2. Piedmont Advantage Credit Union

Piedmont Advantage Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.65%5-year CD
3.10% - American Express National Bank 60 Month CDAdvertisement
2.30%4-year CD
1.94% - National Average
2.15%3-year CD
1.82% - National Average
View all Piedmont Advantage Credit Union rates »

Overview / Commentary
www.pacu.com
336-776-1700
3530 Advantage Way
Winston Salem, NC 27103

Piedmont Advantage Credit Union is headquartered in Winston Salem and is the 12th largest credit union in the state of North Carolina. It is also the 715th largest credit union in the nation. It was established in 1949 and as of September of 2018, it had grown to 97 employees and 42,057 members at 9 locations. Piedmont Advantage Credit Union's money market rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Piedmont Advantage Credit Union membership is open to all who work, live, attend school or worship in the following North Carolina counties: Brunswick, Bladen, Duplin, Columbus, Forsyth, Iredell, Guilford, Mecklenburg, Pender, New Hanover, and Rockingham. Employees or their family members of the City of Wilmington, the USPS, US Airways or any of the over 90 SEGs (a full list of companies can be found on the credit union's website).
See current membership details

Related Posts

View all posts from:


Reviews (4)

Frustrated

Posted by: Cynthiawilcox | Mar 28, 2018

I moved in mid Nov of '17. On Dec 2nd I called PACU to update my address for my credit card billing and to switch from paper to electronic statements. I've had to call each month since then to get my payment info to pay my bill. I haven't rec'd a statement in either form, since Nov 2017. I've talked to 5 different people that apologize profusely, and promise me that it'll be corrected, and yet here I am. I called again tonight and supervisor Derrick apologized and told me how much they appreciate my business. I told him I didnt believe that they do appreciate my business and that if I called one more time it would be to get the balance so I can pay the card off and be done with them. I would never recommend this credit union to anyone!!

1

Worst Credit Union

Posted by: Whitney Rene' Ford | Nov 18, 2016

They can't seem to read their own notes in customer service. 1-2min hold actually means 7-15minutes. They charge you a $12 service charge....anyway you try to pay....just to make a payment. They don't communicate whatsoever. Worst customer service ever! I would advise to stay away...far far away from this so called establishment.

2

No Help At

Posted by: Lydia Cheps | Jun 3, 2016

spend almost 2hrs to get help but they kept giving me numbers call.I DID NOT GET ANY HELP, THEIR WEBSITE TOOO COMPLICATED TO ACCESS THE FORMS AND THEY WONT HELP YOU TO GET THEM.WORST!WORST!

3

Worst Bank

Posted by: pad23 | Oct 14, 2013

Do not get a loan from this bank! You can't pay online, it is a service charge of $6 or $7 to pay by card over phone, you can't pay at an ATM, and they got rid of monthly statements with payment stubs so you have to just send a check to Winston-Salem with your loan number and hope they apply it to the right account. A check from from a family member was accidentally sent to the Mooresville branch and they lost it causing my payment to be late. Then (our fault it was late) we received a call saying we owed lets say $180 when our monthly payment was 100. The total was 100 for the previous month and 80 for the upcoming payment date. Turns out we actually had a credit! They had called so much that they didn't even give time for payments to process! Banks go through situations like this all of the time. How are they so clueless?

5


Health
B

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #60160
Year Chartered1949
Employees97
Primary Regulator
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD3.19%
Annual Interest Income$9.9MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$354.9MM$344.9MM
LoansQ3 2018vs Q3 2017$287.8MM$272.2MM
DepositsQ3 2018vs Q3 2017$303.7MM$295.1MM
Equity CapitalQ3 2018vs Q3 2017$35.9MM$34.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.7MM$2.3MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$5.5MM$4.2MM
Real Estate OwnedQ3 2018vs Q3 2017$377.00K$468.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Piedmont Advantage Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Piedmont Advantage Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-IRA Share Account
OTHER TIERS: 0.30% → $25 - $25k | 0.35% → $25k - $50k
0.40%*$50k*-Health Savings Accounts
OTHER TIERS: 0.25% → $25 - $25k | 0.30% → $25k - $50k
0.10%$100-Savings Account
0.10%$100-Personal Select
0.10%--Christmas Club Account
0.10%--Vacation Club Account

Piedmont Advantage Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$200k*-Money Market Account
OTHER TIERS: 0.25% → $1k - $25k | 0.30% → $25k - $50k | 0.40% → $50k - $100k | 0.60% → $100k - $150k | 0.75% → $150k - $200k

Piedmont Advantage Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Interest Checking
OTHER TIERS: 0.10% → $100 - $100k
0.25%*$100k*-Silver Advantage Checking
OTHER TIERS: 0.10% → $100 - $100k

Piedmont Advantage Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.65%$500-60 Month CD
2.30%$500-48 Month CD
2.15%$500-24 Month CD
2.15%$500-36 Month CD
2.10%$500-14 Month CD
2.00%$500-30 Month CD
1.70%$500-12 Month CD
1.50%$500-18 Month CD
1.15%*$50k*-12 Month Save to Win CD
OTHER TIERS: 1.10% → $500 - $50k
1.10%*$50k*-6 Month CD
OTHER TIERS: 1.00% → $500 - $50k
0.40%$500-3 Month CD
Locations


Piedmont Advantage Credit Union Locations
Branch Office3815 Park AveWilmington, NC 28403-6720
Branch Office174 Liberty squareKenansville, NC 28349
Branch Office139 S Cardigan WayMooresville, NC 28117
Branch Office212 E Kings HwyEden, NC 27288
Branch Office5501 Josh Birmingham Pkwy Ste 3120Charlotte, NC 28208
Branch Office4997 Home RdWinston Salem, NC 27106
Branch Office3400 Battleground Ave # AGreensboro, NC 27410
Branch Office3530 Advantage WayWinston Salem, NC 27103
Branch Office2830 Boyer StCharlotte, NC 28208

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.