Farmers & Merchants State Bank (WI)

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	60 Month CD 2.25% - Ally Bank High Yield 5 Year CD
0.34%	1-year CD	12 Month CD 1.35% - Ally Bank High Yield 12-Month CD
0.07%	Savings	Personal Savings 1.05% - Ally Bank Online Savings Account

View all Farmers & Merchants State Bank (WI) rates »

Overview / Commentary

www.fandmstbk.com

888-478-3007

210 West Madison
Waterloo, WI 53594

Farmers & Merchants State Bank (WI) is headquartered in Waterloo and is the 133^rd largest bank in the state of Wisconsin. It is also the 3,343^rd largest bank in the nation. It was established in 1897 and as of March of 2017, it had grown to 31 employees at 2 locations. Farmers & Merchants State Bank (WI)'s money market rates are 14% higher than the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2017

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Health Grade Components

Overall
FDIC Certificate #	13242
Year Established	1897
Employees	31
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.84%
Return on Equity - YTD	7.95%
Annual Interest Income	$1.6MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$167.9MM$166.5MM
Loans	Q1 2017vs Q1 2016	$141.5MM$130.4MM
Deposits	Q1 2017vs Q1 2016	$122.4MM$114.3MM
Equity Capital	Q1 2017vs Q1 2016	$17.9MM$18.3MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$2.0MM$2.0MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$623.00K$1.2MM
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Farmers & Merchants State Bank (WI) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	Holiday Savings
0.22%^*	$25k^*	-	Prosperity Premium Savings
OTHER TIERS: 0.07% → Up to $25k
0.22%^*	$25k^*	-	Business Premium Savings
OTHER TIERS: 0.07% → Up to $25k
0.07%	$100	-	Personal Savings

Farmers & Merchants State Bank (WI) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$100k^*	-	Online Money Market Savings
OTHER TIERS: 0.05% → Up to $50k \| 0.30% → $50k - $100k
0.35%^*	$150k^*	-	Business Money Market Deposit Accounts (MMDA)
OTHER TIERS: 0.10% → Up to $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $75k \| 0.25% → $75k - $100k \| 0.30% → $100k - $150k

Farmers & Merchants State Bank (WI) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$2,500	-	Prosperity Checking
0.05%^*	$2,500^*	-	Commercial Interest Checking
OTHER TIERS: 0.01% → Up to $2,500

Farmers & Merchants State Bank (WI) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.65%	$10k	-	Business 5 Year CDAR
1.50%	$500	-	60 Month CD
1.29%	$5k	-	29 Month Trade-Up CD Special
1.29%	$5k	-	Commercial 29 Month Trade-Up CD Special
1.25%	$500	-	Commercial 60 Month CD
1.16%	$500	-	16 Month Sweet Sixteen CD Special
1.16%	$500	-	Commercial 16 Month Sweet Sixteen CD Special
1.04%	$10k	-	Business 3 Year CDAR
1.01%	$20	-	20 Month Dream Builder CD Special
0.75%	$500	-	36 Month CD
0.75%	$500	-	Commercial 36 Month CD
0.69%	$10k	-	Business 2 Year CDAR
0.54%	$500	-	24 Month CD
0.54%	$500	-	Commercial 24 Month CD
0.49%	$10k	-	Business 52 Week CDAR
0.34%	$500	-	12 Month CD
0.34%	$500	-	Commercial 12 Month CD
0.22%	$10k	-	Business 26 Week CDAR
0.18%	$10k	-	Business 13 Week CDAR
0.12%	$10k	-	Business 4 Week CDAR

Locations

Farmers & Merchants State Bank (WI) Locations
Farmers & Merchants State Bank	210 West Madison	Waterloo, WI 53594
Marshall Branch	218 West Main	Marshall, WI 53559