Finance Factors

Overview / Commentary
1164 Bishop Street
Honolulu, HI 96813

Finance Factors is headquartered in Honolulu and is the 7th largest bank in the state of Hawaii. It is also the 1,271st largest bank in the nation. It was established in 1952 and as of September of 2019, it had grown to 125 employees at 13 locations. Finance Factors' savings rates are 3X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #25158
Year Established1952
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD6.77%
Annual Interest Income$19.3MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$588.1MM$572.8MM
LoansQ3 2019vs Q3 2018$399.3MM$379.9MM
DepositsQ3 2019vs Q3 2018$492.7MM$487.0MM
Equity CapitalQ3 2019vs Q3 2018$68.9MM$63.5MM
Loan Loss AllowanceQ3 2019vs Q3 2018$11.8MM$10.2MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$2.1MM$2.1MM
Real Estate OwnedQ3 2019vs Q3 2018$355.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Finance Factors Savings Account Rates

OTHER TIERS: 0.10% $100 - $10k
1.00%*$1k*$200kUltraSavings Account
OTHER TIERS: 0.10% Up to $1k

Finance Factors CD Rates

1.45%$1k-12 Month CD
1.40%$1k-3 Month CD
1.40%$1k-6 Month CD


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