Financial Federal

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.finfedmem.com

901-756-2848

1715 Aaron Brenner Drive
Memphis, TN 38120

Financial Federal is headquartered in MEMPHIS and is the 28^th largest bank in the state of Tennessee. It is also the 964^th largest bank in the nation. It was established in 1973 and as of March of 2025, it had grown to 61 employees at 1 location. Financial Federal's money market rates are 9X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	31840
Year Established	1973
Employees	61
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.72%
Return on Equity - YTD	7.41%
Annual Interest Income	$15.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.07B$996MM
Loans	Q1 2025vs Q1 2024	$1.03B$957.6MM
Deposits	Q1 2025vs Q1 2024	$814MM$757.4MM
Equity Capital	Q1 2025vs Q1 2024	$104.7MM$100MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$8.1MM$8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$513K$99K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial Federal Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.95%^*	$100k^*	-	Business Money Market Account
OTHER TIERS: 0.05% → $0 - $5k \| 3.85% → $5k - $100k
3.85%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.05% → $0 - $5k \| 3.75% → $5k - $100k

Financial Federal CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$1k	-	6 Month CD
4.25%	$1k	-	Business 6 Month CD
4.20%	$1k	-	12 Month CD
4.20%	$1k	-	Business 12 Month CD

Locations

Financial Federal Locations
Financial Federal Bank	1715 Aaron Brenner Dr	Memphis, TN 38120

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