Ferko Md Federal Credit Union
Overview / Commentary
Ferko Md Federal Credit Union is headquartered in Frederick and is the 46th largest credit union in the state of Maryland. It is also the 2,778th largest credit union in the nation. It was established in 1955 and as of June of 2016, it had grown to 3 employees and 4,202 members at 1 location. Ferko Md Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees of Frederick County Public School or Frederick Community College.
See current membership details
Health
B+
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ferko Md Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 10381 |
| Year Chartered | 1955 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.97% |
| Return on Equity - YTD | -10.37% |
| Annual Interest Income | $259.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $33.5MM$32.9MM |
| Loans | Q2 2016vs Q2 2015 | $8.3MM$7.4MM |
| Deposits | Q2 2016vs Q2 2015 | $30.4MM$29.6MM |
| Equity Capital | Q2 2016vs Q2 2015 | $3.1MM$3.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $113.00K$44.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $106.00K$198.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Rates
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Ferko Md Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Share Savings Account | |
| 0.25% | - | - | Christmas Club |
Locations
| Ferko Md Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 502 W Patrick St | Frederick, MD 21701 |