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Overview / Commentary
502 W Patrick St
Frederick, MD 21701

FERKO Maryland Federal Credit Union is headquartered in Frederick and is the 44th largest credit union in the state of Maryland. It is also the 2,790th largest credit union in the nation. It was established in 1955 and as of December of 2017, it had grown to 3 employees and 3,752 members at 1 location. FERKO Maryland Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Frederick County Public School or Frederick Community College.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. FERKO Maryland Federal Credit Union has a low asset base.

Health Grade Components

NCUA #10381
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD3.67%
Annual Interest Income$722.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$32.6MM$32.4MM
LoansQ4 2017vs Q4 2016$10.1MM$9.2MM
DepositsQ4 2017vs Q4 2016$29.3MM$29.3MM
Equity CapitalQ4 2017vs Q4 2016$3.2MM$3.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$125.00K$113.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$204.00K$173.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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FERKO Maryland Federal Credit Union Savings Account Rates

0.25%--Share Savings Account
0.25%--Christmas Club

FERKO Maryland Federal Credit Union Locations
Branch Office502 W Patrick StFrederick, MD 21701