Farmers & Merchants Bank of Central California


Overview / Commentary
209-367-2300
121 West Pine Street
Lodi, CA 95240

Farmers & Merchants Bank of Central California is headquartered in Lodi and is the 27th largest bank in the state of California. It is also the 254th largest bank in the nation. It was established in 1916 and as of March of 2022, it had grown to 359 employees at 33 locations. Farmers & Merchants Bank of Central California has an A health rating.

Reviews (1)

Great Bank in Modesto

F&M bank is a small, local bank mainly centralized in Modesto, California, 95358. I have been banking with them for a little over four years now and I would not change a thing. The customer service, rewards, incentives and online banking options that they offer are exceptionally phenomenal. Large scale banks definitely need to take a look at this bank and follow in F&M banks footsteps.

I would definitely recommend this company to any of my friends, as a matter of a fact, I already have done so in the past and they are all extremely happy with this bank. Although they are exceptional in almost every possible category, they could always improve on one thing, and that is, the use of ATM's. The ATM machines that are currently available for this bank are very slow and often times feel out dated.



Health

Health Grade Components

Overall
FDIC Certificate #1331
Year Established1916
Employees359
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.32%
Return on Equity - YTD14.83%
Annual Interest Income$42.9MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$5.42B$4.73B
LoansQ1 2022vs Q1 2021$3.18B$3.05B
DepositsQ1 2022vs Q1 2021$4.84B$4.25B
Equity CapitalQ1 2022vs Q1 2021$474.1MM$431.8MM
Loan Loss AllowanceQ1 2022vs Q1 2021$61.0MM$60.2MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$437.00K$493.00K
Real Estate OwnedQ1 2022vs Q1 2021$873.00K$873.00K
Rates

Rates for Farmers & Merchants Bank of Central California are currently being reviewed.

Locations

Availability



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