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Financial Health Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fhealthfcu.org
317-559-7272
777 Indiana Ave
Indianapolis, IN 46202

Financial Health Federal Credit Union is headquartered in Indianapolis and is the 88th largest credit union in the state of Indiana. It is also the 2,819th largest credit union in the nation. It was established in 1971 and as of March of 2025, it had grown to 18 employees and 7,435 members at 3 locations. Financial Health Federal Credit Union's CD rates are 3X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Financial Health Federal Credit Union is open to Indiana University Health Employees, and those who work, worship, attend school or live in the Indianapolis zip code areas: 46201, 46202, 046203, 46204, 46205, 46208, 46218, 46222, 46224, 46225, and portions of 46221, 46241. Members of IU Health Methodist Hospital, IU Health University Hospital, Riley Hospital for Children at IU Health, IU Simon Cancer Center, IU Health North Hospital, IU Health West Hospital, IS Health Arnett Hospital (Lafayette), IU Health Ball Memorial (Muncie), IU Health Bloomington Hospital, HealthNet, Peoples Health, The Health Care Group, Methodist Occupational Health Centers, Methodist Medical Plazas, Rehabilitation Hospital of Indiana, and other employment groups are also eligible.
See current membership details

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Health
C+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Financial Health Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #20793
Year Chartered1971
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD11.31%
Annual Interest Income$427K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$33MM$36.5MM
LoansQ1 2025vs Q1 2024$13.3MM$13.4MM
DepositsQ1 2025vs Q1 2024$29.2MM$32.1MM
Equity CapitalQ1 2025vs Q1 2024$3.6MM$3.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$476K$558K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$387K$316K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial Health Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-Vacation Club Account
0.20%$0-Emergency Fund Account
0.20%$0-Property Tax Club Account
0.20%$0-Holiday Club Account
0.10%$10-Regular Share Account

Financial Health Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-Money Market Account
OTHER TIERS: 0.10% → $0 - $2.5k | 0.30% → $2.5k - $5k | 0.60% → $5k - $10k | 0.80% → $10k - $25k

Financial Health Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$500-Share Draft Account

Financial Health Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Months Share Certificate
3.00%$500-12 Months Share Certificate
3.00%$500-36 Months Share Certificate
2.75%$500-24 Months Share Certificate
2.00%$500-60 Months Share Certificate
1.90%$500-48 Months Share Certificate
1.70%$500-30 Months Share Certificate
1.50%$500-18 Months Share Certificate
0.25%$500-9 Months Share Certificate
0.05%$500-3 Months Share Certificate

Financial Health Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-12 Month IRA Certificate
3.00%$500-36 Month IRA Certificate
2.75%$500-24 Month IRA Certificate
2.00%$500-60 Month IRA Certificate
1.90%$500-48 Month IRA Certificate
1.70%$500-30 Month IRA Certificate
1.50%$500-18 Month IRA Certificate
Locations


Financial Health Federal Credit Union Locations
Branch Office2401 E 10TH STIndianapolis, IN 46201
Branch Office777 INDIANA AVEIndianapolis, IN 46202-3101
Branch Office1633 N Capitol AveIndianapolis, IN 46202

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