Overview / Commentary
800-338-6515
544 Ramsey St
Fayetteville, NC 28301

Fayetteville Postal Credit Union is headquartered in fayetteville and is the 64th largest credit union in the state of North Carolina. It is also the 4,267th largest credit union in the nation. It was established in 1928 and as of September of 2018, it had grown to 4 employees and 1,651 members at 1 location. Fayetteville Postal Credit Union's CD rates are 28% higher than the national average, but it has a C- health rating.

Field of Membership Restrictions

Fayetteville Postal Credit Union of North Carolina is open to the current and retired postal employees that reside or maintain employment within these eligible zip codes: 283, 284,and 285, as well as the employees of Physicians Total Rehab and Fresenius Medical Care along with the family members of these eligible people.
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Health
C-
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Fayetteville Postal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #63612
Year Chartered1928
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD11.13%
Annual Interest Income$337.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$8.1MM$9.1MM
LoansQ3 2018vs Q3 2017$4.8MM$4.3MM
DepositsQ3 2018vs Q3 2017$7.4MM$8.4MM
Equity CapitalQ3 2018vs Q3 2017$755.00K$687.00K
Loan Loss AllowanceQ3 2018vs Q3 2017$47.00K$71.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$149.00K$127.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fayetteville Postal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$25-IRA Savings Account
0.75%--Club Account
0.20%*$10k*-Regular Share Account
OTHER TIERS: 0.10% $100 - $10k

Fayetteville Postal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Share Draft Checking

Fayetteville Postal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Month Share Certificate
1.60%$500-48 Month Share Certificate
1.45%$500-36 Month Share Certificate
1.35%$500-24 Month Share Certificate
1.15%$500-12 Month Share Certificate
0.45%$500-6 Month Share Certificate
0.40%$500-3 Month Share Certificate

Fayetteville Postal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Month IRA Certificate
1.60%$500-48 Month IRA Certificate
1.45%$500-36 Month IRA Certificate
1.35%$500-24 Month IRA Certificate
1.15%$500-12 Month IRA Certificate
0.45%$500-6 Month IRA Certificate
0.40%$500-3 Month IRA Certificate
Locations


Fayetteville Postal Credit Union Locations
Branch Office544 ramsey stfayetteville, NC 28301

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