Farmers State Bank (9295) Reviews and Rates

Farmers State Bank (9295)

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fsblv.com

712-657-8525

401 Main Street
Lake View, IA 51450

Farmers State Bank (9295) is headquartered in LAKE VIEW and is the 229^th largest bank in the state of Iowa. It is also the 4,331^st largest bank in the nation. It was established in 1914 and as of March of 2025, it had grown to 7 employees at 1 location. Farmers State Bank (9295)'s money market rates are 5X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Farmers State Bank (9295) has a low asset base.

Health Grade Components

Overall
FDIC Certificate #	9295
Year Established	1914
Employees	7
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.59%
Return on Equity - YTD	4.38%
Annual Interest Income	$403K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$36.6MM$35.9MM
Loans	Q1 2025vs Q1 2024	$12.1MM$11.4MM
Deposits	Q1 2025vs Q1 2024	$31.7MM$31.1MM
Equity Capital	Q1 2025vs Q1 2024	$4.9MM$4.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$418K$418K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$0$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Farmers State Bank (9295) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$0	-	Passbook Savings Account

Farmers State Bank (9295) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.01%^*	$250k^*	-	Money Market Account
OTHER TIERS: 1.00% → $0 - $100k \| 1.90% → $100k - $250k

Farmers State Bank (9295) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$0	-	NOW Account

Farmers State Bank (9295) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.04%	$1k	-	182 Day CD
3.80%	$1k	-	12 Month CD
3.03%	$1k	-	24 Month CD
3.03%	$1k	-	36 Month CD
3.03%	$1k	-	48 Month CD

Farmers State Bank (9295) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.03%	$0	-	IRA Savings Account

Locations

Farmers State Bank (9295) Locations
Farmers State Bank	401 Main St	Lake View, IA 51450

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