Financial Center First Credit Union is headquartered in Indianapolis and is the 16th largest credit union in the state of Indiana. It is also the 510th largest credit union in the nation. It was established in 1953 and as of June of 2023, it had grown to 175 employees and 68,375 members at 9 locations. Financial Center First Credit Union's money market rates are 6X the national average, and it has a B+ health rating.
Membership in Financial Center First Credit Union is open to those who live or work in the Indiana counties of Boone, Brown, Delaware, Hamilton, Hancock, Hendricks, Henry, Howard, Johnson, Madison, Marion, Morgan, Putnam, Shelby, or Tipton.
See current membership details
Stopped by the Kokomo location where Tammy opened a new joint account for me and my fiance. She was knowledgeable and got us into a high interest checking account that basically has no special requirements to earn the rate. We plan to use the interest earned as our honeymoon/travel money. Thank you Tammy for exploring all our options and getting us into the account that was right for us.
I'd been doing my banking at big bank and getting hit with even bigger penalties for failing to meet all their monthly requirements every month - not cool. So, I decided to bring my accounts to Financial Center where I'm getting a great rate at 3% on my checking account AND I don't have to count transactions! Opening my account was quick and easy. Plus, I learned they offer FREE resources to anyone regardless of membership - they even have resources to teach my kids about money management!
So happy I chose a credit union for my checking account. Opened Financial Center's high interest checking - great rate at 3% with no hoops to jump through to earn. Debit card was issued right away, so I am all ready to go!
So far its ok, The debit cards are extreamly ugly and look like something that went out of date in the 50's. The online account is not working, however they have been very helpful and fast at responding to me and it should be fixed soon. I get a 1.25% intrest on my checking account, my old bank would not even do that for a 6 year CD. So for the intreset I will let that slide.
As for the credit pull, There is no "soft" credit pull, if any company pulls your credit it is a hard hit. You can't blam a company for your ignorance on the subject of how credit works.
Overall | |
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NCUA # | 68658 |
Year Chartered | 1953 |
Employees | 175 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.6% |
Return on Equity - YTD | 6.17% |
Annual Interest Income | $18.8MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $827.1MM$819.6MM |
Loans | Q2 2023vs Q2 2022 | $688.3MM$634.5MM |
Deposits | Q2 2023vs Q2 2022 | $719.2MM$712.7MM |
Equity Capital | Q2 2023vs Q2 2022 | $81.7MM$84.3MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$6.0MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $5.7MM$6.6MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Financial Center First Credit Union Locations | ||
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Branch Office | 1935 S DIXON RD | KOKOMO, IN 46902 |
Branch Office | 1301 E Stop 11 Rd | Indianapolis, IN 46227 |
Branch Office | 20 N Emerson Ave | Greenwood, IN 46143-8895 |
Branch Office | 11715 Fox Rd Ste 100 | Indianapolis, IN 46236 |
Branch Office | 7101 E 56th St | Indianapolis, IN 46226 |
Branch Office | 8245 Allisonville Rd | Indianapolis, IN 46250 |
Branch Office | 2900 N Oakwood Ave | Muncie, IN 47304-2273 |
Branch Office | 2001 W University Ave | Muncie, IN 47306 |
Branch Office | 5501 W 86th St | Indianapolis, IN 46268 |