Advertising Disclosure
  1. Home
  2. Banks
  3. Financial Builders

Financial Builders


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.financialbuilders.org
765-455-0500
2828 S. LaFountain Street
Kokomo, IN 46902

Financial Builders is headquartered in Kokomo and is the 36th largest credit union in the state of Indiana. It is also the 1,503rd largest credit union in the nation. It was established in 1964 and as of December of 2024, it had grown to 26 employees and 11,012 members at 1 location. Financial Builders' money market rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Financial Builders is open to those who live, work, or worship in the Indiana counties of Carroll, Cass, Clinton, Howard, Miami, Tipton, or White.
See current membership details

Reviews (1)

Credit Union Closes Accounts

Posted by: |

This credit union reviews accounts for spending patterns, and will close accounts that do meet their standards. They booted me for $2 to $5 debit card spending. My belief after speaking to CS is that they review customers and decide who makes them money and who does not.

1


Health
A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #16213
Year Chartered1964
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD1.91%
Annual Interest Income$7.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$147.2MM$138.9MM
LoansQ4 2024vs Q4 2023$98.1MM$100.9MM
DepositsQ4 2024vs Q4 2023$128.5MM$120.3MM
Equity CapitalQ4 2024vs Q4 2023$17.6MM$17.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$1.6MM$1.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$815K$1MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/18/2025
3.60%
Our Rating
4.2  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Financial Builders; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial Builders Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$0-HSA
0.75%*$0$100kKasasa Saver
OTHER TIERS: 0.25% → $100k+
0.30%$5-Christmas Club
0.20%$5-Vacation Club
0.10%$0-Regular Savings

Financial Builders Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%*$50k*-SafeChoice Money Market Account
OTHER TIERS: 0.97% → $6.5k - $25k | 1.28% → $25k - $50k

Financial Builders Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%*$0$15kKasasa Cash
OTHER TIERS: 0.50% → $15k+

Financial Builders CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$500-7 Month Share Certificate Special- Bump Rate
4.02%$500-13 Month Share Certificate Special- Bump Rate
2.48%$500-24 Month Share Certificate
2.33%$500-12 Month Share Certificate
2.31%$500-60 Month Share Certificate
2.26%$500-48 Month Share Certificate
2.21%$500-36 Month Share Certificate
2.06%$500-6 Month Share Certificate
1.63%$500-3 Month Share Certificate
0.75%$500-12 Month Save to Win Certificate

Financial Builders IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$500-24 Month IRA
2.38%$500-12 Month IRA
2.25%$500-36 Month IRA
1.38%$0-IRA Savings
Locations


Financial Builders Locations
Branch Office2828 S Lafountain StKokomo, IN 46902-3706

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.