Ferguson Federal Credit Union is headquartered in Tylertown and is the 14th largest credit union in the state of Mississippi. It is also the 1,805th largest credit union in the nation. It was established in 1968 and as of September of 2019, it had grown to 51 employees and 9,605 members at 6 locations. Ferguson Federal Credit Union's money market rates are 3X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership in Ferguson Federal Credit Union is open to residents of Amite, Copiah, Franklin, Jefferson, Jefferson Davis, Lawrence, Lincoln, Marion, Pike, Simpson, Walthall, and South Rankin Counties, Mississippi. Employees of Georgia Pacific’s Ferguson Mill in Lawrence County are also eligible to join.
See current membership details
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Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 18515 |
| Year Chartered | 1968 |
| Employees | 51 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.84% |
| Return on Equity - YTD | -7.05% |
| Annual Interest Income | $3.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $82.7MM$81.9MM |
| Loans | Q3 2019vs Q3 2018 | $57.1MM$60.8MM |
| Deposits | Q3 2019vs Q3 2018 | $72.7MM$70.5MM |
| Equity Capital | Q3 2019vs Q3 2018 | $10.0MM$11.3MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $1.6MM$729.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $2.0MM$1.3MM |
| Real Estate Owned | Q3 2019vs Q3 2018 | $287.00K$241.00K |
Always verify rates and promotions with the bank or credit union. We are not Ferguson Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Ferguson Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.96%* | $50k* | - | IRA | ||
| OTHER TIERS: 0.65% → $500 - $50k | |||||
| 0.55% | $50 | - | Christmas Club | ||
| 0.25% | $500 | - | Regular Savings Account | ||
| 0.25% | $1 | - | Youth Account | ||
Ferguson Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.46%* | $100k* | - | High Yield Money Market | ||
| OTHER TIERS: 0.45% → $2.5k - $10k | 0.70% → $10k - $25k | 0.95% → $25k - $50k | 1.21% → $50k - $100k | |||||
Ferguson Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | $500* | $20k | Rewards Checking | ||
| OTHER TIERS: 0.25% → $20k+ | |||||
| 0.20% | $1k | - | Business Checking | ||
| 0.15% | $500 | - | Checking Account | ||
| 0.15% | $1 | $2.5k | Youth Checking | ||
Ferguson Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $1k | - | 60 Month Certificate | |
| 2.21% | $1k | - | 48 Month Certificate | |
| 2.11% | $1k | - | 36 Month Certificate | |
| 2.01% | $1k | - | 24 Month Certificate | |
| 1.91% | $1k | - | 12 Month Certificate |
Ferguson Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $1k | - | 60 Month IRA | |
| 2.21% | $1k | - | 48 Month IRA | |
| 2.11% | $1k | - | 36 Month IRA | |
| 2.01% | $1k | - | 24 Month IRA | |
| 1.91% | $1k | - | 12 Month IRA |
| Ferguson Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1026 E Broad St | Monticello, MS 39654 |
| Branch Office | 352 Brookhaven St | Brookhaven, MS 39601 |
| Branch Office | 1026 E Broad St | Monticello, MS 39654-7702 |
| Branch Office | 5162 PLAZA DR | TYLERTOWN, MS 39667 |
| Branch Office | 609 HIGH SCHOOL AVE | COLUMBIA, MS 39429 |
| Branch Office | 500 Main Ave | NewHebron, MS 39140 |