Ferguson Federal Credit Union is headquartered in Tylertown and is the 14th largest credit union in the state of Mississippi. It is also the 1,806th largest credit union in the nation. It was established in 1968 and as of September of 2020, it had grown to 49 employees and 9,906 members at 7 locations. Ferguson Federal Credit Union's money market rates are 93% higher than the national average, and it has a B+ health rating.
Membership in Ferguson Federal Credit Union is open to anyone who lives, works, worships, attends school, or owns a business in the Mississippi counties of Amite, Copiah, Franklin, Jefferson, Jefferson Davis, Lawrence, Lincoln, Marion, Pike, Rankin (southern portion), Simpson, or Walthall. Employees of Georgia Pacific’s Ferguson Mill in Lawrence County are also eligible to join.
See current membership details
Overall | |
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NCUA # | 18515 |
Year Chartered | 1968 |
Employees | 49 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | -0.79% |
Return on Equity - YTD | -7.93% |
Annual Interest Income | $3.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $92.3MM$82.7MM |
Loans | Q3 2020vs Q3 2019 | $55.4MM$57.1MM |
Deposits | Q3 2020vs Q3 2019 | $82.9MM$72.7MM |
Equity Capital | Q3 2020vs Q3 2019 | $9.1MM$10.0MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $2.0MM$1.6MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $1.4MM$2.0MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $45.00K$287.00K |
Always verify rates and promotions with the bank or credit union. We are not Ferguson Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.96%* | $50k* | - | IRA | ||
OTHER TIERS: 0.65% → $500 - $50k | |||||
0.30% | $50 | - | Christmas Club | ||
0.20% | $500 | - | Regular Savings Account | ||
0.20% | $1 | - | Youth Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.85%* | $75k* | - | High Yield Money Market | ||
OTHER TIERS: 0.25% → $2.5k - $10k | 0.45% → $10k - $35k | 0.65% → $35k - $75k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.49%* | $500* | $20k | Rewards (Smart) Checking | ||
OTHER TIERS: 0.15% → $20k+ | |||||
0.20% | $1k | - | Business Checking | ||
0.15% | $1 | $2.5k | Youth Checking | ||
0.10% | $500 | - | Checking Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.90% | $1k | - | 60 Month Certificate | |
0.70% | $1k | - | 48 Month Certificate | |
0.60% | $1k | - | 36 Month Certificate | |
0.50% | $1k | - | 24 Month Certificate | |
0.40% | $1k | - | 12 Month Certificate |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.90% | $1k | - | 60 Month IRA | |
0.70% | $1k | - | 48 Month IRA | |
0.60% | $1k | - | 36 Month IRA | |
0.50% | $1k | - | 24 Month IRA | |
0.40% | $1k | - | 12 Month IRA |
Ferguson Federal Credit Union Locations | ||
---|---|---|
Branch Office | 1026 E Broad St | Monticello, MS 39654 |
Branch Office | 352 Brookhaven St | Brookhaven, MS 39601 |
Branch Office | 5162 Plaza Dr | Tylertown, MS 39667 |
Branch Office | 5162 PLAZA DR | TYLERTOWN, MS 39667 |
Branch Office | 609 HIGH SCHOOL AVE | COLUMBIA, MS 39429 |
Branch Office | 500 Main Ave | NewHebron, MS 39140 |
Branch Office | 277 11th Ave SW | Magee, MS 39111 |