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101 South Main Street
Plankinton, SD 57368

Farmers and Merchants State Bank is headquartered in Plankinton and is the 38th largest bank in the state of South Dakota. It is also the 4,328th largest bank in the nation. It was established in 1910 and as of December of 2016, it had grown to 13 employees at 2 locations. Farmers and Merchants State Bank has an A+ health rating.

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Health Grade Components

FDIC Certificate #501
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.19%
Return on Equity - YTD22.27%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$102.3MM$107.8MM
LoansQ4 2016vs Q4 2015$88.9MM$96.5MM
DepositsQ4 2016vs Q4 2015$91.3MM$92.5MM
Equity CapitalQ4 2016vs Q4 2015$10.7MM$9.8MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.4MM$1.0MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$220.00K$185.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0

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Farmers and Merchants State Bank Locations
Farmers and Merchants State Bank101 South Main StreetPlankinton, SD 57368
White Lake Branch121 South Main StreetWhite Lake, SD 57383