FDU Federal Credit Union is headquartered in Madison and is the 84th largest credit union in the state of New Jersey. It is also the 3,864th largest credit union in the nation. It was established in 1965 and as of December of 2018, it had grown to 3 employees and 1,800 members at 1 location. FDU Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership in FDU Federal Credit Union is open to the faculty, staff, and students of Fairleigh Dickinson University and to other local businesses and organizations.
See current membership details
FDUFCU: A customer review
The Fairleigh Dickinson University Federal Credit Union makes financial decisions simple and easy. One of their hallmarks is the willingness to help you no matter what your financial goals are. With a minimum deposit of 5$ to create both a checking and savings, no account maintenance fees, FDIC insurance of up to 250,000 and excellent auto, home and student loan rates, its the only financial establishment you will ever need; This credit union makes banking enjoyable again.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 16584 |
| Year Chartered | 1965 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.3% |
| Return on Equity - YTD | -2.75% |
| Annual Interest Income | $469.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $12.1MM$12.2MM |
| Loans | Q4 2018vs Q4 2017 | $7.9MM$7.9MM |
| Deposits | Q4 2018vs Q4 2017 | $10.7MM$10.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $1.3MM$1.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $104.00K$69.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $140.00K$160.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not FDU Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
FDU Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Regular Share Account | |
| 0.05% | - | - | Vacation Club Account | |
| 0.05% | - | - | Holiday Club Account | |
| 0.05% | - | - | IRA Share |
FDU Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | Money Market Account |
FDU Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.85% | $1k | - | 12 Month CD | |
| 0.65% | $500 | - | 6 Month CD |
FDU Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.85% | - | - | 12 Month IRA Certificate | |
| 0.65% | - | - | 6 Month IRA Certificate |
| FDU Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 12 Main St Ste 4 | Madison, NJ 07940 |