FDU Federal Credit Union

Overview / Commentary
12 Main St Ste 4
Madison, NJ 07940

FDU Federal Credit Union is headquartered in Madison and is the 86th largest credit union in the state of New Jersey. It is also the 3,835th largest credit union in the nation. It was established in 1965 and as of December of 2019, it had grown to 3 employees and 1,811 members at 1 location. FDU Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in FDU Federal Credit Union is open to the faculty, staff, and students of Fairleigh Dickinson University and to other local businesses and organizations.
See current membership details

Reviews (1)

FDUFCU: A customer review

The Fairleigh Dickinson University Federal Credit Union makes financial decisions simple and easy. One of their hallmarks is the willingness to help you no matter what your financial goals are. With a minimum deposit of 5$ to create both a checking and savings, no account maintenance fees, FDIC insurance of up to 250,000 and excellent auto, home and student loan rates, its the only financial establishment you will ever need; This credit union makes banking enjoyable again.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. FDU Federal Credit Union has a low asset base.

Health Grade Components

NCUA #16584
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD2.31%
Annual Interest Income$496.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$12.0MM$12.1MM
LoansQ4 2019vs Q4 2018$7.5MM$7.9MM
DepositsQ4 2019vs Q4 2018$10.6MM$10.7MM
Equity CapitalQ4 2019vs Q4 2018$1.3MM$1.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$73.00K$104.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$106.00K$140.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FDU Federal Credit Union Savings Account Rates

0.05%--Regular Share Account
0.05%--Vacation Club Account
0.05%--Holiday Club Account
0.05%--IRA Share

FDU Federal Credit Union Money Market Rates

0.10%$1k-Money Market Account

FDU Federal Credit Union CD Rates

0.45%$1k-12 Month CD
0.35%$500-6 Month CD

FDU Federal Credit Union IRA Rates

0.45%--12 Month IRA Certificate
0.35%--6 Month IRA Certificate

FDU Federal Credit Union Locations
Branch Office12 Main St Ste 4Madison, NJ 07940

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