Midstates Bank

Overview / Commentary

www.midstatesbank.com

712-388-0505

1851 Madison Avenue, Suite 732
Council Bluffs, IA 51503

Midstates Bank is headquartered in Council Bluffs and is the 55^th largest bank in the state of Iowa. It is also the 1,846^th largest bank in the nation. It was established in 1913 and as of March of 2019, it had grown to 71 employees at 6 locations. Midstates Bank's CD rates are 84% higher than the national average, and it has a B+ health rating.

Reviews (1)

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Don't Do Business With Them.

Posted by: LILGAL | Mar 13, 2016

Let me show you what I'm going through with this bank. I did Land contracts on some property's. The bank foreclosed on them, through no fault of my own. I was paid to date. I asked for my personal property back. This was Joe Pauley of Midstate bank response to me.
Mar 8 at 2:01 PM
Due to the foreclosure. . . You are not entitled to any of the contents. Mr. Pauley also asked the people in one of the homes how thy know me, and if I was their drug dealer.

Comment

Health

B+

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	4465
Year Established	1913
Employees	71
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.32%
Return on Equity - YTD	12.02%
Annual Interest Income	$4.2MM

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$378.7MM$381.1MM
Loans	Q1 2019vs Q1 2018	$223.0MM$224.2MM
Deposits	Q1 2019vs Q1 2018	$276.2MM$281.6MM
Equity Capital	Q1 2019vs Q1 2018	$44.0MM$41.5MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$6.1MM$5.3MM
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$8.4MM$9.4MM
Real Estate Owned	Q1 2019vs Q1 2018	$56.00K$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midstates Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.52%^*	$10k^*	-	60 Month CD
OTHER TIERS: 1.31% → $500 - $10k
2.52%^*	$10k^*	-	Business 60 Month CD
OTHER TIERS: 1.31% → $500 - $10k
2.42%^*	$10k^*	-	48 Month CD
OTHER TIERS: 1.91% → $500 - $10k
2.42%	$500	-	36 Month Jump-Up Flex CD
2.42%	$500	-	Business 36 Month Jump-Up Flex CD
2.42%^*	$10k^*	-	Business 48 Month CD
OTHER TIERS: 1.91% → $500 - $10k
2.32%	$10k	-	25 Month CD
2.32%	$10k	-	Business 25 Month CD
2.17%	$10k	-	13 Month CD
2.17%	$10k	-	Business 13 Month CD
1.76%^*	$10k^*	-	18 Month CD
OTHER TIERS: 1.31% → $500 - $10k
1.76%^*	$10k^*	-	Business 18 Month CD
OTHER TIERS: 1.31% → $500 - $10k
1.66%^*	$10k^*	-	12 Month CD
OTHER TIERS: 1.21% → $500 - $10k
1.66%^*	$10k^*	-	Business 12 Month CD
OTHER TIERS: 1.21% → $500 - $10k
1.21%	$10k	-	Business 15 Month CD
1.00%	$500	-	24 Month CD
1.00%	$500	-	Business 24 Month CD
0.65%^*	$5k^*	-	6 Month CD
OTHER TIERS: 0.50% → $500 - $5k
0.65%^*	$5k^*	-	Business 6 Month CD
OTHER TIERS: 0.50% → $500 - $5k
0.40%	$500	-	8 Month CD
0.40%	$500	-	Business 8 Month CD

Locations

Midstates Bank Locations
Mondamin Branch	103 Maple St	Mondamin, IA 51557
Midstates Bank, National Association	1851 Madison Avenue, Suite 17	Council Bluffs, IA 51503
Avoca Branch	206 N Elm Street	Avoca, IA 51521
Missouri Valley Branch	321 East Erie Street	Missouri Valley, IA 51555
Council Bluffs Branch	35 Main Place, Suite 50	Council Bluffs, IA 51503
Main Office Branch	812 Durant Street	Harlan, IA 51537
Kingsley Branch	1 East Second Street	Kingsley, IA 51028
Le Mars Branch	850 12th Street, Sw	Le Mars, IA 51031
Kingsley State Bank, Sergeant Bluff Office	705 1st Street	Sergeant Bluff, IA 51054

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