Finance Factors

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.50%

Our Rating

3.5 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.46%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.55%

Our Rating

4.2 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Overview / Commentary

www.financefactors.com

808-548-4940

1164 Bishop Street
Honolulu, HI 96813

Finance Factors is headquartered in HONOLULU and is the 7^th largest bank in the state of Hawaii. It is also the 1,393^rd largest bank in the nation. It was established in 1952 and as of September of 2024, it had grown to 111 employees at 13 locations. Finance Factors' savings rates are 7X the national average, and it has an A health rating.

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Health

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	25158
Year Established	1952
Employees	111
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.47%
Return on Equity - YTD	4.41%
Annual Interest Income	$26.3MM

Assets and Liabilities
Assets	Q3 2024vs Q3 2023	$683.7MM$667MM
Loans	Q3 2024vs Q3 2023	$480.7MM$472.5MM
Deposits	Q3 2024vs Q3 2023	$525.7MM$521MM
Equity Capital	Q3 2024vs Q3 2023	$74.4MM$68MM
Loan Loss Allowance	Q3 2024vs Q3 2023	$11.9MM$11.7MM
Unbacked Noncurrent Loans	Q3 2024vs Q3 2023	$1.4MM$672K
Real Estate Owned	Q3 2024vs Q3 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.50%

Our Rating

3.5 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.46%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.55%

Our Rating

4.2 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Rates

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Savings
CD

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Always verify rates and promotions with the bank or credit union. We are not Finance Factors; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Finance Factors Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.75%^*	$100k^*	-	Premier Savings
OTHER TIERS: 2.00% → $100 - $50k \| 2.75% → $50k - $100k
1.00%^*	$100^*	$10k	e-Savings
OTHER TIERS: 0.10% → $0 - $100

Finance Factors CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.05%^†	$1k	-	3 Month CD Special - Hawaii Residents Only
4.05%^†	$1k	-	Business 3 Month CD-Hawaii Residents Only
4.00%^†	$1k	-	6 Month eCD Special - Hawaii Residents Only
4.00%^†	$1k	-	Business 6 Month eCD Special - Hawaii Residents Only
3.85%^†	$1k	-	6 Month CD Special - Hawaii Residents Only
3.85%^†	$1k	-	Business 6 Month CD Special - Hawaii Residents Only
3.85%^†	$1k	-	12 Month eCD Special - Hawaii Residents Only
3.85%^†	$1k	-	Business 12 Month eCD Special - Hawaii Residents Only
3.50%^†	$1k	-	12 Month CD Special - Hawaii Residents Only
3.50%^†	$1k	-	Business 12 Month CD Special - Hawaii Residents Only

Locations

Availability

Honolulu Area

Honolulu Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.