Ferguson Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 3.00% | Reward Checking | Rewards Checking 1.84% - National Average |
| 2.00% | 2-year CD | 24 Month Certificate Special |
| 2.00% | 5-year CD | 60 Month Certificate 2.40% - Goldman Sachs Bank USA 5 Year CD |
Ferguson Federal Credit Union is headquartered in Monticello and is the 15th largest credit union in the state of Mississippi. It is also the 1,973rd largest credit union in the nation. It was established in 1968 and as of June of 2017, it had grown to 42 employees and 6,113 members at 3 locations. Ferguson Federal Credit Union's money market rates are 3X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership in Ferguson Federal Credit Union is open to residents of Amite, Copiah, Franklin, Jefferson, Jefferson Davis, Lawrence, Lincoln, Marion, Pike, Simpson, Walthall, and South Rankin Counties, Mississippi. Employees of Georgia Pacific’s Ferguson Mill in Lawrence County are also eligible to join.
See current membership details
Related Posts
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 18515 |
| Year Chartered | 1968 |
| Employees | 42 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.24% |
| Return on Equity - YTD | 7.78% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $70.8MM$60.7MM |
| Loans | Q2 2017vs Q2 2016 | $50.2MM$34.5MM |
| Deposits | Q2 2017vs Q2 2016 | $59.7MM$50.5MM |
| Equity Capital | Q2 2017vs Q2 2016 | $11.0MM$10.1MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $472.00K$154.00K |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $1.2MM$545.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$37.00K |
Always verify rates and promotions with the bank or credit union. We are not Ferguson Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Ferguson Federal Credit Union Savings Account Rates
Ferguson Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | $100k* | - | High Yield Money Market | ||
| OTHER TIERS: 0.50% → $2,500 - $10k | 0.75% → $10k - $25k | 1.00% → $25k - $50k | 1.25% → $50k - $100k | |||||
Ferguson Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | $20k | Rewards Checking | |
| 0.75% | $25 | $2,500 | Youth Checking | |
| 0.25% | $500 | - | Checking Account |
Ferguson Federal Credit Union CD Rates
Ferguson Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $1k | - | 60 Month IRA | |
| 2.00% | $1k | - | 36 Month IRA CD Special | |
| 1.50% | $1k | - | 36 Month IRA |
| Ferguson Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1026 E Broad St | Monticello, MS 39654 |
| Branch Office | 550 Highway 51 S | Brookhaven, MS 39601 |
| Branch Office | 577 NA Sandifer Hwy | Monticello, MS 39654 |