Fayetteville Postal Credit Union

Overview / Commentary
544 Ramsey St
Fayetteville, NC 28301

Fayetteville Postal Credit Union is headquartered in fayetteville and is the 63rd largest credit union in the state of North Carolina. It is also the 4,247th largest credit union in the nation. It was established in 1928 and as of September of 2019, it had grown to 4 employees and 1,610 members at 1 location. Fayetteville Postal Credit Union's CD rates are 28% higher than the national average, but it has a C health rating.

Field of Membership Restrictions

Fayetteville Postal Credit Union of North Carolina is open to the current and retired postal employees that reside or maintain employment within these eligible zip codes: 283, 284,and 285, as well as the employees of Physicians Total Rehab and Fresenius Medical Care along with the family members of those eligible.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Fayetteville Postal Credit Union has a very low asset base.

Health Grade Components

NCUA #63612
Year Chartered1928
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD1.93%
Annual Interest Income$339.00K
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$7.6MM$8.1MM
LoansQ3 2019vs Q3 2018$4.6MM$4.8MM
DepositsQ3 2019vs Q3 2018$6.8MM$7.4MM
Equity CapitalQ3 2019vs Q3 2018$758.00K$755.00K
Loan Loss AllowanceQ3 2019vs Q3 2018$60.00K$47.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$181.00K$149.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fayetteville Postal Credit Union Savings Account Rates

1.50%$25-IRA Savings Account
0.75%--Club Account
0.20%*$10k*-Regular Share Account
OTHER TIERS: 0.10% $100 - $10k

Fayetteville Postal Credit Union Checking Account Rates

0.10%$1k-Share Draft Checking

Fayetteville Postal Credit Union CD Rates

1.75%$500-60 Month Share Certificate
1.60%$500-48 Month Share Certificate
1.45%$500-36 Month Share Certificate
1.35%$500-24 Month Share Certificate
1.15%$500-12 Month Share Certificate
0.45%$500-6 Month Share Certificate
0.40%$500-3 Month Share Certificate

Fayetteville Postal Credit Union IRA Rates

1.75%$500-60 Month IRA Certificate
1.60%$500-48 Month IRA Certificate
1.45%$500-36 Month IRA Certificate
1.35%$500-24 Month IRA Certificate
1.15%$500-12 Month IRA Certificate
0.45%$500-6 Month IRA Certificate
0.40%$500-3 Month IRA Certificate

Fayetteville Postal Credit Union Locations
Branch Office544 ramsey stfayetteville, NC 28301

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