Finance Factors

Overview / Commentary
1164 Bishop Street
Honolulu, HI 96813

Finance Factors is headquartered in Honolulu and is the 7th largest bank in the state of Hawaii. It is also the 1,266th largest bank in the nation. It was established in 1952 and as of June of 2019, it had grown to 128 employees at 13 locations. Finance Factors' savings rates are 3X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #25158
Year Established1952
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD8.22%
Annual Interest Income$12.7MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$580.6MM$572.2MM
LoansQ2 2019vs Q2 2018$389.5MM$382.7MM
DepositsQ2 2019vs Q2 2018$494.8MM$472.6MM
Equity CapitalQ2 2019vs Q2 2018$68.5MM$63.2MM
Loan Loss AllowanceQ2 2019vs Q2 2018$11.7MM$10.3MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$1.8MM$893.00K
Real Estate OwnedQ2 2019vs Q2 2018$355.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Finance Factors Savings Account Rates

OTHER TIERS: 0.10% $100 - $10k
1.00%*$1k*$200kUltraSavings Account
OTHER TIERS: 0.10% Up to $1k

Finance Factors CD Rates

1.50%$1k-3 Month CD
1.50%$1k-12 Month CD
1.50%$1k-6 Month CD


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