edU Federal Credit Union (DE) is headquartered in New Castle and is the 10th largest credit union in the state of Delaware. It is also the 2,472nd largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 15 employees and 10,656 members at 4 locations. edU Federal Credit Union (DE) has a C+ health rating.
Field of Membership Restrictions
Membership in edU Federal Credit Union is open to the following: 1) employees or retirees of any school in New Castle County of Delaware; 2) students of public schools in New Castle County; 3) immediate family of current members.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 8609 |
| Year Chartered | 1953 |
| Employees | 15 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.03% |
| Return on Equity - YTD | 0.43% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $43.3MM$45.4MM |
| Loans | Q4 2018vs Q4 2017 | $17.7MM$19.3MM |
| Deposits | Q4 2018vs Q4 2017 | $40.2MM$41.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $3.0MM$3.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $699.00K$330.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $347.00K$471.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not edU Federal Credit Union (DE); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
edU Federal Credit Union (DE) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | Christmas Club Account | |
| 0.20% | - | - | Vacation Club Account | |
| 0.05% | $1 | - | IRA Share Account | |
| 0.01% | $50 | - | Regular Share Account |
edU Federal Credit Union (DE) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $500 | - | 5 Year Share CD | |
| 0.25% | $500 | - | 3 Year Share CD | |
| 0.15% | $500 | - | 15 Month Share CD | |
| 0.10% | $500 | - | 12 Month Share CD | |
| 0.05% | $500 | - | 9 Month Share CD | |
| 0.01% | $500 | - | 6 Month Share CD |
| edU Federal Credit Union (DE) Locations | ||
|---|---|---|
| Branch Office | 190 Salem Church Rd | Newark, DE 19713 |
| Branch Office | 113 W 6th St | New Castle, DE 19720 |
| Branch Office | 1080 Bunker Hill Rd | Middletown, DE 19709 |
| Branch Office | 120 Silver Lake Rd | Middletown, DE 19709 |