Piedmont Advantage Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.65% | 5-year CD | |
| 2.30% | 4-year CD | 2.80% - Discover Bank 4 Year CD |
| 2.20% | 3-year CD | 2.75% - Discover Bank 3 Year CD |
Piedmont Advantage Credit Union is headquartered in Winston Salem and is the 12th largest credit union in the state of North Carolina. It is also the 718th largest credit union in the nation. It was established in 1949 and as of December of 2018, it had grown to 101 employees and 41,616 members at 9 locations. Piedmont Advantage Credit Union's money market rates are 3X the national average, and it has a B health rating.
Field of Membership Restrictions
Piedmont Advantage Credit Union membership is open to all who work, live, attend school or worship in the following North Carolina counties: Brunswick, Bladen, Duplin, Columbus, Forsyth, Iredell, Guilford, Mecklenburg, Pender, New Hanover, and Rockingham. Employees or their family members of the City of Wilmington, the USPS, US Airways or any of the over 90 SEGs (a full list of companies can be found on the credit union's website).
See current membership details
Related Posts
Frustrated
I moved in mid Nov of '17. On Dec 2nd I called PACU to update my address for my credit card billing and to switch from paper to electronic statements. I've had to call each month since then to get my payment info to pay my bill. I haven't rec'd a statement in either form, since Nov 2017. I've talked to 5 different people that apologize profusely, and promise me that it'll be corrected, and yet here I am. I called again tonight and supervisor Derrick apologized and told me how much they appreciate my business. I told him I didnt believe that they do appreciate my business and that if I called one more time it would be to get the balance so I can pay the card off and be done with them. I would never recommend this credit union to anyone!!
Worst Credit Union
They can't seem to read their own notes in customer service. 1-2min hold actually means 7-15minutes. They charge you a $12 service charge....anyway you try to pay....just to make a payment. They don't communicate whatsoever. Worst customer service ever! I would advise to stay away...far far away from this so called establishment.
No Help At
spend almost 2hrs to get help but they kept giving me numbers call.I DID NOT GET ANY HELP, THEIR WEBSITE TOOO COMPLICATED TO ACCESS THE FORMS AND THEY WONT HELP YOU TO GET THEM.WORST!WORST!
Worst Bank
Do not get a loan from this bank! You can't pay online, it is a service charge of $6 or $7 to pay by card over phone, you can't pay at an ATM, and they got rid of monthly statements with payment stubs so you have to just send a check to Winston-Salem with your loan number and hope they apply it to the right account. A check from from a family member was accidentally sent to the Mooresville branch and they lost it causing my payment to be late. Then (our fault it was late) we received a call saying we owed lets say $180 when our monthly payment was 100. The total was 100 for the previous month and 80 for the upcoming payment date. Turns out we actually had a credit! They had called so much that they didn't even give time for payments to process! Banks go through situations like this all of the time. How are they so clueless?
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60160 |
| Year Chartered | 1949 |
| Employees | 101 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.27% |
| Return on Equity - YTD | 2.67% |
| Annual Interest Income | $13.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $355.3MM$341.3MM |
| Loans | Q4 2018vs Q4 2017 | $287.8MM$268.8MM |
| Deposits | Q4 2018vs Q4 2017 | $305.6MM$290.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $35.7MM$35.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.7MM$2.5MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $5.5MM$4.9MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $377.00K$377.00K |
Always verify rates and promotions with the bank or credit union. We are not Piedmont Advantage Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Piedmont Advantage Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $50k* | - | IRA Share Account | ||
| OTHER TIERS: 0.40% → $25 - $25k | 0.45% → $25k - $50k | |||||
| 0.40%* | $50k* | - | Health Savings Accounts | ||
| OTHER TIERS: 0.25% → $25 - $25k | 0.30% → $25k - $50k | |||||
| 0.10% | $100 | - | Savings Account | ||
| 0.10% | $100 | - | Personal Select | ||
| 0.10% | - | - | Christmas Club Account | ||
| 0.10% | - | - | Vacation Club Account | ||
Piedmont Advantage Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.15%* | $200k* | - | Money Market Plus Account | ||
| OTHER TIERS: 0.10% → $1k - $100k | 1.01% → $100k - $200k | |||||
| 1.00%* | $200k* | - | Money Market Account | ||
| OTHER TIERS: 0.25% → $1k - $25k | 0.30% → $25k - $50k | 0.40% → $50k - $100k | 0.60% → $100k - $150k | 0.75% → $150k - $200k | |||||
Piedmont Advantage Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $100k* | - | Interest Checking | ||
| OTHER TIERS: 0.10% → $100 - $100k | |||||
| 0.25%* | $100k* | - | Silver Advantage Checking | ||
| OTHER TIERS: 0.10% → $100 - $100k | |||||
Piedmont Advantage Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.65% | $500 | - | 60 Month CD | ||
| 2.35% | $10k | - | 11 Month CD Special - New Money | ||
| 2.30% | $500 | - | 48 Month CD | ||
| 2.20% | $500 | - | 36 Month CD | ||
| 2.20% | $10k | - | 22 Month Bump Rate Certificate | ||
| 2.15% | $500 | - | 24 Month CD | ||
| 2.10% | $10k | - | 14 Month CD | ||
| 2.00% | $500 | - | 30 Month CD | ||
| 1.70% | $500 | - | 12 Month CD | ||
| 1.50% | $500 | - | 18 Month CD | ||
| 1.15%* | $50k* | - | 12 Month Save to Win CD | ||
| OTHER TIERS: 1.10% → $500 - $50k | |||||
| 1.10%* | $50k* | - | 6 Month CD | ||
| OTHER TIERS: 1.00% → $500 - $50k | |||||
| 0.40% | $500 | - | 3 Month CD | ||
| Piedmont Advantage Credit Union Locations | ||
|---|---|---|
| Branch Office | 3815 Park Ave | Wilmington, NC 28403-6720 |
| Branch Office | 174 Liberty square | Kenansville, NC 28349 |
| Branch Office | 139 S Cardigan Way | Mooresville, NC 28117 |
| Branch Office | 212 E Kings Hwy | Eden, NC 27288 |
| Branch Office | 5501 Josh Birmingham Pkwy Ste 3120 | Charlotte, NC 28208 |
| Branch Office | 4997 Home Rd | Winston Salem, NC 27106 |
| Branch Office | 3400 Battleground Ave # A | Greensboro, NC 27410 |
| Branch Office | 3530 Advantage Way | Winston Salem, NC 27103 |
| Branch Office | 2830 Boyer St | Charlotte, NC 28208 |