ONE Federal Credit Union

Overview / Commentary
300 Arch St
Meadville, PA 16335

ONE Federal Credit Union is headquartered in Meadville and is the 86th largest credit union in the state of Pennsylvania. It is also the 1,847th largest credit union in the nation. It was established in 1949 and as of June of 2022, it had grown to 35 employees and 11,587 members at 6 locations. ONE Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Reviews (1)

Small town business, first class service.

Posted by: |

In the four years that I've dealt with them MAFCU has proved to have the kind of customer service you'd expect from the very best of financial institutions which, to be honest, has been surprising since they're located in a small town of only about 30,000 people. The real worth of any business is determined not by what they do right but how they handle things when something goes wrong. When things start going sideways, there is no other financial institution I would rather be dealing with than MAFCU. Their people really take ownership of your problem, making it their own, and doggedly refuse to stop trying until the matter is resolved to your satisfaction. Though their products may only be above average, their people make them the best.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ONE Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #6187
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD8.66%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$98.6MM$93.5MM
LoansQ2 2022vs Q2 2021$73.0MM$72.5MM
DepositsQ2 2022vs Q2 2021$89.4MM$85.1MM
Equity CapitalQ2 2022vs Q2 2021$8.3MM$7.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$343.00K$372.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$128.00K$203.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ONE Federal Credit Union Savings Account Rates

0.25%--High Yield Holiday
0.05%$5-Regular Share Account
0.05%--Sub Share Account
0.05%--Christmas Club Account
0.05%--Vacation Club Account

ONE Federal Credit Union Money Market Rates

0.35%*$500k*-Money Market Account
OTHER TIERS: 0.10% $1k - $20k | 0.15% $20k - $50k | 0.25% $50k - $100k | 0.30% $100k - $500k

ONE Federal Credit Union CD Rates

3.80%$100-36 Month Share Certificate
3.65%$100-24 Month Share Certificate
3.25%$100-9 Month Share Certificate
3.25%$100-12 Month Share Certificate
3.00%$100-6 Month Share Certificate

ONE Federal Credit Union Locations
Branch Office280 North StSaegertown, PA 16433-5444
Branch Office868 Park AveMeadville, PA 16335-3326
Branch Office10998 State Highway 18Conneaut Lake, PA 16316
Branch Office180 N Franklin StCochranton, PA 16314-9706
Branch Office300 Arch StMeadville, PA 16335
Branch Office302 E Walnut StTitusville, PA 16354

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