Finance Factors


Overview / Commentary
808-548-4940
1164 Bishop Street
Honolulu, HI 96813

Finance Factors is headquartered in HONOLULU and is the 7th largest bank in the state of Hawaii. It is also the 1,401st largest bank in the nation. It was established in 1952 and as of March of 2024, it had grown to 116 employees at 13 locations. Finance Factors' savings rates are 8X the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #25158
Year Established1952
Employees116
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD7.02%
Annual Interest Income$8.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$669.3MM$628.3MM
LoansQ1 2024vs Q1 2023$466.7MM$434.3MM
DepositsQ1 2024vs Q1 2023$537.7MM$487.5MM
Equity CapitalQ1 2024vs Q1 2023$72.1MM$68.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$11.9MM$11.8MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$545K$967K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Finance Factors Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$100k*-Premier Savings
OTHER TIERS: 2.00% $100 - $50k | 2.75% $50k - $100k
1.00%*$100*$10ke-Savings
OTHER TIERS: 0.10% $0 - $100

Finance Factors CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.60%$1k-3 Month CD Special - Hawaii Residents Only
4.60%$1k-Business 3 Month CD-Hawaii Residents Only
4.50%$1k-6 Month CD Special - Hawaii Residents Only
4.50%$1k-Business 6 Month CD Special - Hawaii Residents Only
4.50%$1k-6 Month eCD Special - Hawaii Residents Only
4.50%$1k-Business 6 Month eCD Special - Hawaii Residents Only
4.00%$1k-12 Month CD Special - Hawaii Residents Only
4.00%$1k-Business 12 Month CD Special - Hawaii Residents Only
4.00%$1k-12 Month eCD Special - Hawaii Residents Only
4.00%$1k-Business 12 Month eCD Special - Hawaii Residents Only
Locations

Availability



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