FAST Federal Credit Union


Overview / Commentary
559-584-0922
312 W 7th St
Hanford, CA 93230

FAST Federal Credit Union is headquartered in Hanford and is the 119th largest credit union in the state of California. It is also the 1,094th largest credit union in the nation. It was established in 1954 and as of June of 2021, it had grown to 38 employees and 17,680 members at 3 locations. FAST Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in FAST Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in Kings County, California, or the Fresno County communities of Coalinga, Laton, or Riverdale. Immediate family of current FAST Federal Credit Union members also qualify for membership.
See current membership details

Reviews (3)

Happy Customer For Years

Posted by: |

Have been a happy customer for 48 years - the credit union staff was always willing and happy to help us with our banking needs. Remember the old Cheers TV program - "Where everyone knows your Name" The tellers and staff always great you with a smile and a kind word - by the way the rates are as great as the staff. With excellent service it is no doubt that our FAST Credit Union is on top of the heap - good going FAST

Best Rate In The County

The Rewards Checking Account pays 3.01% apr up to $15,000 (minimun is 0.05; & no fees - woot! I'm able to avoid all fees at FAST; this account even gives you ATM fees back when charged by other banks).

If you are like me: you view your account online (no paper/, also safer), have at least 1 automatic deposit (paycheck), or withdrawal (gym, utilities), & use your debit card to buy things...then why not get the best interest rate?

When I call, I talk to a person vs. a machine. Most are kind.

Only negative is sometimes you have to go up the ladder because an employee may not know how an account works (needs more training on products & services; & needs to take some initiative, which some do... lots of turnover, as expected in this type of job).

I prefer Mobile site over App. There's more functionality for when paying bills.

Update On Interest Rate Limit

Posted by: |

Bank has dropped the rate tiers. Now can earn only 2.01% on up to $15,000, not 20k.



Health
A+

Health Grade Components

Overall
NCUA #9109
Year Chartered1954
Employees38
Primary Regulator
Profit Margin
Return on Assets - YTD1.84%
Return on Equity - YTD15.04%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$244.4MM$207.5MM
LoansQ2 2021vs Q2 2020$163.1MM$145.6MM
DepositsQ2 2021vs Q2 2020$208.6MM$176.4MM
Equity CapitalQ2 2021vs Q2 2020$29.8MM$25.7MM
Loan Loss AllowanceQ2 2021vs Q2 2020$2.1MM$1.8MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$134.00K$159.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not FAST Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FAST Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.22%*$10k*-Classic Club Share Savings
OTHER TIERS: 0.06% $2k - $5k | 0.11% $5k - $10k
0.19%*$10k*-Regular Share Savings
OTHER TIERS: 0.03% $500 - $5k | 0.08% $5k - $10k
0.19%*$10k*-Dollar Dog Child Account
OTHER TIERS: 0.03% $5 - $5k | 0.08% $5k - $10k
0.19%*$10k*-Uniform Transfer to Minors
OTHER TIERS: 0.03% $25 - $5k | 0.08% $5k - $10k
0.19%*$10k*-Vacation Club Savings
OTHER TIERS: 0.03% $200 - $5k | 0.08% $5k - $10k
0.19%*$10k*-Christmas Club Savings
OTHER TIERS: 0.03% $200 - $5k | 0.08% $5k - $10k
0.19%*$10k*-thinkFAST Student Savings
OTHER TIERS: 0.03% $25 - $5k | 0.08% $5k - $10k
0.19%*$10k*-Custodial Account
OTHER TIERS: 0.03% $500 - $5k | 0.08% $5k - $10k
0.19%*$10k*-School or Organization Savings
OTHER TIERS: 0.03% $500 - $5k | 0.08% $5k - $10k
0.19%*$10k*-LLC/INC Business Savings
OTHER TIERS: 0.03% $500 - $5k | 0.08% $5k - $10k
0.19%*$10k*-Special Share Savings
OTHER TIERS: 0.03% $500 - $5k | 0.08% $5k - $10k
0.19%*$10k*-Loan Payment Account
OTHER TIERS: 0.03% $500 - $5k | 0.08% $5k - $10k
0.19%*$10k*-Trust Savings
OTHER TIERS: 0.03% $500 - $5k | 0.08% $5k - $10k
0.10%$500-IRA Share Savings
0.05%$500-Public Fund Share Savings
0.03%$500-Impound Share Savings

FAST Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*-$15kFAST Reward Checking
OTHER TIERS: 0.10% $15k+
0.05%$5k-Classic Club Checking
0.05%$5k-Elite Checking
0.05%$10k-Business Checking
0.05%$5k-Organization or School Checking
0.05%--Public Funds Checking
0.05%$10k-LLC/INC Business Checking

FAST Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$2.5k-3 Year Classic Club Share Savings Certificate
0.85%$2.5k-3 Year Share Savings Certificate ($2,500 Min)
0.80%$500-3 Year Share Savings Certificate ($500 Min)
0.80%$2.5k-2 Year Classic Club Share Savings Certificate
0.75%$2.5k-2 Year Share Savings Certificate ($2,500 Min)
0.70%$500-2 Year Share Savings Certificate ($500 Min)
0.70%$2.5k-1 Year Classic Club Share Savings Certificate
0.65%$2.5k-1 Year Share Savings Certificate ($2,500 Min)
0.60%$500-1 Year Share Savings Certificate ($500 Min)
0.45%$2.5k-6 Month Classic Club Share Savings Certificate
0.40%$2.5k-6 Month Share Savings Certificate ($2,500 Min)
0.35%$500-6 Month Share Savings Certificate ($500 Min)

FAST Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$2k-3 Year Traditional IRA Share Savings Certificate
0.80%$2k-2 Year Traditional IRA Share Savings Certificate
0.65%$2k-1 Year Traditional IRA Share Savings Certificate
Locations


FAST Federal Credit Union Locations
Branch Office312 W 7th StHanford, CA 93230
Branch Office200 Follett StLemoore, CA 93245
Branch Office744 Skyline BlvdAvenal, CA 93204

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