Farmers & Merchants Bank & Trust (IA)

Overview / Commentary
221 Jefferson Street
Burlington, IA 52601

Farmers & Merchants Bank & Trust (IA) is headquartered in BURLINGTON and is the 125th largest bank in the state of Iowa. It is also the 2,804th largest bank in the nation. It was established in 1916 and as of September of 2023, it had grown to 51 employees at 4 locations. Farmers & Merchants Bank & Trust (IA) has a B health rating.


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Health Grade Components

FDIC Certificate #13737
Year Established1916
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.06%
Return on Equity - YTD-1.41%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$235MM$265.8MM
LoansQ3 2023vs Q3 2022$120.7MM$120.5MM
DepositsQ3 2023vs Q3 2022$213.3MM$255.4MM
Equity CapitalQ3 2023vs Q3 2022$8.4MM$9.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.6MM$1.9MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$174K$36K
Real Estate OwnedQ3 2023vs Q3 2022$0$213K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Farmers & Merchants Bank & Trust (IA) Savings Account Rates

0.40%--F&M Dream Big Savings Account
0.25%--Health Savings
0.10%--IRA Variable Savings
0.10%--F&M MYWAY Saving Account

Farmers & Merchants Bank & Trust (IA) Checking Account Rates

10.47%*-$500F&M Campus Checking
OTHER TIERS: 0.05% $500+
5.12%*-$1kF&M Interest Checking
OTHER TIERS: 0.15% $1k+
2.02%*-$3kF&M Young Farmers Checking
OTHER TIERS: 0.10% $3k+
0.15%$5k-Business F&M Interest Checking
0.15%*$2.5k*-F&M Extreme Checking
OTHER TIERS: 0.10% Up to $2.5k
0.05%$500-F&M 50+ Checking

Farmers & Merchants Bank & Trust (IA) CD Rates

1.15%$500-19 Month Special
0.77%$500$100k5 Year CD
0.65%$500-7 Month CD Special
0.50%$500$100k4 Year CD
0.37%$500$100k36 month CD
0.32%$500$100k30 Month CD
0.28%$500$100k24 Month CD
0.25%$500$100k18 Month CD
0.21%$500$100k12 Month CD
0.20%$500$100k9 Month CD
0.19%$500$100k6 Month CD
0.14%$500$100k3 Month CD

Farmers & Merchants Bank & Trust (IA) Locations
West Burlington Branch101 Broadway StreetWest Burlington, IA 52655
Farmers & Merchants Bank & Trust221 Jefferson StBurlington, IA 52601
Drive-In Branch109 West Mt. Pleasant StreetW. Burlington, IA 52655
Parking Lot BranchFourth and Valley StreetsBurlington, IA 52601

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