Fayetteville Postal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.75%	5-year CD	60 Month Share Certificate 2.80% - Barclays 60 Month Online CD
1.15%	1-year CD	12 Month Share Certificate 2.20% - Barclays 12 Month Online CD
0.20%	Savings	Regular Share Account 1.65% - Synchrony Bank High Yield Savings

View all Fayetteville Postal Credit Union rates »

Overview / Commentary

faypostalcu.org

800-338-6515

544 Ramsey St
Fayetteville, NC 28301

Fayetteville Postal Credit Union is headquartered in fayetteville and is the 61^st largest credit union in the state of North Carolina. It is also the 4,261^st largest credit union in the nation. It was established in 1928 and as of December of 2017, it had grown to 4 employees and 1,665 members at 1 location. Fayetteville Postal Credit Union's CD rates are 28% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Fayetteville Postal Credit Union of North Carolina is open to the current and retired postal employees that reside or maintain employment within these eligible zip codes: 283, 284,and 285, as well as the employees of Physicians Total Rehab and Fresenius Medical Care along with the family members of these eligible people.
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Health

C+

Data as of Q4 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Fayetteville Postal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	63612
Year Chartered	1928
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.37%
Return on Equity - YTD	4.77%
Annual Interest Income	$417.00K

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$8.9MM$8.4MM
Loans	Q4 2017vs Q4 2016	$4.5MM$4.4MM
Deposits	Q4 2017vs Q4 2016	$8.2MM$7.7MM
Equity Capital	Q4 2017vs Q4 2016	$692.00K$657.00K
Loan Loss Allowance	Q4 2017vs Q4 2016	$82.00K$95.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$105.00K$121.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$28.00K

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fayetteville Postal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$25	-	IRA Savings Account
0.75%	-	-	Club Account
0.20%^*	$10k^*	-	Regular Share Account
OTHER TIERS: 0.10% → $100 - $10k

Fayetteville Postal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1k	-	Share Draft Checking

Fayetteville Postal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%	$500	-	60 Month Share Certificate
1.60%	$500	-	48 Month Share Certificate
1.45%	$500	-	36 Month Share Certificate
1.35%	$500	-	24 Month Share Certificate
1.15%	$500	-	12 Month Share Certificate
0.45%	$500	-	6 Month Share Certificate
0.40%	$500	-	3 Month Share Certificate

Fayetteville Postal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%	$500	-	60 Month IRA Certificate
1.60%	$500	-	48 Month IRA Certificate
1.45%	$500	-	36 Month IRA Certificate
1.35%	$500	-	24 Month IRA Certificate
1.15%	$500	-	12 Month IRA Certificate
0.45%	$500	-	6 Month IRA Certificate
0.40%	$500	-	3 Month IRA Certificate

Locations

Fayetteville Postal Credit Union Locations
Branch Office	544 ramsey st	fayetteville, NC 28301

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