ONE Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

onefcu.com

888-299-7351

300 Arch St
Meadville, PA 16335

ONE Federal Credit Union is headquartered in Meadville and is the 71^st largest credit union in the state of Pennsylvania. It is also the 1,639^th largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 32 employees and 12,040 members at 5 locations. ONE Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in One Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the Pennsylvania counties of Crawford or Merced. Immediate family members of a current One Federal Credit Union member also qualify for membership.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	6187
Year Chartered	1949
Employees	32
Primary Regulator

Profit Margin
Return on Assets - YTD	0.35%
Return on Equity - YTD	4%
Annual Interest Income	$1.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$124.3MM$114.4MM
Loans	Q1 2025vs Q1 2024	$91.7MM$83.4MM
Deposits	Q1 2025vs Q1 2024	$112MM$103.3MM
Equity Capital	Q1 2025vs Q1 2024	$10.7MM$9.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$498K$465K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$440K$335K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ONE Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%	$0	-	Round Up Rewards Savings
4.06%	$0	-	High Yield Holiday
4.06%	$0	-	High Yield Summer Savings
0.05%	$5	-	Regular Share Account
0.05%	$0	-	Sub Share Account

ONE Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$500k^*	-	Money Market Account
OTHER TIERS: 0.10% → $1k - $20k \| 0.15% → $20k - $50k \| 0.25% → $50k - $100k \| 0.30% → $100k - $500k

ONE Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.20%	$250	-	6 Month Share Certificate
4.20%	$250	-	9 Month Share Certificate
4.17%	$250	-	13 Month Share Certificate
4.05%	$250	-	12 Month Share Certificate
3.80%	$250	-	24 Month Share Certificate
3.54%	$250	-	36 Month Share Certificate

Locations

ONE Federal Credit Union Locations
Branch Office	300 Arch St	Meadville, PA 16335
Branch Office	180 N Franklin St	Cochranton, PA 16314-9706
Branch Office	280 North St	Saegertown, PA 16433-5444
Branch Office	10998 State Highway 18	Conneaut Lake, PA 16316
Branch Office	868 Park Ave	Meadville, PA 16335-3326

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