Farmers & Merchants State Bank


Overview / Commentary
419-446-2501
307 N. Defiance Street
Archbold, OH 43502

Farmers & Merchants State Bank is headquartered in ARCHBOLD and is the 15th largest bank in the state of Ohio. It is also the 375th largest bank in the nation. It was established in 1897 and as of September of 2024, it had grown to 446 employees at 40 locations. Farmers & Merchants State Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #5969
Year Established1897
Employees446
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD7.32%
Annual Interest Income$121.5MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$3.38B$3.22B
LoansQ3 2024vs Q3 2023$2.51B$2.51B
DepositsQ3 2024vs Q3 2023$2.69B$2.58B
Equity CapitalQ3 2024vs Q3 2023$358.5MM$326.2MM
Loan Loss AllowanceQ3 2024vs Q3 2023$25.5MM$25.3MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$2.9MM$22.4MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

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Locations

Availability



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