Featured Savings Rates
Featured Accounts

Fayetteville Postal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.45%5-year CD60 Month Share Certificate
0.85%1-year CD12 Month Share Certificate
0.60%SavingsRegular Share Account

Overview / Commentary
800-338-6515
544 Ramsey St
Fayetteville, NC 28301

Fayetteville Postal Credit Union is headquartered in fayetteville and is the 65th largest credit union in the state of North Carolina. It is also the 4,483rd largest credit union in the nation. It was established in 1928 and as of September of 2016, it had grown to 3 employees and 1,664 members at 1 location. Fayetteville Postal Credit Union's savings rates are 15% higher than the national average, but it has a C health rating.

Field of Membership Restrictions

Fayetteville Postal Credit Union of North Carolina is open to the current and retired postal employees that reside or maintain employment within these eligible zip codes: 283, 284,and 285, as well as the employees of Physicians Total Rehab and Fresenius Medical Care along with the family members of these eligible people.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Fayetteville Postal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #63612
Year Chartered1928
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD2.41%
Annual Interest Income$306.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$8.0MM$7.5MM
LoansQ3 2016vs Q3 2015$4.5MM$4.5MM
DepositsQ3 2016vs Q3 2015$7.3MM$6.7MM
Equity CapitalQ3 2016vs Q3 2015$663.00K$714.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$108.00K$92.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$157.00K$190.00K
Real Estate OwnedQ3 2016vs Q3 2015$38.00K$38.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fayetteville Postal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$25-IRA Savings Account
0.75%--Club Account
0.60%*$10k*-Regular Share Account
OTHER TIERS: 0.40% $100 - $10k

Fayetteville Postal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-Share Draft Checking

Fayetteville Postal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$100k*-60 Month Share Certificate
OTHER TIERS: 1.35% $500 - $100k
1.35%*$100k*-48 Month Share Certificate
OTHER TIERS: 1.25% $500 - $100k
1.14%*$100k*-36 Month Share Certificate
OTHER TIERS: 1.04% $500 - $100k
0.95%*$100k*-24 Month Share Certificate
OTHER TIERS: 0.85% $500 - $100k
0.85%*$100k*-12 Month Share Certificate
OTHER TIERS: 0.75% $500 - $100k
0.50%*$100k*-6 Month Share Certificate
OTHER TIERS: 0.40% $500 - $100k
0.35%*$100k*-3 Month Share Certificate
OTHER TIERS: 0.25% $500 - $100k

Fayetteville Postal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%*$100k*-60 Month IRA Certificate
OTHER TIERS: 1.35% $500 - $100k
1.35%*$100k*-48 Month IRA Certificate
OTHER TIERS: 1.25% $500 - $100k
1.14%*$100k*-36 Month IRA Certificate
OTHER TIERS: 1.04% $500 - $100k
0.95%*$100k*-24 Month IRA Certificate
OTHER TIERS: 0.85% $500 - $100k
0.85%*$100k*-12 Month IRA Certificate
OTHER TIERS: 0.75% $500 - $100k
0.50%*$100k*-6 Month IRA Certificate
OTHER TIERS: 0.40% $500 - $100k
0.35%*$100k*-3 Month IRA Certificate
OTHER TIERS: 0.25% $500 - $100k
Locations


Fayetteville Postal Credit Union Locations
Branch Office544 ramsey stfayetteville, NC 28301