%*$10k*-6 Month CD
OTHER TIERS: 0.05% $1k - $10k

Farmers and Merchants State Bank (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$1k-60 Month IRA
0.75%--18 Month IRA
0.50%$25-12 Month Roth IRA
0.50%$25-12 Month CESA
Locations


Farmers and Merchants State Bank (IA) Locations
Farmers and Merchants State Bank101 West JeffersonWinterset, IA 50273
Orient Branch114 South Broad StreetOrient, IA 50858
St Charles Branch317 East Main StreetSaint Charles, IA 50240
Motor Branch722 North First StreetWinterset, IA 50273