Farmers and Miners Bank Reviews and Rates

Farmers and Miners Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.farmersandminersbank.com

276-546-4692

41526 West Morgan Avenue
Pennington Gap, VA 24277

Farmers and Miners Bank is headquartered in PENNINGTON GAP and is the 50^th largest bank in the state of Virginia. It is also the 3,192^nd largest bank in the nation. It was established in 1979 and as of March of 2025, it had grown to 52 employees at 6 locations. Farmers and Miners Bank has an A health rating.

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Health

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	22888
Year Established	1979
Employees	52
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.52%
Return on Equity - YTD	11.71%
Annual Interest Income	$2.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$179.9MM$176.7MM
Loans	Q1 2025vs Q1 2024	$91.4MM$86MM
Deposits	Q1 2025vs Q1 2024	$155.3MM$154.1MM
Equity Capital	Q1 2025vs Q1 2024	$23.4MM$21.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.5MM$1.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$329K$270K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Farmers and Miners Bank.

Locations

Farmers and Miners Bank Locations
Cumberland Gap Branch	248 Station Creek Road	Ewing, VA 24248
Weber City Branch	2944 US Hwy 23 North	Weber City, VA 24290
Wise County Branch	331 East Main Street	Wise, VA 24293
Farmers and Miners Bank	41526 W Morgan Ave	Pennington Gap, VA 24277
West Clintwood Branch	5283 Dickenson Highway	Clintwood, VA 24228
Rose Hill Branch	6489 Dr. Thomas Walker Rd	Rose Hill, VA 24281

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