edU Federal Credit Union (DE)

Overview / Commentary
113 W 6th St
New Castle, DE 19720

edU Federal Credit Union (DE) is headquartered in New Castle and is the 10th largest credit union in the state of Delaware. It is also the 2,501st largest credit union in the nation. It was established in 1953 and as of December of 2019, it had grown to 15 employees and 10,754 members at 4 locations. edU Federal Credit Union (DE) has a C+ health rating.

Field of Membership Restrictions

Membership in edU Federal Credit Union is open to the following: 1) employees or retirees of any school in New Castle County of Delaware; 2) students of public schools in New Castle County; 3) immediate family of current members.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. edU Federal Credit Union (DE) has a low asset base.

Health Grade Components

NCUA #8609
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD-0.43%
Return on Equity - YTD-6.36%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$42.4MM$43.3MM
LoansQ4 2019vs Q4 2018$16.2MM$17.7MM
DepositsQ4 2019vs Q4 2018$39.3MM$40.2MM
Equity CapitalQ4 2019vs Q4 2018$2.9MM$3.0MM
Loan Loss AllowanceQ4 2019vs Q4 2018$638.00K$699.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$210.00K$347.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

edU Federal Credit Union (DE) Savings Account Rates

0.20%--Christmas Club Account
0.20%--Vacation Club Account
0.05%$1-IRA Share Account
0.01%$50-Regular Share Account

edU Federal Credit Union (DE) CD Rates

0.40%$500-5 Year Share CD
0.25%$500-3 Year Share CD
0.15%$500-15 Month Share CD
0.10%$500-12 Month Share CD
0.05%$500-9 Month Share CD
0.01%$500-6 Month Share CD

edU Federal Credit Union (DE) Locations
Branch Office190 Salem Church RdNewark, DE 19713
Branch Office113 W 6th StNew Castle, DE 19720
Branch Office1080 Bunker Hill RdMiddletown, DE 19709
Branch Office120 Silver Lake RdMiddletown, DE 19709

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