Piedmont Advantage Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pacu.com

800-433-7228

3530 Advantage Way
Winston Salem, NC 27103

Piedmont Advantage Credit Union is headquartered in Winston Salem and is the 16^th largest credit union in the state of North Carolina. It is also the 869^th largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 90 employees and 29,616 members at 6 locations. Piedmont Advantage Credit Union has a B health rating.

Field of Membership Restrictions

Piedmont Advantage Credit Union membership is open to those who live, work, worship, attend school ,or operate a business in the North Carolina counties of Davie, Forsyth, Guilford, Iredell, Mecklenburg, or Rockingham. Employees of more than 80 SEGs are also eligible to join.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60160
Year Chartered	1949
Employees	90
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.54%
Return on Equity - YTD	-10.19%
Annual Interest Income	$3.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$394.7MM$390.4MM
Loans	Q1 2025vs Q1 2024	$255.7MM$262.1MM
Deposits	Q1 2025vs Q1 2024	$351.2MM$361.2MM
Equity Capital	Q1 2025vs Q1 2024	$20.6MM$17.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$548K$517K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.2MM$949K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Piedmont Advantage Credit Union are currently being reviewed.

Locations

Piedmont Advantage Credit Union Locations
Branch Office	139 S Cardigan Way	Mooresville, NC 28117
Branch Office	212 E Kings Hwy	Eden, NC 27288
Branch Office	4997 Home Rd	Winston Salem, NC 27106
Branch Office	3717 Battleground Ave	Greensboro, NC 27410
Branch Office	3530 Advantage Way	Winston Salem, NC 27103
Branch Office	2830 Boyer St	Charlotte, NC 28208

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