Farmers State Bank (WA)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

farmersstatebankwa.com

973-682-2652

159 Riverside Avenue
Winthrop, WA 98862

Farmers State Bank (WA) is headquartered in WINTHROP and is the 36^th largest bank in the state of Washington. It is also the 4,243^rd largest bank in the nation. It was established in 1916 and as of March of 2025, it had grown to 6 employees at 1 location. Farmers State Bank (WA)'s savings rates are 8X the national average, and it has a B health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Farmers State Bank (WA) has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	6156
Year Established	1916
Employees	6
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.09%
Return on Equity - YTD	10.78%
Annual Interest Income	$406K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$50.2MM$56.1MM
Loans	Q1 2025vs Q1 2024	$3.5MM$3.5MM
Deposits	Q1 2025vs Q1 2024	$44.8MM$50.1MM
Equity Capital	Q1 2025vs Q1 2024	$5.3MM$4.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$210K$205K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$22K$103K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Farmers State Bank (WA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.07%^*	$1m^*	-	Pipestone Passbook Savings Account
OTHER TIERS: 0.25% → $0 - $25k \| 0.50% → $25k - $100k \| 0.75% → $100k - $250k \| 1.00% → $250k - $500k \| 3.04% → $500k - $1m
4.07%^*	$1m^*	-	Pipestone Business Passbook Savings Account
OTHER TIERS: 0.25% → $0 - $25k \| 0.50% → $25k - $100k \| 0.75% → $100k - $250k \| 1.00% → $250k - $500k \| 3.04% → $500k - $1m

Locations

Farmers State Bank (WA) Locations
Farmers State Bank, Winthrop, Wash.	159 Riverside Ave	Winthrop, WA 98862

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