Piedmont Advantage Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pacu.com

800-433-7228

3530 Advantage Way
Winston Salem, NC 27103

Piedmont Advantage Credit Union is headquartered in Winston Salem and is the 16^th largest credit union in the state of North Carolina. It is also the 869^th largest credit union in the nation. It was established in 1949 and as of December of 2024, it had grown to 91 employees and 30,368 members at 6 locations. Piedmont Advantage Credit Union has a B health rating.

Field of Membership Restrictions

Piedmont Advantage Credit Union membership is open to those who live, work, worship, attend school ,or operate a business in the North Carolina counties of Davie, Forsyth, Guilford, Iredell, Mecklenburg, or Rockingham. Employees of more than 80 SEGs are also eligible to join.
See current membership details

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60160
Year Chartered	1949
Employees	91
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.57%
Return on Equity - YTD	-11.45%
Annual Interest Income	$15.4MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$387.5MM$384.9MM
Loans	Q4 2024vs Q4 2023	$260.3MM$265.2MM
Deposits	Q4 2024vs Q4 2023	$345.4MM$366.1MM
Equity Capital	Q4 2024vs Q4 2023	$19.5MM$18.8MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$411K$649K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1.4MM$1.3MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Piedmont Advantage Credit Union are currently being reviewed.

Locations

Piedmont Advantage Credit Union Locations
Branch Office	139 S Cardigan Way	Mooresville, NC 28117
Branch Office	212 E Kings Hwy	Eden, NC 27288
Branch Office	4997 Home Rd	Winston Salem, NC 27106
Branch Office	3717 Battleground Ave	Greensboro, NC 27410
Branch Office	3530 Advantage Way	Winston Salem, NC 27103
Branch Office	2830 Boyer St	Charlotte, NC 28208

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