Finance Factors

Overview / Commentary

www.financefactors.com

808-548-4940

1164 Bishop Street
Honolulu, HI 96813

Finance Factors is headquartered in HONOLULU and is the 7^th largest bank in the state of Hawaii. It is also the 1,406^th largest bank in the nation. It was established in 1952 and as of June of 2024, it had grown to 113 employees at 13 locations. Finance Factors' savings rates are 8X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #	25158
Year Established	1952
Employees	113
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.53%
Return on Equity - YTD	4.92%
Annual Interest Income	$17.4MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$667.5MM$637MM
Loans	Q2 2024vs Q2 2023	$465.3MM$446.5MM
Deposits	Q2 2024vs Q2 2023	$531.9MM$505.8MM
Equity Capital	Q2 2024vs Q2 2023	$72.2MM$69.2MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$12.1MM$11.6MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$1.9MM$1.1MM
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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Savings
CD

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Always verify rates and promotions with the bank or credit union. We are not Finance Factors; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Finance Factors Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	$100k^*	-	Premier Savings
OTHER TIERS: 2.00% → $100 - $50k \| 2.75% → $50k - $100k
1.00%^*	$100^*	$10k	e-Savings
OTHER TIERS: 0.10% → $0 - $100

Finance Factors CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.60%^†	$1k	-	3 Month CD Special - Hawaii Residents Only
4.60%^†	$1k	-	Business 3 Month CD-Hawaii Residents Only
4.50%^†	$1k	-	6 Month CD Special - Hawaii Residents Only
4.50%^†	$1k	-	Business 6 Month CD Special - Hawaii Residents Only
4.50%^†	$1k	-	6 Month eCD Special - Hawaii Residents Only
4.50%^†	$1k	-	Business 6 Month eCD Special - Hawaii Residents Only
4.00%^†	$1k	-	12 Month CD Special - Hawaii Residents Only
4.00%^†	$1k	-	Business 12 Month CD Special - Hawaii Residents Only
4.00%^†	$1k	-	12 Month eCD Special - Hawaii Residents Only
4.00%^†	$1k	-	Business 12 Month eCD Special - Hawaii Residents Only

Locations

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Honolulu Area

Honolulu Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.