Ferguson Federal Credit Union is headquartered in Monticello and is the 14th largest credit union in the state of Mississippi. It is also the 1,879th largest credit union in the nation. It was established in 1968 and as of March of 2025, it had grown to 46 employees and 10,392 members at 8 locations. Ferguson Federal Credit Union has a B health rating.
Membership in Ferguson Federal Credit Union is open to anyone who lives, works, worships, attends school, or owns a business in the Mississippi counties of Amite, Copiah, Franklin, Jefferson, Jefferson Davis, Lawrence, Lincoln, Marion, Pike, Rankin (southern portion), Simpson, or Walthall. Employees of Georgia Pacific’s Ferguson Mill in Lawrence County are also eligible to join.
See current membership details
Overall | |
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NCUA # | 18515 |
Year Chartered | 1968 |
Employees | 46 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.16% |
Return on Equity - YTD | -1.71% |
Annual Interest Income | $1.5MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $95.1MM$92.2MM |
Loans | Q1 2025vs Q1 2024 | $61.6MM$59.6MM |
Deposits | Q1 2025vs Q1 2024 | $85.2MM$83.5MM |
Equity Capital | Q1 2025vs Q1 2024 | $9.2MM$8.7MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.1MM$987K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.7MM$1MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $140K$76K |
Rates for Ferguson Federal Credit Union are currently being reviewed.
Ferguson Federal Credit Union Locations | ||
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Branch Office | 1026 E Broad St | Monticello, MS 39654 |
Branch Office | 352 Brookhaven St | Brookhaven, MS 39601 |
Corporate Office | 1026 E Broad St | Monticello, MS 39654 |
Branch Office | 519 HIGHWAY 98 BYP | COLUMBIA, MS 39429 |
Branch Office | 500 Main Ave | NewHebron, MS 39140 |
Branch Office | 277 11th Ave SW | Magee, MS 39111 |
Branch Office | 609 High School Ave | Columbia, MS 39429 |
Branch Office | 577 NA Sandifer Hwy | Monticello, MS 39654 |