FDU Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.45%	1-year CD	12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD
0.05%	Savings	Regular Share Account 1.15% - CIT Bank Spring Savings
0.10%	Money Market	Money Market Account 0.85% - Ally Bank Money Market Account

View all FDU Federal Credit Union rates »

Overview / Commentary

www.fdufcu.org

973-301-0931

12 Main St Ste 4
Madison, NJ 07940

FDU Federal Credit Union is headquartered in Madison and is the 85^th largest credit union in the state of New Jersey. It is also the 3,989^th largest credit union in the nation. It was established in 1965 and as of March of 2017, it had grown to 3 employees and 1,838 members at 1 location. FDU Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to the faculty, staff and students of Fairleigh Dickinson University and to other local businesses and organizations.
See current membership details

Reviews (1)

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FDUFCU: A customer review

Posted by: AshleyN.Smith | Aug 24, 2014

The Fairleigh Dickinson University Federal Credit Union makes financial decisions simple and easy. One of their hallmarks is the willingness to help you no matter what your financial goals are. With a minimum deposit of 5$ to create both a checking and savings, no account maintenance fees, FDIC insurance of up to 250,000 and excellent auto, home and student loan rates, its the only financial establishment you will ever need; This credit union makes banking enjoyable again.

Comment

1

Health

C+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. FDU Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	16584
Year Chartered	1965
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0.26%
Return on Equity - YTD	2.38%
Annual Interest Income	$108.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$12.3MM$12.4MM
Loans	Q1 2017vs Q1 2016	$7.8MM$8.1MM
Deposits	Q1 2017vs Q1 2016	$10.9MM$11.1MM
Equity Capital	Q1 2017vs Q1 2016	$1.3MM$1.3MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$55.00K$53.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$115.00K$131.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FDU Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	-	-	Regular Share Account
0.05%	-	-	Vacation Club Account
0.05%	-	-	Holiday Club Account
0.05%	-	-	IRA Share

FDU Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$1k	-	Money Market Account

FDU Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%	$1k	-	12 Month CD
0.35%	$500	-	6 Month CD

FDU Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%	-	-	12 Month IRA Certificate
0.35%	-	-	6 Month IRA Certificate

Locations

FDU Federal Credit Union Locations
Branch Office	12 Main St Ste 4	Madison, NJ 07940