Farmers & Merchants State Bank (WI)

Overview / Commentary

www.fandmstbk.com

920-478-2181

210 West Madison
Waterloo, WI 53594

Farmers & Merchants State Bank (WI) is headquartered in Waterloo and is the 117^th largest bank in the state of Wisconsin. It is also the 2,983^rd largest bank in the nation. It was established in 1897 and as of June of 2020, it had grown to 30 employees at 2 locations. Farmers & Merchants State Bank (WI) has an A+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	13242
Year Established	1897
Employees	30
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.25%
Return on Equity - YTD	11.4%
Annual Interest Income	$3.8MM

Assets and Liabilities
Assets	Q2 2020vs Q2 2019	$202.7MM$181.9MM
Loans	Q2 2020vs Q2 2019	$165.3MM$140.4MM
Deposits	Q2 2020vs Q2 2019	$148.9MM$131.7MM
Equity Capital	Q2 2020vs Q2 2019	$21.4MM$20.0MM
Loan Loss Allowance	Q2 2020vs Q2 2019	$2.1MM$2.0MM
Unbacked Noncurrent Loans	Q2 2020vs Q2 2019	$0$20.00K
Real Estate Owned	Q2 2020vs Q2 2019	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Farmers & Merchants State Bank (WI); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Farmers & Merchants State Bank (WI) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.03%^*	-	$500	Custodial Savings
OTHER TIERS: 0.50% → $500+
3.03%^*	-	$500	Youth Savings
OTHER TIERS: 0.50% → $500+
0.52%	$100	-	HSA Checking
0.50%	$10	-	Holiday Savings
0.22%^*	$25k^*	-	Prosperity Premium Savings
OTHER TIERS: 0.07% → Up to $25k
0.22%^*	$25k^*	-	Business Premium Savings
OTHER TIERS: 0.07% → Up to $25k
0.07%	$100	-	Personal Savings
0.07%	$100	-	IRA Passbook Savings

Farmers & Merchants State Bank (WI) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$250k^*	-	Premium Money Market
OTHER TIERS: 0.01% → Up to $249k
0.30%^*	$250k^*	-	Business Premium Money Market
OTHER TIERS: 0.01% → Up to $249k
0.25%^*	$150k^*	-	Business Money Market
OTHER TIERS: 0.01% → Up to $25k \| 0.05% → $25k - $50k \| 0.10% → $50k - $75k \| 0.15% → $75k - $100k \| 0.20% → $100k - $150k
0.25%^*	$150k^*	-	Money Market
OTHER TIERS: 0.01% → Up to $25k \| 0.05% → $25k - $50k \| 0.10% → $50k - $75k \| 0.15% → $75k - $100k \| 0.20% → $100k - $150k

Farmers & Merchants State Bank (WI) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$2.5k	-	Prosperity Checking
0.05%^*	$2.5k^*	-	Commercial Interest Checking
OTHER TIERS: 0.01% → Up to $2.5k

Farmers & Merchants State Bank (WI) CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.95%	$5k	-	36 Month Reverse CD Special
0.95%	$5k	-	48 Month Reverse CD Special
0.95%	$5k	-	60 Month Reverse CD Special
0.75%	$500	-	60 Month CD
0.75%	$500	-	Business 60 Month CD
0.75%	$5k	-	24 Month Reverse CD Special
0.55%^*	$20^*	$100k	20 Month Dream Builder CD Special
OTHER TIERS: 0.07% → $100k+
0.50%	$500	-	16 Month Sweet Sixteen CD Special
0.50%	$500	-	Business 16 Month Sweet Sixteen CD Special
0.45%	$500	-	36 Month CD
0.45%	$500	-	Business 36 Month CD
0.35%	$500	-	24 Month CD
0.35%	$500	-	Business 24 Month CD
0.30%	$500	-	12 Month CD
0.30%	$500	-	Business 12 Month CD
0.30%	$500	-	18 Month CD

Locations

Farmers & Merchants State Bank (WI) Locations
Farmers & Merchants State Bank	210 West Madison	Waterloo, WI 53594
Marshall Branch	218 West Main	Marshall, WI 53559

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.