Fidelity State Bank and Trust Company

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.fidelitytopeka.com

785-295-2100

600 S. Kansas Ave
Topeka, KS 66603

Fidelity State Bank and Trust Company is headquartered in TOPEKA and is the 113^th largest bank in the state of Kansas. It is also the 3,354^th largest bank in the nation. It was established in 1922 and as of March of 2025, it had grown to 29 employees at 2 locations. Fidelity State Bank and Trust Company's money market rates are 2X the national average, but it has a C health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Fidelity State Bank and Trust Company has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #	1150
Year Established	1922
Employees	29
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-2.17%
Return on Equity - YTD	-25.01%
Annual Interest Income	$1.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$156MM$158.5MM
Loans	Q1 2025vs Q1 2024	$65.6MM$68.4MM
Deposits	Q1 2025vs Q1 2024	$124.5MM$133.2MM
Equity Capital	Q1 2025vs Q1 2024	$13.4MM$11.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$949K$909K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.2MM$16K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Fidelity State Bank and Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$75k^*	-	Super Savings
OTHER TIERS: 0.05% → $0 - $30k \| 0.45% → $30k - $50k \| 0.50% → $50k - $75k
0.40%^*	$20k^*	-	Silver Savings
OTHER TIERS: 0.05% → $0 - $5k \| 0.25% → $5k - $10k \| 0.30% → $10k - $20k
0.25%^*	$500^*	-	Growth Savings
OTHER TIERS: 0.15% → $0 - $500
0.15%	$0	-	Regular Savings

Fidelity State Bank and Trust Company Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%^*	$100k^*	-	Money Market Maximum
OTHER TIERS: 0.05% → $0 - $30k \| 0.60% → $30k - $50k \| 0.70% → $50k - $75k \| 0.80% → $75k - $100k
0.30%^*	$20k^*	-	Money Market Investment Account
OTHER TIERS: 0.05% → $0 - $5k \| 0.20% → $5k - $10k \| 0.25% → $10k - $20k

Fidelity State Bank and Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$250k^*	-	Business Interest Checking
OTHER TIERS: 0.25% → $100 - $100k \| 0.50% → $100k - $250k
0.60%^*	$50k^*	-	Diamond NOW Account
OTHER TIERS: 0.05% → $0 - $25k \| 0.40% → $25k - $50k
0.10%	$100	-	Lawyers Trust Checking
0.05%	$0	-	Personal NOW Checking
0.05%	$0	-	Relationship Checking
0.05%	$0	-	Gold Medallion NOW Checking

Fidelity State Bank and Trust Company CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.61%	$1k	-	11 Month CD Special
3.61%	$1k	-	Business 11 Month CD Special
2.79%	$1k	-	27 Month Rate Watcher CD
2.79%	$1k	-	Business 27 Month Rate Watcher CD
1.41%	$1k	-	4 Year CD
1.41%	$1k	-	Business 4 Year CD
1.36%	$1k	-	36-47 Month CD
1.36%	$1k	-	Business 36-47 Month CD
1.31%	$1k	-	24-35 Month CD
1.31%	$1k	-	24 Month Add-N-Earn CD
1.31%	$1k	-	Business 24 Month Add-N-Earn CD
1.31%	$1k	-	Business 24-35 Month CD
1.26%	$1k	-	12-17 Month CD
1.26%	$1k	-	18-23 Month CD
1.26%	$1k	-	5 Year CD
1.26%	$100	-	18 Month Time Deposit Open Account
1.26%	$1k	-	Business 12-17 Month CD
1.26%	$100	-	Business 18 Month Time Deposit Open Account
1.26%	$1k	-	Business 18-23 Month CD
1.26%	$1k	-	Business 5 Year CD
0.25%	$1k	-	91-181 Day CD
0.25%	$1k	-	182-364 Day CD
0.25%	$1k	-	Business 91-181 Day CD
0.25%	$1k	-	Business 182-364 Day CD
0.05%	$1k	-	30-90 Day CD
0.05%	$1k	-	Business 30-90 Day CD

Fidelity State Bank and Trust Company IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.41%	$1k	-	4 Year IRA
1.36%	$1k	-	36-47 Month IRA
1.31%	$1k	-	24-35 Month IRA
1.26%	$1k	-	12-17 Month IRA
1.26%	$1k	-	18-23 Month IRA
1.26%	$1k	-	5 Year IRA
0.25%	$1k	-	91-181 Day IRA
0.25%	$1k	-	182-364 Day IRA
0.05%	$1k	-	30-90 Day IRA

Locations

Fidelity State Bank and Trust Company Locations
Gage Boulevard Branch	1241 Gage Boulevard	Topeka, KS 66604
Southwest Branch	3835 Sw 29th Street	Topeka, KS 66604
Topeka Branch	5926 Southwest 21st Street	Topeka, KS 66604
Fidelity State Bank and Trust Company	600 Kansas Avenue	Topeka, KS 66603

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