Overview / Commentary
FCI Federal Credit Union is headquartered in Texarkana and is the 364th largest credit union in the state of Texas. It is also the 4,376th largest credit union in the nation. It was established in 1940 and as of March of 2019, it had grown to 4 employees and 1,098 members at 2 locations. FCI Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to employees of Forrest City Federal Correctional Complex or Texarkana Federal Correctional Institution.
See current membership details
Health
C+
Data as of Q1 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. FCI Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 4195 |
| Year Chartered | 1940 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.36% |
| Return on Equity - YTD | -2.55% |
| Annual Interest Income | $74.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $6.7MM$6.9MM |
| Loans | Q1 2019vs Q1 2018 | $5.3MM$5.1MM |
| Deposits | Q1 2019vs Q1 2018 | $5.7MM$5.9MM |
| Equity Capital | Q1 2019vs Q1 2018 | $941.00K$1.0MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $30.00K$46.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $80.00K$79.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
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FCI Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.85% | - | - | Traditional IRA | |
| 0.25% | $50 | - | Savings/Shares |
FCI Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $2.5k | - | Share Draft |
FCI Federal Credit Union CD Rates
Locations
| FCI Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1400 Dale Bumpers Dr | Forrest City, AR 72335-2695 |
| Branch Office | 2500 Leopard Dr | Texarkana, TX 75501-7810 |