Financial Access Federal Credit Union


Overview / Commentary
941-748-7704
604 13th Ave E
Bradenton, FL 34208

Financial Access Federal Credit Union is headquartered in Bradenton and is the 94th largest credit union in the state of Florida. It is also the 2,765th largest credit union in the nation. It was established in 1958 and as of September of 2023, it had grown to 12 employees and 2,579 members at 1 location. Financial Access Federal Credit Union's money market rates are 7X the national average, and it has a B health rating.

Field of Membership Restrictions

Financial Access Federal Credit Union is open to anyone who lives, works, worships, or goes to school in the CDFI Investment areas of Sarasota and Manatee Counties, Florida. Students and employees of Lincoln Memorial Academy in Palmetto, and employees of Service Employees International Union in St. Petersburg, as well as immediate family and household members are also eligible for membership.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Financial Access Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #12238
Year Chartered1958
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD1.4%
Annual Interest Income$971K
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$36.7MM$39.9MM
LoansQ3 2023vs Q3 2022$13MM$12.6MM
DepositsQ3 2023vs Q3 2022$27.4MM$32.3MM
Equity CapitalQ3 2023vs Q3 2022$6.6MM$6.7MM
Loan Loss AllowanceQ3 2023vs Q3 2022$309K$135K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$77K$51K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial Access Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Regular Savings
0.10%$100-Club Accounts
0.10%$100-IRA Savings

Financial Access Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$25k*-Money Market Savings
OTHER TIERS: 2.00% $2.5k - $25k

Financial Access Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Checking Plus
OTHER TIERS: 0.10% $1k - $2.5k | 0.20% $2.5k - $25k

Financial Access Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.58%$1k-12 Month CD
4.32%$1k-24 Month CD
4.06%$1k-6 Month CD

Financial Access Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.58%$1k-12 Month IRA
4.32%$1k-24 Month IRA
Locations


Financial Access Federal Credit Union Locations
Branch Office604 13th Ave EBradenton, FL 34208-2601

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