Financial Builders

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.financialbuilders.org

765-455-0500

2828 S. LaFountain Street
Kokomo, IN 46902

Financial Builders is headquartered in Kokomo and is the 36^th largest credit union in the state of Indiana. It is also the 1,475^th largest credit union in the nation. It was established in 1964 and as of March of 2025, it had grown to 26 employees and 10,374 members at 1 location. Financial Builders' money market rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Financial Builders is open to those who live, work, or worship in the Indiana counties of Carroll, Cass, Clinton, Howard, Miami, Tipton, or White.
See current membership details

Reviews (1)

Write a Review

Credit Union Closes Accounts

Posted by: wisemansway | Feb 10, 2021

This credit union reviews accounts for spending patterns, and will close accounts that do meet their standards. They booted me for $2 to $5 debit card spending. My belief after speaking to CS is that they review customers and decide who makes them money and who does not.

Comment

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	16213
Year Chartered	1964
Employees	26
Primary Regulator

Profit Margin
Return on Assets - YTD	0.6%
Return on Equity - YTD	5.11%
Annual Interest Income	$2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$154.9MM$148MM
Loans	Q1 2025vs Q1 2024	$95.7MM$100.2MM
Deposits	Q1 2025vs Q1 2024	$136.3MM$128.9MM
Equity Capital	Q1 2025vs Q1 2024	$17.8MM$17.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.6MM$1.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$783K$663K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Financial Builders; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial Builders Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%	$0	-	HSA
0.75%^*	$0	$100k	Kasasa Saver
OTHER TIERS: 0.25% → $100k+
0.30%	$5	-	Christmas Club
0.20%	$5	-	Vacation Club
0.10%	$0	-	Regular Savings

Financial Builders Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.60%^*	$50k^*	-	SafeChoice Money Market Account
OTHER TIERS: 0.97% → $6.5k - $25k \| 1.28% → $25k - $50k

Financial Builders Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.25%^*	$0	$15k	Kasasa Cash
OTHER TIERS: 0.50% → $15k+

Financial Builders CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.20%	$500	-	7 Month Share Certificate Special- Bump Rate
4.02%	$500	-	13 Month Share Certificate Special- Bump Rate
2.48%	$500	-	24 Month Share Certificate
2.33%	$500	-	12 Month Share Certificate
2.31%	$500	-	60 Month Share Certificate
2.26%	$500	-	48 Month Share Certificate
2.21%	$500	-	36 Month Share Certificate
2.06%	$500	-	6 Month Share Certificate
1.63%	$500	-	3 Month Share Certificate
0.75%	$500	-	12 Month Save to Win Certificate

Financial Builders IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.52%	$500	-	24 Month IRA
2.38%	$500	-	12 Month IRA
2.25%	$500	-	36 Month IRA
1.38%	$0	-	IRA Savings

Locations

Financial Builders Locations
Branch Office	2828 S Lafountain St	Kokomo, IN 46902-3706

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