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Farmers State Bank (13407)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fsbctx.bank
936-598-6900
115 Shelbyville Street
Center, TX 75935

Farmers State Bank (13407) is headquartered in CENTER and is the 196th largest bank in the state of Texas. It is also the 2,202nd largest bank in the nation. It was established in 1910 and as of March of 2025, it had grown to 75 employees at 8 locations. Farmers State Bank (13407)'s CD rates are 4X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #13407
Year Established1910
Employees75
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.88%
Return on Equity - YTD13.73%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$368.2MM$361.7MM
LoansQ1 2025vs Q1 2024$205.8MM$215.3MM
DepositsQ1 2025vs Q1 2024$314.7MM$311.7MM
Equity CapitalQ1 2025vs Q1 2024$50.9MM$47.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3MM$3.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.6MM$7.8MM
Real Estate OwnedQ1 2025vs Q1 2024$1.4MM$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Farmers State Bank (13407) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$100-Savings Account

Farmers State Bank (13407) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$500k*-Money Market Plus Account
OTHER TIERS: 0.55% → $25k - $50k | 0.60% → $50k - $100k | 0.70% → $100k - $250k | 0.80% → $250k - $500k
0.50%$2k-Money Market Account

Farmers State Bank (13407) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2k-Super NOW Checking Account
0.28%$1k-Gold Star Interest Checking Account

Farmers State Bank (13407) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.97%*$50k*-182 Day CD
OTHER TIERS: 2.48% → $1k - $50k
3.76%*$50k*-1 Year CD
OTHER TIERS: 2.32% → $1k - $50k
2.84%$1k-5 Year CD
2.73%$1k-3 Year CD
2.73%$1k-4 Year CD
2.53%$1k-2 Year CD
2.53%$1k-30 Month CD
2.43%$1k-18 Month CD
1.31%$1k-91 Day CD

Farmers State Bank (13407) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.84%$500-5 Year IRA
2.73%$500-3 Year IRA
2.73%$500-4 Year IRA
2.53%$500-2 Year IRA
2.53%$500-30 Month IRA
2.43%$500-18 Month IRA
Locations


Farmers State Bank (13407) Locations
Carthage Branch114 West WellingtonCarthage, TX 75633
Farmers State Bank115 Shelbyville StCenter, TX 75935
Joaquin Branch12607 U.S. Hwy. 84 EastJoaquin, TX 75954
Center Branch275 Rough Rider DriveCenter, TX 75935
Shelbyville Branch5033 State Hwy 87 SouthShelbyville, TX 75973
Drive-In Facility209 Logansport StreetCenter, TX 75935
Franklin Lpo321 Hwy. 79 WestFranklin, TX 77856

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