Ferguson Federal Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fergusonfcu.org

601-806-3328

1026 E Broad Street
Monticello, MS 39654

Ferguson Federal Credit Union is headquartered in Monticello and is the 14^th largest credit union in the state of Mississippi. It is also the 1,819^th largest credit union in the nation. It was established in 1968 and as of December of 2024, it had grown to 48 employees and 10,299 members at 8 locations. Ferguson Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Ferguson Federal Credit Union is open to anyone who lives, works, worships, attends school, or owns a business in the Mississippi counties of Amite, Copiah, Franklin, Jefferson, Jefferson Davis, Lawrence, Lincoln, Marion, Pike, Rankin (southern portion), Simpson, or Walthall. Employees of Georgia Pacific’s Ferguson Mill in Lawrence County are also eligible to join.
See current membership details

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	18515
Year Chartered	1968
Employees	48
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.64%
Return on Equity - YTD	-6.64%
Annual Interest Income	$5.1MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$100.3MM$89.8MM
Loans	Q4 2024vs Q4 2023	$64.3MM$59.8MM
Deposits	Q4 2024vs Q4 2023	$85.4MM$80.9MM
Equity Capital	Q4 2024vs Q4 2023	$9.2MM$8.8MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$1.1MM$956K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$2.3MM$2MM
Real Estate Owned	Q4 2024vs Q4 2023	$140K$172K

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.41%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.45%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Ferguson Federal Credit Union are currently being reviewed.

Locations

Ferguson Federal Credit Union Locations
Branch Office	1026 E Broad St	Monticello, MS 39654
Branch Office	352 Brookhaven St	Brookhaven, MS 39601
Corporate Office	1026 E Broad St	Monticello, MS 39654
Branch Office	519 HIGHWAY 98 BYP	COLUMBIA, MS 39429
Branch Office	500 Main Ave	NewHebron, MS 39140
Branch Office	277 11th Ave SW	Magee, MS 39111
Branch Office	609 High School Ave	Columbia, MS 39429
Branch Office	577 NA Sandifer Hwy	Monticello, MS 39654

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