edU Federal Credit Union (DE)

Overview / Commentary
113 W 6th St
New Castle, DE 19720

edU Federal Credit Union (DE) is headquartered in Historic New Castle and is the 10th largest credit union in the state of Delaware. It is also the 2,520th largest credit union in the nation. It was established in 1953 and as of March of 2021, it had grown to 12 employees and 10,352 members at 3 locations. edU Federal Credit Union (DE) has a B health rating.

Field of Membership Restrictions

Membership in edU Federal Credit Union is open to the following: 1) employees or retirees of any school in New Castle County of Delaware; 2) students of public schools in New Castle County; 3) immediate family of current members.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. edU Federal Credit Union (DE) has a low asset base.

Health Grade Components

NCUA #8609
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD-0.18%
Return on Equity - YTD-2.93%
Annual Interest Income$321.00K
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$49.7MM$43.3MM
LoansQ1 2021vs Q1 2020$12.1MM$15.5MM
DepositsQ1 2021vs Q1 2020$46.5MM$40.2MM
Equity CapitalQ1 2021vs Q1 2020$3.0MM$2.9MM
Loan Loss AllowanceQ1 2021vs Q1 2020$349.00K$529.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$123.00K$133.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

edU Federal Credit Union (DE) Savings Account Rates

0.05%--Christmas Club Account
0.05%--Vacation Club Account
0.01%$50-Regular Share Account
0.01%$1-IRA Share Account

edU Federal Credit Union (DE) CD Rates

0.40%$500-5 Year Share CD
0.25%$500-3 Year Share CD
0.15%$500-15 Month Share CD
0.10%$500-12 Month Share CD
0.05%$500-9 Month Share CD
0.01%$500-6 Month Share CD

edU Federal Credit Union (DE) Locations
Corporate Office113 W 6th StHistoric New Castle, DE 197205070
Branch Office1080 Bunker Hill RdMiddletown, DE 19709
Branch Office120 Silver Lake RdMiddletown, DE 19709

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