Fayette Federal Credit Union


Overview / Commentary
304-877-5404
6058 Robert C. Byrd Dr
Mount Hope, WV 25880

Fayette Federal Credit Union is headquartered in MOUNT HOPE and is the 58th largest credit union in the state of West Virginia. It is also the 3,716th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 2 employees and 784 members at 1 location. Fayette Federal Credit Union's savings rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Fayette Federal Credit Union is open to those who live, work, worship, attend school ,or own a businesses located in Fayette County or Raleigh County, West Virginia.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Fayette Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #12310
Year Chartered1958
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD3.47%
Annual Interest Income$92K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$8.6MM$8.8MM
LoansQ1 2025vs Q1 2024$3.8MM$4.1MM
DepositsQ1 2025vs Q1 2024$6.6MM$6.9MM
Equity CapitalQ1 2025vs Q1 2024$2MM$1.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$25K$25K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2K$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fayette Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$0- Premium Share Savings Account
0.50%$0-Christmas Club
0.20%*$50k*-Regular Shares
OTHER TIERS: 0.10% $10 - $50k
0.05%$0-Vacation Club
Locations


Fayette Federal Credit Union Locations
Branch Office6058 ROBERT C BYRD DRMOUNT HOPE, WV 25880

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