FAST Federal Credit Union


Overview / Commentary
559-584-0922
312 W 7th St
Hanford, CA 93230

FAST Federal Credit Union is headquartered in Hanford and is the 111th largest credit union in the state of California. It is also the 1,031st largest credit union in the nation. It was established in 1954 and as of March of 2024, it had grown to 40 employees and 17,667 members at 3 locations. FAST Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in FAST Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Kings County, California, or the Fresno County communities of Coalinga, Laton, or Riverdale. Immediate family of current FAST Federal Credit Union members also qualify for membership.
See current membership details

Reviews (3)

Happy Customer For Years

Posted by: |

Have been a happy customer for 48 years - the credit union staff was always willing and happy to help us with our banking needs. Remember the old Cheers TV program - "Where everyone knows your Name" The tellers and staff always great you with a smile and a kind word - by the way the rates are as great as the staff. With excellent service it is no doubt that our FAST Credit Union is on top of the heap - good going FAST

Best Rate In The County

The Rewards Checking Account pays 3.01% apr up to $15,000 (minimun is 0.05; & no fees - woot! I'm able to avoid all fees at FAST; this account even gives you ATM fees back when charged by other banks).

If you are like me: you view your account online (no paper/, also safer), have at least 1 automatic deposit (paycheck), or withdrawal (gym, utilities), & use your debit card to buy things...then why not get the best interest rate?

When I call, I talk to a person vs. a machine. Most are kind.

Only negative is sometimes you have to go up the ladder because an employee may not know how an account works (needs more training on products & services; & needs to take some initiative, which some do... lots of turnover, as expected in this type of job).

I prefer Mobile site over App. There's more functionality for when paying bills.

Update On Interest Rate Limit

Posted by: |

Bank has dropped the rate tiers. Now can earn only 2.01% on up to $15,000, not 20k.



Health

Health Grade Components

Overall
NCUA #9109
Year Chartered1954
Employees40
Primary Regulator
Profit Margin
Return on Assets - YTD2.74%
Return on Equity - YTD17.17%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$297.1MM$287.7MM
LoansQ1 2024vs Q1 2023$218.8MM$202MM
DepositsQ1 2024vs Q1 2023$245.9MM$244.8MM
Equity CapitalQ1 2024vs Q1 2023$47MM$38.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$2.2MM$2.7MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$446K$228K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates

Rates for FAST Federal Credit Union are currently being reviewed.

Locations


FAST Federal Credit Union Locations
Branch Office312 W 7th StHanford, CA 93230
Branch Office200 Follett StLemoore, CA 93245
Branch Office744 Skyline BlvdAvenal, CA 93204

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