Farmers & Merchants State Bank

Overview / Commentary
307 N. Defiance Street
Archbold, OH 43502

Farmers & Merchants State Bank is headquartered in Archbold and is the 15th largest bank in the state of Ohio. It is also the 425th largest bank in the nation. It was established in 1897 and as of June of 2022, it had grown to 390 employees at 33 locations. Farmers & Merchants State Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #5969
Year Established1897
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD11.13%
Annual Interest Income$45.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$2.65B$2.14B
LoansQ2 2022vs Q2 2021$2.02B$1.45B
DepositsQ2 2022vs Q2 2021$2.23B$1.85B
Equity CapitalQ2 2022vs Q2 2021$287.6MM$226.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$18.4MM$15.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$5.2MM$7.0MM
Real Estate OwnedQ2 2022vs Q2 2021$0$198.00K

Rates for Farmers & Merchants State Bank are currently being reviewed.



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