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Fidelity State Bank and Trust Company


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fidelitytopeka.com
785-295-2100
600 S. Kansas Ave
Topeka, KS 66603

Fidelity State Bank and Trust Company is headquartered in TOPEKA and is the 113th largest bank in the state of Kansas. It is also the 3,354th largest bank in the nation. It was established in 1922 and as of March of 2025, it had grown to 29 employees at 2 locations. Fidelity State Bank and Trust Company's money market rates are 2X the national average, but it has a C health rating.

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Health
C

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Fidelity State Bank and Trust Company has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #1150
Year Established1922
Employees29
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-2.17%
Return on Equity - YTD-25.01%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$156MM$158.5MM
LoansQ1 2025vs Q1 2024$65.6MM$68.4MM
DepositsQ1 2025vs Q1 2024$124.5MM$133.2MM
Equity CapitalQ1 2025vs Q1 2024$13.4MM$11.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$949K$909K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.2MM$16K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/1/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fidelity State Bank and Trust Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$75k*-Super Savings
OTHER TIERS: 0.05% → $0 - $30k | 0.45% → $30k - $50k | 0.50% → $50k - $75k
0.40%*$20k*-Silver Savings
OTHER TIERS: 0.05% → $0 - $5k | 0.25% → $5k - $10k | 0.30% → $10k - $20k
0.25%*$500*-Growth Savings
OTHER TIERS: 0.15% → $0 - $500
0.15%$0-Regular Savings

Fidelity State Bank and Trust Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$100k*-Money Market Maximum
OTHER TIERS: 0.05% → $0 - $30k | 0.60% → $30k - $50k | 0.70% → $50k - $75k | 0.80% → $75k - $100k
0.30%*$20k*-Money Market Investment Account
OTHER TIERS: 0.05% → $0 - $5k | 0.20% → $5k - $10k | 0.25% → $10k - $20k

Fidelity State Bank and Trust Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Business Interest Checking
OTHER TIERS: 0.25% → $100 - $100k | 0.50% → $100k - $250k
0.60%*$50k*-Diamond NOW Account
OTHER TIERS: 0.05% → $0 - $25k | 0.40% → $25k - $50k
0.10%$100-Lawyers Trust Checking
0.05%$0-Personal NOW Checking
0.05%$0-Relationship Checking
0.05%$0-Gold Medallion NOW Checking

Fidelity State Bank and Trust Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.61%$1k-11 Month CD Special
3.61%$1k-Business 11 Month CD Special
2.79%$1k-27 Month Rate Watcher CD
2.79%$1k-Business 27 Month Rate Watcher CD
1.41%$1k-4 Year CD
1.41%$1k-Business 4 Year CD
1.36%$1k-36-47 Month CD
1.36%$1k-Business 36-47 Month CD
1.31%$1k-24-35 Month CD
1.31%$1k-24 Month Add-N-Earn CD
1.31%$1k-Business 24 Month Add-N-Earn CD
1.31%$1k-Business 24-35 Month CD
1.26%$1k-12-17 Month CD
1.26%$1k-18-23 Month CD
1.26%$1k-5 Year CD
1.26%$100-18 Month Time Deposit Open Account
1.26%$1k-Business 12-17 Month CD
1.26%$100-Business 18 Month Time Deposit Open Account
1.26%$1k-Business 18-23 Month CD
1.26%$1k-Business 5 Year CD
0.25%$1k-91-181 Day CD
0.25%$1k-182-364 Day CD
0.25%$1k-Business 91-181 Day CD
0.25%$1k-Business 182-364 Day CD
0.05%$1k-30-90 Day CD
0.05%$1k-Business 30-90 Day CD

Fidelity State Bank and Trust Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$1k-4 Year IRA
1.36%$1k-36-47 Month IRA
1.31%$1k-24-35 Month IRA
1.26%$1k-12-17 Month IRA
1.26%$1k-18-23 Month IRA
1.26%$1k-5 Year IRA
0.25%$1k-91-181 Day IRA
0.25%$1k-182-364 Day IRA
0.05%$1k-30-90 Day IRA
Locations


Fidelity State Bank and Trust Company Locations
Gage Boulevard Branch1241 Gage BoulevardTopeka, KS 66604
Southwest Branch3835 Sw 29th StreetTopeka, KS 66604
Topeka Branch5926 Southwest 21st StreetTopeka, KS 66604
Fidelity State Bank and Trust Company600 Kansas AvenueTopeka, KS 66603

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