Overview / Commentary
Fergus Federal Credit Union is headquartered in Lewistown and is the 18th largest credit union in the state of Montana. It is also the 1,929th largest credit union in the nation. It was established in 1953 and as of March of 2021, it had grown to 19 employees and 5,933 members at 1 location. Fergus Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Fergus Federal Credit Union is open to those who live, work, worship, or attend school in the Montana counties in Fergus, Blaine, Choteau, Garfield, Golden Valley, Hill, Judith Basin, Liberty, Meagher, Musselshell, Petroleum, Phillips, or Wheatland.
See current membership details
Health
A
Data as of Q1 2021
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Fergus Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 8881 |
| Year Chartered | 1953 |
| Employees | 19 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.33% |
| Return on Equity - YTD | 12.68% |
| Annual Interest Income | $665.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2021vs Q1 2020 | $88.7MM$71.8MM |
| Loans | Q1 2021vs Q1 2020 | $47.3MM$43.8MM |
| Deposits | Q1 2021vs Q1 2020 | $79.3MM$63.3MM |
| Equity Capital | Q1 2021vs Q1 2020 | $9.1MM$8.3MM |
| Loan Loss Allowance | Q1 2021vs Q1 2020 | $208.00K$451.00K |
| Unbacked Noncurrent Loans | Q1 2021vs Q1 2020 | $266.00K$1.2MM |
| Real Estate Owned | Q1 2021vs Q1 2020 | $0$0 |