Farmers & Merchants State Bank


Overview / Commentary
419-446-2501
307 N. Defiance Street
Archbold, OH 43502

Farmers & Merchants State Bank is headquartered in ARCHBOLD and is the 14th largest bank in the state of Ohio. It is also the 373rd largest bank in the nation. It was established in 1897 and as of March of 2025, it had grown to 482 employees at 40 locations. Farmers & Merchants State Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #5969
Year Established1897
Employees482
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD8.14%
Annual Interest Income$40.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3.38B$3.28B
LoansQ1 2025vs Q1 2024$2.56B$2.52B
DepositsQ1 2025vs Q1 2024$2.7B$2.63B
Equity CapitalQ1 2025vs Q1 2024$367.1MM$340.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$26.4MM$24.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.5MM$19.4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations

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