Finance Factors

Overview / Commentary

www.financefactors.com

808-548-4940

1164 Bishop Street
Honolulu, HI 96813

Finance Factors is headquartered in Honolulu and is the 7^th largest bank in the state of Hawaii. It is also the 1,582^nd largest bank in the nation. It was established in 1952 and as of June of 2021, it had grown to 123 employees at 13 locations. Finance Factors has a B+ health rating.

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Health

B+

Data as of Q2 2021

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Health Grade Components

Overall
FDIC Certificate #	25158
Year Established	1952
Employees	123
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.16%
Return on Equity - YTD	9.11%
Annual Interest Income	$10.4MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$559.2MM$591.4MM
Loans	Q2 2021vs Q2 2020	$386.0MM$388.3MM
Deposits	Q2 2021vs Q2 2020	$449.9MM$476.9MM
Equity Capital	Q2 2021vs Q2 2020	$74.6MM$70.4MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$11.8MM$11.8MM
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$1.9MM$3.1MM
Real Estate Owned	Q2 2021vs Q2 2020	$0$0

Rates

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CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Finance Factors Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$200k^*	-	UltraSavings Account - New Money On Opening Deposit
OTHER TIERS: 0.10% → $100 - $100k \| 0.20% → $100k - $200k

Finance Factors CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$1k	-	24 Month CD
0.40%	$1k	-	36 Month CD
0.40%	$1k	-	60 Month CD
0.30%	$1k	-	12 Month CD
0.25%	$1k	-	6 Month CD

Locations

Availability

Honolulu Area

Honolulu Area bank & credit union details

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