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Overview / Commentary
307-11 Defiance Street
Archbold, OH 43502

Farmers & Merchants State Bank is headquartered in Archbold and is the 20th largest bank in the state of Ohio. It is also the 710th largest bank in the nation. It was established in 1897 and as of December of 2016, it had grown to 273 employees at 24 locations. Farmers & Merchants State Bank has an A health rating.

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Health Grade Components

FDIC Certificate #5969
Year Established1897
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD10.42%
Annual Interest Income$37.4MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.04B$970.5MM
LoansQ4 2016vs Q4 2015$753.4MM$679.8MM
DepositsQ4 2016vs Q4 2015$843.6MM$772.1MM
Equity CapitalQ4 2016vs Q4 2015$103.7MM$100.9MM
Loan Loss AllowanceQ4 2016vs Q4 2015$6.8MM$6.1MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.4MM$2.0MM
Real Estate OwnedQ4 2016vs Q4 2015$774.00K$1.2MM

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Farmers & Merchants State Bank has 24 locations. Click to view all Farmers & Merchants State Bank locations.