ONE Federal Credit Union

Overview / Commentary
300 Arch St
Meadville, PA 16335

ONE Federal Credit Union is headquartered in Meadville and is the 86th largest credit union in the state of Pennsylvania. It is also the 1,869th largest credit union in the nation. It was established in 1949 and as of March of 2020, it had grown to 37 employees and 11,359 members at 6 locations. ONE Federal Credit Union has a B+ health rating.

Reviews (1)

Small town business, first class service.

Posted by: |

In the four years that I've dealt with them MAFCU has proved to have the kind of customer service you'd expect from the very best of financial institutions which, to be honest, has been surprising since they're located in a small town of only about 30,000 people. The real worth of any business is determined not by what they do right but how they handle things when something goes wrong. When things start going sideways, there is no other financial institution I would rather be dealing with than MAFCU. Their people really take ownership of your problem, making it their own, and doggedly refuse to stop trying until the matter is resolved to your satisfaction. Though their products may only be above average, their people make them the best.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ONE Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #6187
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD-0.23%
Return on Equity - YTD-2.6%
Annual Interest Income$877.00K
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$80.4MM$76.4MM
LoansQ1 2020vs Q1 2019$62.1MM$59.3MM
DepositsQ1 2020vs Q1 2019$73.1MM$69.2MM
Equity CapitalQ1 2020vs Q1 2019$6.9MM$6.6MM
Loan Loss AllowanceQ1 2020vs Q1 2019$450.00K$473.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$403.00K$399.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ONE Federal Credit Union Savings Account Rates

0.05%$5-Regular Share Account
0.05%--Sub Share Account
0.05%--Christmas Club Account
0.05%--Vacation Club Account

ONE Federal Credit Union Money Market Rates

0.35%*$500k*-Money Market Account
OTHER TIERS: 0.10% $1k - $50k | 0.15% $50k - $100k | 0.25% $100k - $500k

ONE Federal Credit Union CD Rates

0.30%$100-36 Month Share Certificate
0.20%$100-24 Month Share Certificate
0.15%$100-12 Month Share Certificate
0.10%$100-9 Month Share Certificate
0.08%$100-6 Month Share Certificate

ONE Federal Credit Union Locations
Branch Office300 Arch StMeadville, PA 16335
Branch Office302 E Walnut StTitusville, PA 16354
Branch Office102 N Mercer AveSharpsville, PA 16150-2211
Branch Office180 N Franklin StCochranton, PA 16314-9706
Branch Office280 North StSaegertown, PA 16433-5444
Branch Office10998 State Highway 18Conneaut Lake, PA 16316

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