Overview / Commentary
Finance Factors is headquartered in Honolulu and is the 7th largest bank in the state of Hawaii. It is also the 1,266th largest bank in the nation. It was established in 1952 and as of June of 2019, it had grown to 128 employees at 13 locations. Finance Factors' savings rates are 3X the national average, and it has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 25158 |
| Year Established | 1952 |
| Employees | 128 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.95% |
| Return on Equity - YTD | 8.22% |
| Annual Interest Income | $12.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $580.6MM$572.2MM |
| Loans | Q2 2019vs Q2 2018 | $389.5MM$382.7MM |
| Deposits | Q2 2019vs Q2 2018 | $494.8MM$472.6MM |
| Equity Capital | Q2 2019vs Q2 2018 | $68.5MM$63.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $11.7MM$10.3MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $1.8MM$893.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $355.00K$0 |
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Always verify rates and promotions with the bank or credit union. We are not Finance Factors; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Finance Factors Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.60%* | - | $100 | e-Savings | ||
| OTHER TIERS: 0.10% → $100 - $10k | |||||
| 1.00%* | $1k* | $200k | UltraSavings Account | ||
| OTHER TIERS: 0.10% → Up to $1k | |||||
Finance Factors CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $1k | - | 3 Month CD | |
| 1.50% | $1k | - | 12 Month CD | |
| 1.50% | $1k | - | 6 Month CD |
