Overview / Commentary
300 Arch St
Meadville, PA 16335

ONE Federal Credit Union is headquartered in Meadville and is the 83rd largest credit union in the state of Pennsylvania. It is also the 1,851st largest credit union in the nation. It was established in 1949 and as of September of 2018, it had grown to 27 employees and 11,457 members at 4 locations. ONE Federal Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Related Posts

View all posts from:

Reviews (1)

Small town business, first class service.

Posted by: ScottS. | Jul 7, 2015

In the four years that I've dealt with them MAFCU has proved to have the kind of customer service you'd expect from the very best of financial institutions which, to be honest, has been surprising since they're located in a small town of only about 30,000 people. The real worth of any business is determined not by what they do right but how they handle things when something goes wrong. When things start going sideways, there is no other financial institution I would rather be dealing with than MAFCU. Their people really take ownership of your problem, making it their own, and doggedly refuse to stop trying until the matter is resolved to your satisfaction. Though their products may only be above average, their people make them the best.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ONE Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #6187
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD6.71%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$78.1MM$75.4MM
LoansQ3 2018vs Q3 2017$61.2MM$62.9MM
DepositsQ3 2018vs Q3 2017$71.0MM$68.8MM
Equity CapitalQ3 2018vs Q3 2017$6.5MM$6.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$530.00K$467.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$477.00K$586.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not ONE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ONE Federal Credit Union Savings Account Rates

1.00%--IRA Share Account
0.05%$5-Regular Share Account
0.05%--Subshare Account
0.05%--Christmas Club Account
0.05%--Vacation Club Account

ONE Federal Credit Union Money Market Rates

1.00%*$500k*-Money Market Account
OTHER TIERS: 0.50% $1k - $20k | 0.60% $20k - $50k | 0.70% $50k - $100k | 0.80% $100k - $500k

ONE Federal Credit Union CD Rates

2.45%$100-36 Month Share Certificate
2.00%$100-24 Month Share Certificate
1.60%$100-12 Month Share Certificate
1.55%$100-9 Month Share Certificate
1.45%$100-6 Month Share Certificate

ONE Federal Credit Union IRA Rates

2.45%$100-36 Month IRA Certificate
2.00%$100-24 Month IRA Certificate
1.60%$100-12 Month IRA Certificate
1.55%$100-9 Month IRA Certificate
1.45%$100-6 Month IRA Certificate

ONE Federal Credit Union Locations
Branch Office300 Arch StMeadville, PA 16335
Branch Office302 E Walnut StTitusville, PA 16354
Branch Office102 N Mercer AveSharpsville, PA 16150-2211
Branch Office180 N Franklin StCochranton, PA 16314-9706

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.