Overview / Commentary
245 Summer St
Boston, MA 02210

Fidelity is headquartered in MERRIMACK and is the 18th largest bank in the state of New Hampshire. It is also the 4,241st largest bank in the nation. It was established in 2000 and as of March of 2023, it had grown to 51 employees at 1 location. Fidelity has a B+ health rating.

Related Posts

Fidelity 1 Month Cds 4.8% - 3/16/2023

As an alternative to the 4week t-bill yield of just 3.99%

$100 Bonus With $50 Opening Deposit Nothing Else Required - 7/4/2022

Promo code FIDELITY100 The only requirement is to open an account with $50. I got my $100 bonus at 21 days from initial deposit. Not required to invest it or do anything with it. $100 must stay in account for 90-days. You get to pick the account type that fits your needs. The Fidelity Cash Management Account is a brokerage account designed for spending and cash management. It is not intended to serve as your main account for securities trading. The cash management account makes a great hub. Unlimited account linking, no fee PUSH/PULLS. No fee bill pay, free ATM, FDIC insured up to $1.25M. Electronic funds transfer (EFT) -EFTs in and out of Fidelity accounts are generally received within 1-3 business days. -Deposits are generally available for withdrawal or to purchase securities online withi

Reviews (5)

Smart Investing

Posted by: |

I signed up with Fidelity Persona Trust Company 2 years ago and created my ROTH IRA account. The goal was to save for retirement since I didn't have a 401K account. I became interested in stocks a few months ago, and Fidelity has been great in helping me through the process. With the lowest fees amongst its competitors, I knew investing through Fidelity was the smart move. One time, a trade glitched and it charged me more than I had wanted to buy. I contact customer service, and they were quick to alleviate the issue for me.

Fidelity Bank

I opened up a cash management account (a checking account) with Fidelity about four years ago. I was looking for a bank that could offer investor services, plus allow me to open a checking account. I was referred to Fidelity by family members who have banked with them for a number of years. They were very satisfied with them, and also needed a place where they can invest in a good range of stock and mutual funds while maintaining a checking account. Obtaining such an account is very important to me, as I desire to build my financial foundation with investments in solid stock and having a checking account in one place.

My experience with Fidelity has been very nice. I am very satisfied with their customer service, their website and how easy it is to navigate it, and the range of services to manage your account. Depositing money to Fidelity from my job has been seamless and the money shows up in my account normally two to five business days. I am very satisfied with the timing it takes to see the money in my account. My account page gives us tabs for us to check all accounts, see how much the investment account is gaining or have lost due to the stock, and it allows us to easily check pending deductions and credits.

Fidelity has probably one of the best website and customer account pages that I have experienced. The deposits get there quickly, seamlessly, and processed in good time.

Fidelity Cash Management

Posted by: |

The Fidelity Cash Management account is checking account with so many great features. First and foremost I travel abroad for 180 days a year and guess what? The account refunds all ATM fees, even international fees. Many times the ATM fees abroad are over $6.00 per transaction and Fidelity refunds that amount in the account the next business day. There is no limit to my knowledge of the amount of fees that can reimbursed. They also give you free checks for the account, but I've never actually written one. Secondly you can remotely deposit checks into you account with your phone. Just endorse the check and take a picture of the front and back with your phone. The funds are available for use the next business day. It's that simple. My grandmother sent me a check while I was abroad for my birthday and I had no problem depositing the check, even though I wasn't in the US. I've only had to call their customer service a couple times and I've never had to wait for a customer service rep. They are kind, respectful, and knowledgeable. They also verify your credentials much more in depth than most banks I've dealt with in the past. I appreciate that, knowing that someone else (not even my own father who knows most things about me) wouldn't be able to access my bank information. I have several bank accounts but Fidelity is the primary account I use. I've never had any fees from them (I don't think they charge any fees) and would recommend them to anyone.

using fidelity for online banking

Posted by: |

I have my only checking account thru fidelity. I use it pay bills with checks and also use online bill pay. I have their app on my phone and use it to check my account and also to do check deposits to my account. They let my use any ATM to get cash and they refund any fee I am charged. So far I am very happy with them. I also have investment accounts and a credit card with them. I like having all my accounts in 1 place as it makes it easy to check on them and move money between them. The only down side so far is that I can't deposit cask thru an ATM. Sometimes I charge a bill and friends give me cash for their share and now I need to find places to spend the cash instead of using my credit card which gives me 2% cash back.

Online Checking/IRA Account Review

I have a checking account and IRA from Fidelity. Customer service has always been good with Fidelity. When I call, I quickly get a human on the phone and they have been able to resolve my issues. The online checking account has several things I like: 1) they offer free checks; 2) the website is free to navigate; 3) i can withdrawal from any ATM for no fees; 4) there is no cap on the number of withdrawals i can make. I also like how Fidelity is a one-stop shop. I can do my checking and other investments there. I also like the IRAs because of the different investment funds i can participate in. Fidelity has both actively managed funds and more index like funds with LOW expense ratios. It's a positive to have an option to invest in either.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Fidelity has a relatively low asset base.

Health Grade Components

FDIC Certificate #35206
Year Established2000
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD20.84%
Return on Equity - YTD22%
Annual Interest Income$648.00K
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$66.6MM$64.6MM
LoansQ1 2023vs Q1 2022$0$0
DepositsQ1 2023vs Q1 2022$500.00K$500.00K
Equity CapitalQ1 2023vs Q1 2022$64.0MM$56.7MM
Loan Loss AllowanceQ1 2023vs Q1 2022$0$0
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$0$0
Real Estate OwnedQ1 2023vs Q1 2022$0$0

Sorry, we do not have rate data for Fidelity.


Fidelity Locations
Fidelity Personal Trust Company, FSB2 Contra WayMerrimack, NH 03054

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.