First Seacoast Bank

Overview / Commentary
633 Central Avenue
Dover, NH 03820

First Seacoast Bank is headquartered in DOVER and is the 12th largest bank in the state of New Hampshire. It is also the 1,632nd largest bank in the nation. It was established in 1890 and as of March of 2023, it had grown to 81 employees at 5 locations. First Seacoast Bank's money market rates are 11X the national average, and it boasts an A+ health rating.

Reviews (1)

David Tufano

This morning I went to the drive-thru of the Dover, New Hampshire branch. I am not a customer, but I stopped to cash a check that a friend of mine gave to me who is a customer. I gave the check and my enhanced New Hampshire driver's license to the teller at the window. The teller asked me if I had a second ID, preferably a credit or debit card. I questioned her and told her that I would rather not send any card with my debit card number or credit card number on it, especially because they have the expiration date and security code right on the card. I gave her a government issued VA benefit card with a photo on it. She told me that would not be sufficient. After further questioning, she went to see the branch manager. After about 10 minutes, with other cars waiting behind me, the branch manager came over and told me that she was going to make an exception, do me a favor, and cash the check. She also told me that she called the account holder, who of course was at work, and confused her as to why she was being called in the middle of the day. The amount of the check that I was cashing was a whopping $30.00. Needless to say, if I ever have the need for a local bank account it certainly would not be at this bank, and I have sympathy for anyone who is a customer of theirs. FYI- any enhanced driver's license is sufficient identification to obtain a US passport and/or to travel internationally with. If it's security that they are concerned with, they should get a grip.


Health Grade Components

FDIC Certificate #29744
Year Established1890
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.94%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$548.4MM$499.7MM
LoansQ1 2023vs Q1 2022$402.5MM$375.8MM
DepositsQ1 2023vs Q1 2022$438.3MM$400.9MM
Equity CapitalQ1 2023vs Q1 2022$54.2MM$46.4MM
Loan Loss AllowanceQ1 2023vs Q1 2022$3.3MM$3.6MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$88.00K$795.00K
Real Estate OwnedQ1 2023vs Q1 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not First Seacoast Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Seacoast Bank Savings Account Rates

1.50%*-$100kKasasa Saver
OTHER TIERS: 0.05% $100k+
0.50%$1-Holiday Club
0.10%*$10k*-Business Savings
OTHER TIERS: 0.03% $500 - $10k
0.07%*$50k*-Statement Savings
OTHER TIERS: 0.01% $10 - $100 | 0.03% $100 - $50k

First Seacoast Bank Money Market Rates

5.00%*$75k*-Coastline Money Market - New Money
OTHER TIERS: 0.50% $2.5k - $75k
2.00%*$75k*-Milestone Money Market
OTHER TIERS: 0.85% $1k - $75k
1.50%*$75k*-Business Select Money market
OTHER TIERS: 0.10% $2.5k - $25k | 0.25% $25k - $75k
0.50%*$75k*-Peak Money Market
OTHER TIERS: 0.05% $2.5k - $25k | 0.15% $25k - $50k | 0.25% $50k - $75k

First Seacoast Bank Checking Account Rates

4.00%*-$20kKasasa Cash Checking
OTHER TIERS: 0.15% $20k+
0.15%*$75k*-Business First Checking
OTHER TIERS: 0.03% $2.5k - $25k | 0.05% $25k - $50k | 0.07% $50k - $75k
0.01%$300-NOW Checking

First Seacoast Bank CD Rates

5.00%$1k-17 Month CD
5.00%$1k-Business 17 Month CD
4.50%$1k-11 Month CD
4.50%$1k-Business 11 Month CD
4.25%$2.5k-9 Month CD
4.25%$2.5k-Business 9 Month CD
4.00%$1k-7 Month CD Special
4.00%$1k-Business 7 Month CD Special
1.45%$1k-19 Month Bump-Up CD
1.45%$1k-Business 19 Month Bump-Up CD
1.00%$1k-91 Day CD
1.00%$1k-Business 91 Day CD
0.55%$1k-5 Year CD
0.55%$1k-Business 5 Year CD
0.50%$1k-182 Day CD
0.50%$1k-Business 182 Day CD
0.40%$1k-3 Year CD
0.40%$1k-Business 3 Year CD
0.30%$1k-2 Year CD
0.30%$1k-Business 2 Year CD
0.25%$1k-18 Month Nest Egg CD
0.25%$500-Business 18 Month Nest Egg CD
0.20%$1k-1 Year CD
0.20%$1k-Business 1 Year CD

First Seacoast Bank IRA Rates

0.55%$1k-5 Year IRA
0.40%$1k-3 Year IRA
0.25%$1k-18 Month IRA
0.20%$1k-1 Year IRA

First Seacoast Bank Locations
1 Market Square Branch1650 Woodbury AvenuePortsmouth, NH 03801
17 Wakefield Street Branch17 Wakefield StreetRochester, NH 03867
Federal Savings Bank633 Central AveDover, NH 03820
Durham Shopping Plaza Branch7a Mill RoadDurham, NH 03824
Rt 125 Barrington BranchRte. 125Barrington, NH 03825

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