First Seacoast Bank


Overview / Commentary
603-742-4680
633 Central Avenue
Dover, NH 03820

First Seacoast Bank is headquartered in DOVER and is the 11th largest bank in the state of New Hampshire. It is also the 1,616th largest bank in the nation. It was established in 1890 and as of September of 2023, it had grown to 85 employees at 5 locations. First Seacoast Bank has an A health rating.

Reviews (2)

This Bank Does It All...And Well!!

Posted by: |

My wife and I moved to Durham, NH about 6 years ago and were totally turned off by several of the local banks. That all changed when we found First Seacoast Bank. We now have our family checking account, family savings, another small savings account and a good number of CDs at First Seacoast.
I am currently researching bank CD rates and security rankings and have found that First Seacoast Bank continues to be an absolute winner for us.

The CD rates are excellent for the durations we need. In our 6 + year affiliation with First Seacoast Bank, I have yet to encounter an error. The CD rates are excellent for the durations we need.

I could go on and on about the staff at the Durham Branch where we bank. They are all very professional, helpful in every way possible, always friendly (and they know I'm a chocolate lover too. I occasionally get a little treat when I come in.) ??

Personal service is something that I highly value and it doesn't get any better than at First Seacoast Bank. On a recent occasion, I dropped an important paper in the lobby with all of my medical information and doctor numbers. Shortly thereafter I received a call telling me that they found the paper. It didn't have my contact information on it...they went to the trouble to research who may have lost it and they contacted me. Who does THAT anymore?

The service is simply excellent (at age 73, I need caring, thoughtful people to help me if I forget something ((or screw something up)). Our plan is to open new CDs in the next couple of days as the rates are perfect and VERY competitive for our duration needs.

In short; wonderful bank, great people, well-rated for security, and the service is as good as it gets. We're so fortunate to have First Seacoast Bank as our bank since we moved to Durham 6+ years ago. We're very comfortable and pleased in every regard with this relationship!

Alan G. Durham, NH

David Tufano

This morning I went to the drive-thru of the Dover, New Hampshire branch. I am not a customer, but I stopped to cash a check that a friend of mine gave to me who is a customer. I gave the check and my enhanced New Hampshire driver's license to the teller at the window. The teller asked me if I had a second ID, preferably a credit or debit card. I questioned her and told her that I would rather not send any card with my debit card number or credit card number on it, especially because they have the expiration date and security code right on the card. I gave her a government issued VA benefit card with a photo on it. She told me that would not be sufficient. After further questioning, she went to see the branch manager. After about 10 minutes, with other cars waiting behind me, the branch manager came over and told me that she was going to make an exception, do me a favor, and cash the check. She also told me that she called the account holder, who of course was at work, and confused her as to why she was being called in the middle of the day. The amount of the check that I was cashing was a whopping $30.00. Needless to say, if I ever have the need for a local bank account it certainly would not be at this bank, and I have sympathy for anyone who is a customer of theirs. FYI- any enhanced driver's license is sufficient identification to obtain a US passport and/or to travel internationally with. If it's security that they are concerned with, they should get a grip.



Health

Health Grade Components

Overall
FDIC Certificate #29744
Year Established1890
Employees85
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-0.24%
Return on Equity - YTD-2.71%
Annual Interest Income$14.8MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$556.7MM$523.7MM
LoansQ3 2023vs Q3 2022$424.6MM$391.7MM
DepositsQ3 2023vs Q3 2022$435.5MM$398.9MM
Equity CapitalQ3 2023vs Q3 2022$47.2MM$38.5MM
Loan Loss AllowanceQ3 2023vs Q3 2022$3.3MM$3.6MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$0$5K
Real Estate OwnedQ3 2023vs Q3 2022$28K$0
Rates

Rates for First Seacoast Bank are currently being reviewed.

Locations


First Seacoast Bank Locations
1 Market Square Branch1650 Woodbury AvenuePortsmouth, NH 03801
17 Wakefield Street Branch17 Wakefield StreetRochester, NH 03867
Federal Savings Bank633 Central AveDover, NH 03820
Durham Shopping Plaza Branch7a Mill RoadDurham, NH 03824
Rt 125 Barrington BranchRte. 125Barrington, NH 03825

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