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Midstates Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
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Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.midstatesbank.com
712-388-0505
1851 Madison Avenue, Suite 732
Council Bluffs, IA 51503

Midstates Bank is headquartered in COUNCIL BLUFFS and is the 41st largest bank in the state of Iowa. It is also the 1,491st largest bank in the nation. It was established in 1913 and as of March of 2025, it had grown to 94 employees at 10 locations. Midstates Bank has a B+ health rating.

Reviews

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #4465
Year Established1913
Employees94
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD12.51%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$636.8MM$639.5MM
LoansQ1 2025vs Q1 2024$397MM$402.4MM
DepositsQ1 2025vs Q1 2024$558.9MM$558MM
Equity CapitalQ1 2025vs Q1 2024$55.1MM$47.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.8MM$8.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4MM$3.6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Sorry, we do not have rate data for Midstates Bank.

Locations


Cities: Avoca, Council Bluffs, Harlan, Kingsley, Le Mars, Minden, Missouri Valley, Mondamin, Neola, Sergeant Bluff

Avoca Branches
Avoca Branch206 N Elm StreetAvoca, IA 51521

Council Bluffs Branches
Midstates Bank, National Association1851 Madison AveCouncil Bluffs, IA 51503

Harlan Branches
Main Office Branch812 Durant StreetHarlan, IA 51537

Kingsley Branches
Kingsley Branch1 East Second StreetKingsley, IA 51028

Le Mars Branches
Le Mars Branch850 12th Street, SwLe Mars, IA 51031

Minden Branches
Minden Branch301 BroadwayMinden, IA 51553

Missouri Valley Branches
Missouri Valley Branch321 East Erie StreetMissouri Valley, IA 51555

Mondamin Branches
Mondamin Branch103 Maple StMondamin, IA 51557

Neola Branches
Neola Branch300 Front StreetNeola, IA 51559

Sergeant Bluff Branches
Kingsley State Bank, Sergeant Bluff Office705 1st StreetSergeant Bluff, IA 51054

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