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Piedmont Advantage Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.pacu.com
800-433-7228
3530 Advantage Way
Winston Salem, NC 27103

Piedmont Advantage Credit Union is headquartered in Winston Salem and is the 16th largest credit union in the state of North Carolina. It is also the 869th largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 90 employees and 29,616 members at 6 locations. Piedmont Advantage Credit Union's money market rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Piedmont Advantage Credit Union membership is open to those who live, work, worship, attend school ,or operate a business in the North Carolina counties of Davie, Forsyth, Guilford, Iredell, Mecklenburg, or Rockingham. Employees of more than 80 SEGs are also eligible to join.
See current membership details

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Health
B

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #60160
Year Chartered1949
Employees90
Primary Regulator
Profit Margin
Return on Assets - YTD-0.54%
Return on Equity - YTD-10.19%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$394.7MM$390.4MM
LoansQ1 2025vs Q1 2024$255.7MM$262.1MM
DepositsQ1 2025vs Q1 2024$351.2MM$361.2MM
Equity CapitalQ1 2025vs Q1 2024$20.6MM$17.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$548K$517K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.2MM$949K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Piedmont Advantage Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Savings Account
0.05%$100-Personal Select
0.05%$100-Christmas Club Account
0.05%$100-Vacation Club Account
0.05%$100-Health Savings Accounts
0.05%$100-Al Pacu Club Savings
0.05%$100-Business Select
0.05%$100-Business Share Savings

Piedmont Advantage Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%*$100k*-Money Market Plus Account
OTHER TIERS: 0.55% → $1k - $100k
1.55%*$100k*-Money Market Account
OTHER TIERS: 0.60% → $1k - $25k | 0.65% → $25k - $50k | 0.75% → $50k - $100k
1.10%*$100k*-Business Money Market
OTHER TIERS: 0.60% → $2.5k - $10k | 0.65% → $10k - $25k | 0.80% → $25k - $100k

Piedmont Advantage Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$0$20kSimple+ Checking
0.05%$500-Business Interest Checking

Piedmont Advantage Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500-Business 7 Month CD Special
4.00%$5k-5 Month CD Special - New Money
3.65%$500-11 Month CD Special
3.50%$500-Business 12 Month CD
3.45%$500-21 Month CD Special
3.30%$500-36 Month CD
3.30%$500-48 Month CD
3.30%$500-60 Month CD
3.30%$500-Business 24 Month CD
3.25%$500-24 Month CD
3.10%*$50k*-12 Month CD
OTHER TIERS: 3.00% → $500 - $50k
3.10%$500-18 Month CD
3.00%*$50k*-6 Month CD
OTHER TIERS: 2.95% → $500 - $50k
2.50%$500-3 Month CD
2.25%$25-12 Month Save to Win CD
0.50%$500-30 Month CD

Piedmont Advantage Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$500-36 Month IRA
3.30%$500-48 Month IRA
3.30%$500-60 Month IRA
3.25%$500-24 Month IRA
3.10%*$50k*-12 Month IRA
OTHER TIERS: 3.00% → $500 - $50k
3.10%$500-18 Month IRA
3.00%*$50k*-6 Month IRA
OTHER TIERS: 2.95% → $500 - $50k
2.50%$500-3 Month IRA
0.90%*$50k*-IRA Share Account
OTHER TIERS: 0.80% → $100 - $25k | 0.85% → $25k - $50k
0.50%$500-30 Month IRA
Locations


Piedmont Advantage Credit Union Locations
Branch Office139 S Cardigan WayMooresville, NC 28117
Branch Office212 E Kings HwyEden, NC 27288
Branch Office4997 Home RdWinston Salem, NC 27106
Branch Office3717 Battleground AveGreensboro, NC 27410
Branch Office3530 Advantage WayWinston Salem, NC 27103
Branch Office2830 Boyer StCharlotte, NC 28208

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