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Farmers State Bank (13407)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fsbctx.bank
936-598-6900
115 Shelbyville Street
Center, TX 75935

Farmers State Bank (13407) is headquartered in CENTER and is the 197th largest bank in the state of Texas. It is also the 2,206th largest bank in the nation. It was established in 1910 and as of December of 2024, it had grown to 76 employees at 8 locations. Farmers State Bank (13407)'s CD rates are 4X the national average, and it has an A health rating.

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #13407
Year Established1910
Employees76
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.88%
Return on Equity - YTD13.85%
Annual Interest Income$20.4MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$364.2MM$367.8MM
LoansQ4 2024vs Q4 2023$218.5MM$211.7MM
DepositsQ4 2024vs Q4 2023$313MM$319.3MM
Equity CapitalQ4 2024vs Q4 2023$49.2MM$46.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$3.1MM$3.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$1MM$7.3MM
Real Estate OwnedQ4 2024vs Q4 2023$1.4MM$226K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Farmers State Bank (13407); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Farmers State Bank (13407) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$100-Savings Account

Farmers State Bank (13407) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$500k*-Money Market Plus Account
OTHER TIERS: 0.55% → $25k - $50k | 0.60% → $50k - $100k | 0.70% → $100k - $250k | 0.80% → $250k - $500k
0.50%$2k-Money Market Account

Farmers State Bank (13407) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2k-Super NOW Checking Account
0.28%$1k-Gold Star Interest Checking Account

Farmers State Bank (13407) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%*$50k*-182 Day CD
OTHER TIERS: 2.53% → $1k - $50k
3.82%*$50k*-1 Year CD
OTHER TIERS: 2.38% → $1k - $50k
2.89%$1k-5 Year CD
2.78%$1k-3 Year CD
2.78%$1k-4 Year CD
2.58%$1k-2 Year CD
2.58%$1k-30 Month CD
2.48%$1k-18 Month CD
1.36%$1k-91 Day CD

Farmers State Bank (13407) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.89%$500-5 Year IRA
2.78%$500-3 Year IRA
2.78%$500-4 Year IRA
2.58%$500-2 Year IRA
2.58%$500-30 Month IRA
2.48%$500-18 Month IRA
Locations


Farmers State Bank (13407) Locations
Carthage Branch114 West WellingtonCarthage, TX 75633
Farmers State Bank115 Shelbyville StCenter, TX 75935
Joaquin Branch12607 U.S. Hwy. 84 EastJoaquin, TX 75954
Center Branch275 Rough Rider DriveCenter, TX 75935
Shelbyville Branch5033 State Hwy 87 SouthShelbyville, TX 75973
Drive-In Facility209 Logansport StreetCenter, TX 75935
Franklin Lpo321 Hwy. 79 WestFranklin, TX 77856

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