F & M Bank (OK)

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LOCATIONS

Overview / Commentary

www.fmbankok.com

405-715-1100

17100 North May Ave
Edmond, OK 73012

F & M Bank (OK) is headquartered in Edmond and is the 36^th largest bank in the state of Oklahoma. It is also the 1,499^th largest bank in the nation. It was established in 1902 and as of December of 2019, it had grown to 104 employees at 8 locations. F & M Bank (OK) has an A health rating.

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Health

Data as of Q4 2019

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Health Grade Components

Overall
FDIC Certificate #	12761
Year Established	1902
Employees	104
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.74%
Return on Equity - YTD	17.73%
Annual Interest Income	$21.3MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$480.9MM$478.4MM
Loans	Q4 2019vs Q4 2018	$324.5MM$325.8MM
Deposits	Q4 2019vs Q4 2018	$411.8MM$416.6MM
Equity Capital	Q4 2019vs Q4 2018	$50.9MM$43.4MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$4.7MM$4.1MM
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$540.00K$424.00K
Real Estate Owned	Q4 2019vs Q4 2018	$50.00K$0

Locations

F & M Bank (OK) Locations
Yukon Branch	11000 Surrey Hills Boulevard	Yukon, OK 73099
Crescent Branch	116 South Grand Street	Crescent, OK 73028
Edmond Branch	121 East Waterloo	Edmond, OK 73034
Piedmont Branch	1216 Piedmont Road	Piedmont, OK 73078
F & M Bank	17100 North May Ave	Edmond, OK 73012
Guthrie Branch	1800 East Oaklahoma Avenue	Guthrie, OK 73044
South Division Branch	2211 South Division	Guthrie, OK 73044
First Capital Branch	601 South Main Street	Kingfisher, OK 73750

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