Field & Main Bank is headquartered in Henderson and is the 30th largest bank in the state of Kentucky. It is also the 1,516th largest bank in the nation. It was established in 1934 and as of December of 2019, it had grown to 125 employees at 6 locations. Field & Main Bank has an A health rating.
Field and Main Bank is fairly new in my small town but employs many who were on staff when the bank was previously owned. Their mobile app is excellent for my needs. I can have my paycheck automatically deposited, paperless billing and friendly service when I do need it. I went with paperless billing to avoid monthly checking fees and find this to be an environmentally friendly option. I don't have a savings account at this bank. I have purchased CDs at this bank. Each year I purchase a CD for 3000 that lasts 10 years. I have done this 10 times and so far have renewed the CD which expired. As I am getting older I'm not sure how long I will continue but this has been a safe way to save money as part of a diverse portfolio.
| Overall | |
|---|---|
| FDIC Certificate # | 13838 |
| Year Established | 1934 |
| Employees | 125 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.97% |
| Return on Equity - YTD | 8.7% |
| Annual Interest Income | $20.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $471.9MM$443.5MM |
| Loans | Q4 2019vs Q4 2018 | $369.6MM$351.2MM |
| Deposits | Q4 2019vs Q4 2018 | $413.3MM$378.7MM |
| Equity Capital | Q4 2019vs Q4 2018 | $52.5MM$46.3MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $4.5MM$4.4MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $4.5MM$5.4MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $270.00K$125.00K |
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| Field & Main Bank Locations | ||
|---|---|---|
| Burkhardt Branch | 1020 North Burkhardt Road | Evansville, IN 47715 |
| Ohio Valley Financial Group | 140 North Main Street | Henderson, KY 42420 |
| Eastgate Branch | 1716 Second Street | Henderson, KY 42420 |
| Old Orchard Branch | 400 Barret Boulevard | Henderson, KY 42420 |
| H.D.b.t. Drive-Thru | 103 Bridge Street | Cynthiana, KY 41031 |
| Lexington Main Branch | 369 East Main Street | Lexington, KY 40507 |