FCB Banks

Overview / Commentary
800 Belt Line Rd
Collinsville, IL 62234

FCB Banks is headquartered in Collinsville and is the 27th largest bank in the state of Illinois. It is also the 521st largest bank in the nation. It was established in 1990 and as of June of 2022, it had grown to 204 employees at 19 locations. FCB Banks' money market rates are 4X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #33005
Year Established1990
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD13.58%
Annual Interest Income$29.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$2.09B$2.07B
LoansQ2 2022vs Q2 2021$1.31B$1.34B
DepositsQ2 2022vs Q2 2021$1.86B$1.83B
Equity CapitalQ2 2022vs Q2 2021$154.3MM$168.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$14.0MM$12.7MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$5.2MM$7.1MM
Real Estate OwnedQ2 2022vs Q2 2021$35.00K$258.00K
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Always verify rates and promotions with the bank or credit union. We are not FCB Banks; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FCB Banks Savings Account Rates

0.40%*$500*-Savings Account
OTHER TIERS: 0.30% Up to $500
0.40%--Health Savings Account (HSA)

FCB Banks Money Market Rates

1.75%*$96k*-Commercial Money Market Account
OTHER TIERS: 0.45% Up to $1k | 1.30% $1k - $25k | 1.50% $25k - $96k
1.65%*$96k*-49er Premier Money Market Account
OTHER TIERS: 0.55% Up to $5k | 1.30% $5k - $25k | 1.50% $25k - $45k | 1.60% $45k - $96k
1.65%*$96k*-49er Jumbo Money Market Account
OTHER TIERS: 1.60% $49k - $96k
1.55%*$96k*-Premier Money Market Account
OTHER TIERS: 0.45% Up to $5k | 1.20% $5k - $25k | 1.40% $25k - $45k | 1.50% $45k - $96k
1.55%*$96k*-Jumbo Money Market Account
OTHER TIERS: 1.50% $49k - $96k
0.40%*$500*-Money Market
OTHER TIERS: 0.30% Up to $500

FCB Banks Checking Account Rates

0.65%*$96k*-Commercial Interest Checking
OTHER TIERS: 0.40% $1k - $25k | 0.50% $25k - $96k
0.50%$500-49er Gold Club Checking
0.25%$1k-First Rate Direct Checking
0.25%$1k-First Rate Checking

FCB Banks CD Rates

4.50%$1k-33 Month 49er Relationship CD Special
4.40%$1k-22 Month 49er Relationship CD Special
4.40%$1k-33 Month CD Special
4.30%$1k-11 Month 49er Relationship CD Special
4.30%$1k-22 Month CD Special
4.20%$1k-11 Month CD Special
3.00%$1k-7 Year 49er Relationship CD
2.95%$1k-7 Year CD
2.90%$1k-5 Year 49er Relationship CD
2.85%$1k-5 Year CD
2.80%$1k-3 Year 49er Relationship CD
2.75%$1k-3 Year CD
2.70%$1k-2 Year 49er Relationship CD
2.65%$1k-2 Year CD
2.55%$1k-1 Year 49er Relationship CD
2.50%$1k-1 Year CD
1.60%$1k-6 Month 49er Relationship CD
1.55%$1k-6 Month CD
1.15%$1k-1 Month 49er Relationship CD
1.10%$1k-1 Month CD

FCB Banks Locations
Florissant Branch14040 New Halls Ferry RdFlorissant, MO 63033
Fcb Columbia Branch700 Colombia CentreColumbia, IL 62236

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