Overview / Commentary
302-613-5330
113 W 6th St
New Castle, DE 19720

edU Federal Credit Union (DE) is headquartered in New Castle and is the 10th largest credit union in the state of Delaware. It is also the 2,472nd largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 15 employees and 10,656 members at 4 locations. edU Federal Credit Union (DE) has a C+ health rating.

Field of Membership Restrictions

Membership in edU Federal Credit Union is open to the following: 1) employees or retirees of any school in New Castle County of Delaware; 2) students of public schools in New Castle County; 3) immediate family of current members.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. edU Federal Credit Union (DE) has a low asset base.

Health Grade Components

Overall
NCUA #8609
Year Chartered1953
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.03%
Return on Equity - YTD0.43%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$43.3MM$45.4MM
LoansQ4 2018vs Q4 2017$17.7MM$19.3MM
DepositsQ4 2018vs Q4 2017$40.2MM$41.8MM
Equity CapitalQ4 2018vs Q4 2017$3.0MM$3.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$699.00K$330.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$347.00K$471.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

edU Federal Credit Union (DE) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Christmas Club Account
0.20%--Vacation Club Account
0.05%$1-IRA Share Account
0.01%$50-Regular Share Account

edU Federal Credit Union (DE) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$500-5 Year Share CD
0.25%$500-3 Year Share CD
0.15%$500-15 Month Share CD
0.10%$500-12 Month Share CD
0.05%$500-9 Month Share CD
0.01%$500-6 Month Share CD
Locations


edU Federal Credit Union (DE) Locations
Branch Office190 Salem Church RdNewark, DE 19713
Branch Office113 W 6th StNew Castle, DE 19720
Branch Office1080 Bunker Hill RdMiddletown, DE 19709
Branch Office120 Silver Lake RdMiddletown, DE 19709

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