FCI Federal Credit Union
LOCATIONS
2
View locations
HEALTH RATING
C+
View health report
CURRENT TOP RATE
1.26% APY
24 Month Share Certificate
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.26% | 5-year CD | 60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.70% | 1-year CD | 12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.25% | Savings | Savings/Shares 1.00% - Ally Bank Online Savings Account |
Overview / Commentary
FCI Federal Credit Union is headquartered in Texarkana and is the 364th largest credit union in the state of Texas. It is also the 4,551st largest credit union in the nation. It was established in 1940 and as of June of 2016, it had grown to 4 employees and 1,158 members at 2 locations. FCI Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to employees of Forrest City Federal Correctional Complex or Texarkana Federal Correctional Institution.
See current membership details
Health
C+
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. FCI Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 4195 |
| Year Chartered | 1940 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.16% |
| Return on Equity - YTD | -1.01% |
| Annual Interest Income | $172.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $7.6MM$7.7MM |
| Loans | Q2 2016vs Q2 2015 | $5.9MM$6.6MM |
| Deposits | Q2 2016vs Q2 2015 | $6.3MM$6.4MM |
| Equity Capital | Q2 2016vs Q2 2015 | $1.2MM$1.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $7.00K$29.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $158.00K$79.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
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FCI Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.85% | - | - | Traditional IRA | |
| 0.25% | $50 | - | Savings/Shares |
FCI Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $2,501 | - | Share Draft |
FCI Federal Credit Union CD Rates
Locations
| FCI Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1400 Dale Bumpers Dr | Forrest City, AR 72335-2695 |
| Branch Office | 2500 Leopard Dr | Texarkana, TX 75501-7810 |