Financial Educators Federal Credit Union
Overview / Commentary
386-506-3040
1200 W International Speedway Blvd Building 300 Room 122
Daytona Beach, FL 32114-2817
Daytona Beach, FL 32114-2817
Financial Educators Federal Credit Union is headquartered in Daytona Beach and is the 115th largest credit union in the state of Florida. It is also the 3,527th largest credit union in the nation. It was established in 1969 and as of December of 2018, it had grown to 5 employees and 2,048 members at 1 location. Financial Educators Federal Credit Union has a C+ health rating.
Health
C+
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Financial Educators Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 19605 |
| Year Chartered | 1969 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.89% |
| Return on Equity - YTD | 6.31% |
| Annual Interest Income | $742.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $16.9MM$17.5MM |
| Loans | Q4 2018vs Q4 2017 | $10.6MM$9.9MM |
| Deposits | Q4 2018vs Q4 2017 | $14.4MM$15.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $2.4MM$2.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $282.00K$314.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $432.00K$718.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Financial Educators Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | IRA Account | |
| 0.25% | - | - | Savings Account |
Financial Educators Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $50k* | - | Money Manager Checking Account | ||
| OTHER TIERS: 0.15% → Up to $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k | |||||
Financial Educators Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.80% | $1k | - | 12 Month Share Certificate | |
| 0.50% | $1k | - | 6 Month Share Certificate |
Financial Educators Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $1k | - | 30 Month IRA Share Certificate | |
| 0.50% | $1k | - | 18 Month IRA Share Certificate |
Locations
| Financial Educators Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1200 W International Speedway Blvd Building 300 Room 122 | Daytona Beach, FL 32114-2817 |