First Fed Delta

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstfeddelta.bank

419-822-3131

404 Main Street
Delta, OH 43515

First Fed Delta is headquartered in DELTA and is the 94^th largest bank in the state of Ohio. It is also the 2,850^th largest bank in the nation. It was established in 1934 and as of March of 2025, it had grown to 37 employees at 6 locations. First Fed Delta's CD rates are 4X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	29345
Year Established	1934
Employees	37
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.81%
Return on Equity - YTD	5.45%
Annual Interest Income	$2.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$232.3MM$227MM
Loans	Q1 2025vs Q1 2024	$98.6MM$95.9MM
Deposits	Q1 2025vs Q1 2024	$196.5MM$194.7MM
Equity Capital	Q1 2025vs Q1 2024	$35MM$31.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$740K$740K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$158K$164K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Checking
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IRA

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First Fed Delta Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$0	-	Christmas Club Account
0.05%	$0	-	Business Statement Savings
0.05%	$0	-	Simply Statement Savings

First Fed Delta Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$0	-	Simply NOW Checking
0.01%	$0	-	Simply Interest Business

First Fed Delta CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.56%	$1k	-	12 Month CD
3.56%	$1k	-	15 Month CD
3.56%	$1k	-	16 Month CD
3.56%	$1k	-	24 Month CD
3.51%	$1k	-	270 Day CD
3.04%	$1k	-	36 Month CD
0.25%	$1k	-	30 Month CD
0.20%	$1k	-	20 Month CD
0.20%	$1k	-	27 Month CD
0.15%	$1k	-	18 Month CD
0.07%	$1k	-	182 Day CD
0.05%	$1k	-	91 Day CD

First Fed Delta IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.56%	$1k	-	12 Month IRA
3.56%	$1k	-	15 Month IRA
3.56%	$1k	-	16 Month IRA
3.56%	$1k	-	24 Month IRA
3.51%	$1k	-	270 Day IRA
3.04%	$1k	-	36 Month IRA
0.25%	$1k	-	30 Month IRA
0.20%	$1k	-	20 Month IRA
0.20%	$1k	-	27 Month IRA
0.15%	$1k	-	18 Month Variable IRA
0.15%	$1k	-	18 Month IRA
0.07%	$1k	-	182 Day IRA
0.05%	$1k	-	91 Day IRA

Locations

First Fed Delta Locations
123 N Main St Branch	123 N Main St	Swanton, OH 43558
30 South Third St Branch	30 South Third St	Waterville, OH 43566
Holland-Sylvania Branch	3234 North Holland Sylvania Road	Toledo, OH 43615
First Federal Savings and Loan Association	404 Main St	Delta, OH 43515
Providence Branch	6600 Providence Street	Whitehouse, OH 43571
6910 Airport Highway Branch	8165 Airport Highway	Holland, OH 43528

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