Farmers & Merchants State Bank

Featured Account Options

SPONSORED LISTINGS

12 Month CD

Start growing your savings and
meeting your financial goals

2.55% APY

Capital One 360 Money Market

$10,000 Minimum to earn APY

2.00% APY

Overview / Commentary

www.fm.bank

419-446-2501

307 N. Defiance Street
Archbold, OH 43502

Farmers & Merchants State Bank is headquartered in Archbold and is the 21^st largest bank in the state of Ohio. It is also the 712^th largest bank in the nation. It was established in 1897 and as of June of 2018, it had grown to 276 employees at 25 locations. Farmers & Merchants State Bank has an A+ health rating.

Overall
FDIC Certificate #	5969
Year Established	1897
Employees	276
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.37%
Return on Equity - YTD	13.45%
Annual Interest Income	$22.5MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$1.08B$1.04B
Loans	Q2 2018vs Q2 2017	$825.1MM$785.6MM
Deposits	Q2 2018vs Q2 2017	$931.4MM$878.0MM
Equity Capital	Q2 2018vs Q2 2017	$112.2MM$108.0MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$6.8MM$6.9MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$903.00K$1.4MM
Real Estate Owned	Q2 2018vs Q2 2017	$649.00K$630.00K

Rates

Skip to rates for:

Savings
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Farmers & Merchants State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Farmers & Merchants State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*^†	$20k^*	-	Kasasa Saver
OTHER TIERS: 0.50% → Up to $20k

Farmers & Merchants State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.81%^*^†	-	$15k	Kasasa Cash
OTHER TIERS: 0.12% → $15k+

Farmers & Merchants State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.22%	$2.5k	-	22 Month Welcome CD Special w/ New F&M Checking (OH & MI)
2.22%	$2.5k	-	22 Month Welcome CD Special w/ New F&M Checking (IN)
2.02%	$2.5k	-	22 Month CD Special w/ F&M Checking (OH & MI)
2.02%	$2.5k	-	22 Month CD Special w/ F&M Checking (IN)

Farmers & Merchants State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.02%	$2.5k	-	20 Month Perks IRA CD (Ohio & Michigan)
2.02%	$2.5k	-	20 Month Perks IRA CD (Indiana)

Locations

Availability

Toledo Area

Toledo Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.