Federated Employees Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.02%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.75%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.15%	Savings	Primary Share Account 1.20% - Goldman Sachs Bank USA Online Savings

View all Federated Employees Credit Union rates »

Overview / Commentary

www.fedecu.com

507-455-5430

1929 S Cedar Ave
Owatonna, MN 55060

Federated Employees Credit Union is headquartered in Owatonna and is the 53^rd largest credit union in the state of Minnesota. It is also the 2,467^th largest credit union in the nation. It was established in 1934 and as of March of 2017, it had grown to 4 employees and 4,671 members at 2 locations. Federated Employees Credit Union's money market rates are 25% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Federated Employees Credit Union of Minnesota is open to the current and retired employees of the Federated Insurance Companies and their family members.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Federated Employees Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	64703
Year Chartered	1934
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.56%
Return on Equity - YTD	3.88%
Annual Interest Income	$270.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$44.6MM$43.8MM
Loans	Q1 2017vs Q1 2016	$22.0MM$20.5MM
Deposits	Q1 2017vs Q1 2016	$38.2MM$37.7MM
Equity Capital	Q1 2017vs Q1 2016	$6.3MM$6.0MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$135.00K$160.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$0$45.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Federated Employees Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$25	-	Primary Share Account
0.15%	-	-	Christmas Club Saving Account
0.15%	-	-	Vacation Club Account
0.15%	-	-	Special Club Saving Account

Federated Employees Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.55%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.15% → Up to $2,500 \| 0.20% → $2,500 - $10k \| 0.25% → $10k - $25k \| 0.35% → $25k - $50k \| 0.45% → $50k - $75k

Federated Employees Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	-	-	Checking Account

Federated Employees Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$1k	-	60 Month CD
1.66%	$1k	-	48 Month CD
1.41%	$1k	-	36 Month CD
1.16%	$1k	-	24 Month CD
0.75%	$1k	-	12 Month CD
0.55%	$500	-	9 Month Kids Club CD
0.35%	$1k	-	6 Month CD

Locations

Federated Employees Credit Union Locations
Branch Office	1929 S Cedar Ave	Owatonna, MN 55060-4301
Branch Office	121 E Park Sq	Owatonna, MN 55060-3046