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Fidelity Bank & Trust


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.bankfidelity.bank
563-557-2300
4250 Asbury Road
Dubuque, IA 52002

Fidelity Bank & Trust is headquartered in DUBUQUE and is the 13th largest bank in the state of Iowa. It is also the 593rd largest bank in the nation. It was established in 1910 and as of March of 2025, it had grown to 248 employees at 31 locations. Fidelity Bank & Trust's money market rates are 25% higher than the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14382
Year Established1910
Employees248
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD8.92%
Annual Interest Income$22.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.98B$1.9B
LoansQ1 2025vs Q1 2024$1.34B$1.27B
DepositsQ1 2025vs Q1 2024$1.71B$1.62B
Equity CapitalQ1 2025vs Q1 2024$201.6MM$184.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$18.6MM$16.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$13.2MM$5.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fidelity Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%*$0$5kSnap Stack Savings
OTHER TIERS: 0.05% → $5k+
2.75%$0$15kChristmas Club Account
0.25%*$1m*-Savings Account
OTHER TIERS: 0.05% → $0 - $250k | 0.10% → $250k - $500k | 0.15% → $500k - $1m
0.15%$0-Health Savings Account

Fidelity Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$1m*-Money Market Account
OTHER TIERS: 0.10% → $0 - $100k | 0.15% → $100k - $250k | 0.25% → $250k - $500k | 0.45% → $500k - $1m
0.55%*$1m*-Business Money Market Account
OTHER TIERS: 0.10% → $0 - $100k | 0.15% → $100k - $250k | 0.25% → $250k - $500k | 0.45% → $500k - $1m

Fidelity Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%*$0$1mHometown HYPE Xtreme
OTHER TIERS: 0.05% → $1m+
2.03%*$0$50kHometown Hype
OTHER TIERS: 0.05% → $50k+
0.55%*$1m*-Business Interest
OTHER TIERS: 0.10% → $0 - $100k | 0.15% → $100k - $250k | 0.25% → $250k - $500k | 0.45% → $500k - $1m
0.20%*$1m*-Hometown Interest
OTHER TIERS: 0.05% → $0 - $250k | 0.10% → $250k - $500k | 0.15% → $500k - $1m

Fidelity Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$500-8 Month CD Special
4.00%$500-13 Month CD Special
3.53%$25-College Fund CD Special
0.85%*$250k*-60 Month CD
OTHER TIERS: 0.75% → $500 - $100k | 0.80% → $100k - $250k
0.75%*$250k*-48 Month CD
OTHER TIERS: 0.65% → $500 - $100k | 0.70% → $100k - $250k
0.65%*$250k*-36 Month CD
OTHER TIERS: 0.55% → $500 - $100k | 0.60% → $100k - $250k
0.55%*$250k*-30 Month CD
OTHER TIERS: 0.45% → $500 - $100k | 0.50% → $100k - $250k
0.50%*$250k*-24 Month CD
OTHER TIERS: 0.40% → $500 - $100k | 0.45% → $100k - $250k
0.45%*$250k*-18 Month CD
OTHER TIERS: 0.35% → $500 - $100k | 0.40% → $100k - $250k
0.40%*$250k*-12 Month CD
OTHER TIERS: 0.30% → $500 - $100k | 0.35% → $100k - $250k
0.30%*$250k*-182 Day CD
OTHER TIERS: 0.20% → $500 - $100k | 0.25% → $100k - $250k
0.20%*$250k*-91 Day CD
OTHER TIERS: 0.10% → $500 - $100k | 0.15% → $100k - $250k

Fidelity Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$250k*-60 Month IRA
OTHER TIERS: 0.75% → $500 - $100k | 0.80% → $100k - $250k
0.75%*$250k*-48 Month IRA
OTHER TIERS: 0.65% → $500 - $100k | 0.70% → $100k - $250k
0.65%*$250k*-36 Month IRA
OTHER TIERS: 0.55% → $500 - $100k | 0.60% → $100k - $250k
0.60%*$50k*-IRA Preferred Rate Savings
OTHER TIERS: 0.30% → $0 - $50k
0.55%*$250k*-30 Month IRA
OTHER TIERS: 0.45% → $500 - $100k | 0.50% → $100k - $250k
0.50%*$250k*-24 Month IRA
OTHER TIERS: 0.40% → $500 - $100k | 0.45% → $100k - $250k
0.50%*$50k*-IRA Savings
OTHER TIERS: 0.30% → $0 - $50k
0.45%*$250k*-18 Month IRA
OTHER TIERS: 0.35% → $500 - $100k | 0.40% → $100k - $250k
0.40%*$250k*-12 Month IRA
OTHER TIERS: 0.30% → $500 - $100k | 0.35% → $100k - $250k
0.30%*$250k*-182 Day IRA
OTHER TIERS: 0.20% → $500 - $100k | 0.25% → $100k - $250k
0.20%*$250k*-91 Day IRA
OTHER TIERS: 0.10% → $500 - $100k | 0.15% → $100k - $250k
Locations

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