FiCare

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ficarefcu.org

813-600-5920

3001 W Dr Martin Luther King Jr Blvd
Tampa, FL 33607-6307

FiCare is headquartered in Wesley Chapel and is the 79^th largest credit union in the state of Florida. It is also the 2,021^st largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 25 employees and 8,410 members at 5 locations. FiCare's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

FiCare membership is open to all BayCare team members, volunteers, contractors, or retirees. Employees and residents of Concordia Village of Tampa also qualify for membership.
See current membership details

Reviews (1)

Write a Review

FICARE SUCKS

Posted by: kristi8007 | Oct 5, 2022

IF YOU LOSE YOUR DEBIT CARD AND NEED A REPLACEMENT YOU'RE SCREWED...TOTALLY S.O.L. !!!!!!!
YOU'LL NEVER GET YOUR REPLACEMENT CARD AND IF YOU TRY TO GET A TEMPORARY CARD THEY'LL CHARGE YOU FOR IT!!!! NO OTHER BANK HAS EVER DONE THIS TO ME EXCEPT SHITTY FICARE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I HATE FICARE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Comment

Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. FiCare has a relatively low asset base.

Health Grade Components

Overall
NCUA #	13902
Year Chartered	1960
Employees	25
Primary Regulator

Profit Margin
Return on Assets - YTD	0.02%
Return on Equity - YTD	0.14%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$81.3MM$82.2MM
Loans	Q1 2025vs Q1 2024	$52.1MM$56.7MM
Deposits	Q1 2025vs Q1 2024	$69.3MM$70.8MM
Equity Capital	Q1 2025vs Q1 2024	$11.3MM$10.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$441K$645K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$204K$327K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not FiCare; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FiCare Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$0	$5k	Kasasa Saver
OTHER TIERS: 0.15% → $5k+
0.15%	$500	-	Holiday Club Account
0.15%	$500	-	Vacation Club Account
0.05%	$500	-	Regular Savings

FiCare Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.85%^*	$75k^*	-	Money Market
OTHER TIERS: 0.30% → $2.5k - $10k \| 0.50% → $10k - $25k \| 0.75% → $25k - $75k

FiCare Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%^*	$0	$15k	Kasasa Cash Enhanced Rewards
OTHER TIERS: 0.25% → $15k+
2.00%^*	$0	$15k	Kasasa Cash Principal Rewards
OTHER TIERS: 0.25% → $15k+

FiCare CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.40%	$1k	-	1 Year Share Certificate
3.40%	$1k	-	2 Year Share Certificate
3.35%	$1k	-	3 Year Share Certificate
3.25%	$1k	-	4 Year Share Certificate
3.00%	$1k	-	5 Year Share Certificate
2.95%	$1k	-	6 Month Share Certificate

FiCare IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.40%	$1k	-	1 Year IRA
3.40%	$1k	-	2 Year IRA
3.35%	$1k	-	3 Year IRA
3.25%	$1k	-	4 Year IRA
3.00%	$1k	-	5 Year IRA
0.15%	$0	-	IRA Savings

Locations

FiCare Locations
Branch Office	4211 Van Dyke Rd Suit 103A	Lutz, FL 33558
Branch Office	3001 W Dr Martin Luther King Jr Blvd	Tampa, FL 33607
Branch Office	300 Jeffords St	Clearwater, FL 33756
Branch Office	4720 NW 39th Ave	Gainesville, FL 32606
Corporate Office	26644 Silver Maple Pkwy	Wesley Chapel, FL 33544

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