Overview / Commentary
Fedmont Federal Credit Union is headquartered in Montgomery and is the 68th largest credit union in the state of Alabama. It is also the 3,488th largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 4 employees and 1,240 members at 1 location. Fedmont Federal Credit Union's CD rates are 2X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership to Fedmont Federal Credit Union is open to employees and retirees of the Federal Civil Service working in or supervised from Montgomery, Alabama and to active or retired military and workers employed by the U.S. Postal Service in the same area.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Fedmont Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 14026 |
| Year Chartered | 1960 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.63% |
| Return on Equity - YTD | 4.68% |
| Annual Interest Income | $150K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $12.9MM$13MM |
| Loans | Q1 2025vs Q1 2024 | $3.6MM$3.6MM |
| Deposits | Q1 2025vs Q1 2024 | $11.2MM$11.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.7MM$1.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $69K$58K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $8K$0 |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |