Piedmont Advantage Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.40% | 5-year CD | 60 Month CD 1.85% - Synchrony Bank 60 Month CD |
| 1.20% | 4-year CD | 48 Month CD |
| 1.05% | 3-year CD | 36 Month CD 1.55% - Ally Bank High Yield 3 Year CD |
Piedmont Advantage Credit Union is headquartered in Winston Salem and is the 12th largest credit union in the state of North Carolina. It is also the 700th largest credit union in the nation. It was established in 1949 and as of June of 2016, it had grown to 87 employees and 43,928 members at 9 locations. Piedmont Advantage Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Brunswick, Bladen, Duplin, Columbus, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender or Rockingham counties in North Carolina.
See current membership details
Related Posts
No Help At
spend almost 2hrs to get help but they kept giving me numbers call.I DID NOT GET ANY HELP, THEIR WEBSITE TOOO COMPLICATED TO ACCESS THE FORMS AND THEY WONT HELP YOU TO GET THEM.WORST!WORST!
Worst Bank
Do not get a loan from this bank! You can't pay online, it is a service charge of $6 or $7 to pay by card over phone, you can't pay at an ATM, and they got rid of monthly statements with payment stubs so you have to just send a check to Winston-Salem with your loan number and hope they apply it to the right account. A check from from a family member was accidentally sent to the Mooresville branch and they lost it causing my payment to be late. Then (our fault it was late) we received a call saying we owed lets say $180 when our monthly payment was 100. The total was 100 for the previous month and 80 for the upcoming payment date. Turns out we actually had a credit! They had called so much that they didn't even give time for payments to process! Banks go through situations like this all of the time. How are they so clueless?
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60160 |
| Year Chartered | 1949 |
| Employees | 87 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.4% |
| Return on Equity - YTD | 3.97% |
| Annual Interest Income | $6.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $327.4MM$308.0MM |
| Loans | Q2 2016vs Q2 2015 | $243.8MM$232.0MM |
| Deposits | Q2 2016vs Q2 2015 | $280.3MM$262.4MM |
| Equity Capital | Q2 2016vs Q2 2015 | $33.1MM$31.6MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $2.0MM$1.8MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $3.5MM$2.5MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $26.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Piedmont Advantage Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Piedmont Advantage Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $50k* | - | IRA Share Account | ||
| OTHER TIERS: 0.25% → $1k - $25k | 0.30% → $25k - $50k | |||||
| 0.10% | - | - | Savings Account | ||
| 0.10% | - | - | Personal Select | ||
| 0.10% | - | - | Christmas Club Account | ||
| 0.10% | - | - | Vacation Club Account | ||
Piedmont Advantage Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → Up to $50k | |||||
Piedmont Advantage Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $100 | - | Interest Checking | |
| 0.05% | - | - | Silver Advantage Checking |
Piedmont Advantage Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.40% | $500 | - | 60 Month CD | ||
| 1.20% | $500 | - | 48 Month CD | ||
| 1.05% | $500 | - | 36 Month CD | ||
| 1.00% | $500 | - | 24 Month CD | ||
| 1.00% | $500 | - | 30 Month CD | ||
| 0.55%* | $50k* | - | 12 Month CD | ||
| OTHER TIERS: 0.45% → $500 - $50k | |||||
| 0.50% | $500 | - | 18 Month CD | ||
| 0.35%* | $50k* | - | 6 Month CD | ||
| OTHER TIERS: 0.25% → $500 - $50k | |||||
| 0.20% | $500 | - | 3 Month CD | ||
Piedmont Advantage Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.40% | - | - | 60 Month IRA | ||
| 1.20% | - | - | 48 Month IRA | ||
| 1.05% | - | - | 36 Month IRA | ||
| 1.00% | - | - | 24 Month IRA | ||
| 1.00% | - | - | 30 Month IRA | ||
| 0.55%* | $50k* | - | 12 Month IRA | ||
| OTHER TIERS: 0.45% → Up to $50k | |||||
| 0.50% | - | - | 18 Month IRA | ||
| 0.35%* | $50k* | - | 6 Month IRA | ||
| OTHER TIERS: 0.25% → Up to $50k | |||||
| 0.20% | - | - | 3 Month IRA | ||
| Piedmont Advantage Credit Union Locations | ||
|---|---|---|
| Branch Office | 3815 Park Ave | Wilmington, NC 28403-6720 |
| Branch Office | 174 Liberty square | Kenansville, NC 28349 |
| Branch Office | 139 S Cardigan Way | Mooresville, NC 28117 |
| Branch Office | 212 E Kings Hwy | Eden, NC 27288 |
| Branch Office | 5501 Josh Birmingham Pkwy Ste 3120 | Charlotte, NC 28208 |
| Branch Office | 4997 Home Rd | Winston Salem, NC 27106 |
| Branch Office | 3400 Battleground Ave # A | Greensboro, NC 27410 |
| Branch Office | 3530 Advantage Way | Winston Salem, NC 27103 |
| Branch Office | 2830 Boyer St | Charlotte, NC 28208 |