Featured Savings Rates
Featured Accounts

Federal Employees Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.15%1-year CD12 Month CD
2.00%4-year CD48 Month CD
1.65%3-year CD30 Month CD

Overview / Commentary
205-322-4026
1509 4th Ave S
Birmingham, AL 35233-1612

Federal Employees Credit Union is headquartered in Birmingham and is the 69th largest credit union in the state of Alabama. It is also the 3,600th largest credit union in the nation. It was established in 1958 and as of September of 2016, it had grown to 4 employees and 1,497 members at 1 location. Federal Employees Credit Union's CD rates are 28% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Federal Employees Credit Union of Alabama is open to the current and retired federal employees, including military personnel and all veterans along with their family members.
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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Federal Employees Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #62599
Year Chartered1958
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD2.79%
Annual Interest Income$501.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$17.6MM$15.0MM
LoansQ3 2016vs Q3 2015$7.1MM$6.2MM
DepositsQ3 2016vs Q3 2015$14.4MM$11.8MM
Equity CapitalQ3 2016vs Q3 2015$3.2MM$3.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$88.00K$79.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$332.00K$228.00K
Real Estate OwnedQ3 2016vs Q3 2015$24.00K$24.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Federal Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$250-IRA Club
0.50%$100-Share Savings
0.50%--Club Account

Federal Employees Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$100k-48 Month CD
1.80%*$100k*-36 Month CD
OTHER TIERS: 1.50% $500 - $100k
1.65%*$100k*-30 Month CD
OTHER TIERS: 1.45% $500 - $100k
1.50%*$100k*-24 Month CD
OTHER TIERS: 1.35% $500 - $100k
1.40%*$100k*-18 Month CD
OTHER TIERS: 1.12% $500 - $100k
1.15%*$100k*-12 Month CD
OTHER TIERS: 1.05% $500 - $100k
1.00%*$100k*-6 Month CD
OTHER TIERS: 0.90% $500 - $100k

Federal Employees Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%--60 Month IRA
1.65%--36 Month IRA
1.50%--24 Month IRA
1.20%--12 Month IRA
Locations


Federal Employees Credit Union Locations
Branch Office1509 4th Ave SBirmingham, AL 35233-1612