Fayetteville Postal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.45%	5-year CD	60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD
0.85%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.60%	Savings	Regular Share Account 1.00% - Ally Bank Online Savings Account

View all Fayetteville Postal Credit Union rates »

Overview / Commentary

faypostalcu.org

800-338-6515

544 Ramsey St
Fayetteville, NC 28301

Fayetteville Postal Credit Union is headquartered in fayetteville and is the 66^th largest credit union in the state of North Carolina. It is also the 4,520^th largest credit union in the nation. It was established in 1928 and as of June of 2016, it had grown to 3 employees and 1,666 members at 1 location. Fayetteville Postal Credit Union's savings rates are 15% higher than the national average, but it has a C health rating.

Field of Membership Restrictions

Fayetteville Postal Credit Union of North Carolina is open to the current and retired postal employees that reside or maintain employment within these eligible zip codes: 283, 284,and 285, as well as the employees of Physicians Total Rehab and Fresenius Medical Care along with the family members of these eligible people.
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Health

C

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Fayetteville Postal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	63612
Year Chartered	1928
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0.18%
Return on Equity - YTD	2.13%
Annual Interest Income	$200.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$7.8MM$7.7MM
Loans	Q2 2016vs Q2 2015	$4.4MM$4.4MM
Deposits	Q2 2016vs Q2 2015	$7.1MM$6.9MM
Equity Capital	Q2 2016vs Q2 2015	$656.00K$726.00K
Loan Loss Allowance	Q2 2016vs Q2 2015	$113.00K$93.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$148.00K$145.00K
Real Estate Owned	Q2 2016vs Q2 2015	$38.00K$38.00K

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fayetteville Postal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$25	-	IRA Savings Account
0.75%	-	-	Club Account
0.60%^*	$10k^*	-	Regular Share Account
OTHER TIERS: 0.40% → $100 - $10k

Fayetteville Postal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$1k	-	Share Draft Checking

Fayetteville Postal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.45%^*	$100k^*	-	60 Month Share Certificate
OTHER TIERS: 1.35% → $500 - $100k
1.35%^*	$100k^*	-	48 Month Share Certificate
OTHER TIERS: 1.25% → $500 - $100k
1.14%^*	$100k^*	-	36 Month Share Certificate
OTHER TIERS: 1.04% → $500 - $100k
0.95%^*	$100k^*	-	24 Month Share Certificate
OTHER TIERS: 0.85% → $500 - $100k
0.85%^*	$100k^*	-	12 Month Share Certificate
OTHER TIERS: 0.75% → $500 - $100k
0.50%^*	$100k^*	-	6 Month Share Certificate
OTHER TIERS: 0.40% → $500 - $100k
0.35%^*	$100k^*	-	3 Month Share Certificate
OTHER TIERS: 0.25% → $500 - $100k

Fayetteville Postal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.45%^*	$100k^*	-	60 Month IRA Certificate
OTHER TIERS: 1.35% → $500 - $100k
1.35%^*	$100k^*	-	48 Month IRA Certificate
OTHER TIERS: 1.25% → $500 - $100k
1.14%^*	$100k^*	-	36 Month IRA Certificate
OTHER TIERS: 1.04% → $500 - $100k
0.95%^*	$100k^*	-	24 Month IRA Certificate
OTHER TIERS: 0.85% → $500 - $100k
0.85%^*	$100k^*	-	12 Month IRA Certificate
OTHER TIERS: 0.75% → $500 - $100k
0.50%^*	$100k^*	-	6 Month IRA Certificate
OTHER TIERS: 0.40% → $500 - $100k
0.35%^*	$100k^*	-	3 Month IRA Certificate
OTHER TIERS: 0.25% → $500 - $100k

Locations

Fayetteville Postal Credit Union Locations
Branch Office	544 ramsey st	fayetteville, NC 28301