Featured Savings Rates
Featured Accounts

Ferguson Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.00%Reward CheckingRewards Checking
2.00%5-year CD60 Month Certificate
1.01%1-year CD12 Month Certificate

Overview / Commentary
601-587-4037
Ferguson FCU 577 NA Sandifer Hwy
Monticello, MS 39654

Ferguson Federal Credit Union is headquartered in Monticello and is the 15th largest credit union in the state of Mississippi. It is also the 2,041st largest credit union in the nation. It was established in 1968 and as of September of 2016, it had grown to 23 employees and 6,041 members at 1 location. Ferguson Federal Credit Union's savings rates are 94% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Ferguson Federal Credit Union is open to employees of the Georgia Pacific Company (Ferguson Mill in Lawrence County, Mississippi) or several other companies. Membership is also open to all residents of Lawrence County.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ferguson Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #18515
Year Chartered1968
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD2.06%
Return on Equity - YTD12.15%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$64.5MM$57.5MM
LoansQ3 2016vs Q3 2015$38.1MM$28.5MM
DepositsQ3 2016vs Q3 2015$53.8MM$48.1MM
Equity CapitalQ3 2016vs Q3 2015$10.6MM$9.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$235.00K$105.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$789.00K$230.00K
Real Estate OwnedQ3 2016vs Q3 2015$48.00K$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Ferguson Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ferguson Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*$50k*-Regular Savings Account
OTHER TIERS: 0.25% $505 - $5k | 0.50% $5k - $25k | 0.75% $25k - $50k
1.01%*$50k*-IRA Account
OTHER TIERS: 0.75% $500 - $10k
0.75%$30-Holiday Club Account
0.75%--Youth Account

Ferguson Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500$20kRewards Checking
0.75%$25$2,500Youth Checking
0.25%$500-Checking Account
0.25%$500-Business Checking Account

Ferguson Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-60 Month Certificate
1.75%$1k-48 Month Certificate
1.50%$1k-36 Month Certificate
1.30%$1k-24 Month Certificate
1.01%$1k-12 Month Certificate
Locations


Ferguson Federal Credit Union Locations
Branch OfficeFerguson FCU 577 NA Sandifer HwyMonticello, MS 39654