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FiCare


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ficarefcu.org
813-600-5920
3001 W Dr Martin Luther King Jr Blvd
Tampa, FL 33607-6307

FiCare is headquartered in Wesley Chapel and is the 79th largest credit union in the state of Florida. It is also the 2,021st largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 25 employees and 8,410 members at 5 locations. FiCare's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

FiCare membership is open to all BayCare team members, volunteers, contractors, or retirees. Employees and residents of Concordia Village of Tampa also qualify for membership.
See current membership details

Reviews (1)

FICARE SUCKS

Posted by: |

IF YOU LOSE YOUR DEBIT CARD AND NEED A REPLACEMENT YOU'RE SCREWED...TOTALLY S.O.L. !!!!!!!
YOU'LL NEVER GET YOUR REPLACEMENT CARD AND IF YOU TRY TO GET A TEMPORARY CARD THEY'LL CHARGE YOU FOR IT!!!! NO OTHER BANK HAS EVER DONE THIS TO ME EXCEPT SHITTY FICARE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I HATE FICARE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

3


Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. FiCare has a relatively low asset base.

Health Grade Components

Overall
NCUA #13902
Year Chartered1960
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.14%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$81.3MM$82.2MM
LoansQ1 2025vs Q1 2024$52.1MM$56.7MM
DepositsQ1 2025vs Q1 2024$69.3MM$70.8MM
Equity CapitalQ1 2025vs Q1 2024$11.3MM$10.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$441K$645K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$204K$327K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/15/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not FiCare; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

FiCare Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$0$5kKasasa Saver
OTHER TIERS: 0.15% → $5k+
0.15%$500-Holiday Club Account
0.15%$500-Vacation Club Account
0.05%$500-Regular Savings

FiCare Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$75k*-Money Market
OTHER TIERS: 0.30% → $2.5k - $10k | 0.50% → $10k - $25k | 0.75% → $25k - $75k

FiCare Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$0$15kKasasa Cash Enhanced Rewards
OTHER TIERS: 0.25% → $15k+
2.00%*$0$15kKasasa Cash Principal Rewards
OTHER TIERS: 0.25% → $15k+

FiCare CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%$1k-1 Year Share Certificate
3.40%$1k-2 Year Share Certificate
3.35%$1k-3 Year Share Certificate
3.25%$1k-4 Year Share Certificate
3.00%$1k-5 Year Share Certificate
2.95%$1k-6 Month Share Certificate

FiCare IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%$1k-1 Year IRA
3.40%$1k-2 Year IRA
3.35%$1k-3 Year IRA
3.25%$1k-4 Year IRA
3.00%$1k-5 Year IRA
0.15%$0-IRA Savings
Locations


FiCare Locations
Branch Office4211 Van Dyke Rd Suit 103ALutz, FL 33558
Branch Office3001 W Dr Martin Luther King Jr BlvdTampa, FL 33607
Branch Office300 Jeffords StClearwater, FL 33756
Branch Office4720 NW 39th AveGainesville, FL 32606
Corporate Office26644 Silver Maple PkwyWesley Chapel, FL 33544

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