Financial Builders


Overview / Commentary
765-455-0500
2828 S. LaFountain Street
Kokomo, IN 46902-3706

Financial Builders is headquartered in Kokomo and is the 37th largest credit union in the state of Indiana. It is also the 1,635th largest credit union in the nation. It was established in 1964 and as of September of 2019, it had grown to 27 employees and 14,109 members at 1 location. Financial Builders' money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Financial Builders is open to those who live, work, or worship in the Indiana counties of Carroll, Cass, Clinton, Howard, Miami, Tipton, or White.
See current membership details

Reviews (1)

Housewife Loves This!

Love knowing as I'm spending money I am also earning some of it back!! I have never heard a bank offer these types of incentives before. What could be better than this?? Thank You.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Financial Builders has a relatively low asset base.

Health Grade Components

Overall
NCUA #16213
Year Chartered1964
Employees27
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD3.99%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$99.1MM$95.4MM
LoansQ3 2019vs Q3 2018$85.5MM$79.6MM
DepositsQ3 2019vs Q3 2018$84.9MM$81.7MM
Equity CapitalQ3 2019vs Q3 2018$13.3MM$12.8MM
Loan Loss AllowanceQ3 2019vs Q3 2018$566.00K$487.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$465.00K$348.00K
Real Estate OwnedQ3 2019vs Q3 2018$30.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Financial Builders; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial Builders Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*-$100kKasasa Saver
OTHER TIERS: 1.00% $100k+
0.75%--IRA Savings
0.50%--HSA
0.20%--Christmas Club
0.10%--Regular Savings
0.10%--Vacation Club

Financial Builders Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-SafeChoice Money Market Account
OTHER TIERS: 0.20% $6.5k - $25k | 0.30% $25k - $50k

Financial Builders Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$20kKasasa Cash
OTHER TIERS: 0.50% $20k+

Financial Builders CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%$500-25 Month Share Certificate Special
2.29%$500-60 Month Share Certificate
2.25%$500-13 Month Share Certificate Special
2.19%$500-48 Month Share Certificate
1.90%$500-36 Month Share Certificate
1.38%$500-24 Month Share Certificate
0.94%$500-12 Month Share Certificate
0.90%$500-12 Month Save to Win Certificate
0.82%$500-6 Month Share Certificate
0.64%$500-3 Month Share Certificate

Financial Builders IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%$500-36 Month IRA
1.38%$500-24 Month IRA
0.94%$500-12 Month IRA
Locations


Financial Builders Locations
Branch Office2828 S Lafountain StKokomo, IN 46902-3706

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