Financial Plus Credit Union (IA)

Overview / Commentary

secure.financialpluscu.com

800-234-5628

1831 25th St
West Des Moines, IA 50266-1416

Financial Plus Credit Union (IA) is headquartered in West Des Moines and is the 16^th largest credit union in the state of Iowa. It is also the 1,155^th largest credit union in the nation. It was established in 1929 and as of March of 2019, it had grown to 40 employees and 12,682 members at 4 locations. Financial Plus Credit Union (IA) has an A health rating.

Field of Membership Restrictions

Financial Plus credit Union of Iowa is open to the residents and people that maintain employment within these eligible counties: Boone, Dallas, Jasper, Madison, Marion, Polk, Story, and Warren employees of the credit union affiliated select employer groups, and the family members of current credit union members.
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Health

Data as of Q1 2019

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Health Grade Components

Overall
NCUA #	62965
Year Chartered	1929
Employees	40
Primary Regulator

Profit Margin
Return on Assets - YTD	0.52%
Return on Equity - YTD	4.44%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$176.2MM$176.2MM
Loans	Q1 2019vs Q1 2018	$72.3MM$69.1MM
Deposits	Q1 2019vs Q1 2018	$154.0MM$155.2MM
Equity Capital	Q1 2019vs Q1 2018	$20.4MM$19.2MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$767.00K$903.00K
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$359.00K$996.00K
Real Estate Owned	Q1 2019vs Q1 2018	$233.00K$583.00K

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Financial Plus Credit Union (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$5	-	Kirby Savings Account
0.50%	$25	-	Status One Savings Account
0.30%	$25	-	Traditional IRA
0.30%	$25	-	Roth IRA Account
0.30%	$25	-	Roth Conversion IRA Account
0.30%	-	-	Coverdell ESA Savings
0.10%	$200	-	Primary Savings Account
0.10%	$1	-	Special Purpose Savings Account

Financial Plus Credit Union (IA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.20% → $1k - $10k \| 0.25% → $10k - $25k \| 0.30% → $25k - $50k \| 0.35% → $50k - $75k

Financial Plus Credit Union (IA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$75k^*	-	Plus Checking Account
OTHER TIERS: 0.05% → $2k - $10k \| 0.08% → $10k - $25k \| 0.10% → $25k - $50k \| 0.12% → $50k - $75k

Financial Plus Credit Union (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.46%	$500	-	60 Month CD
1.46%	$500	-	60 Month Variable CD
1.26%	$500	-	48 Month CD
1.26%	$500	-	48 Month Variable CD
1.16%	$500	-	36 Month CD
0.81%	$500	-	24 Month CD
0.75%	$5k	-	18 Month CD Special
0.55%	$500	-	12 Month CD
0.30%	$2k	-	6 Month CD
0.25%	$2k	-	3 Month CD

Financial Plus Credit Union (IA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.46%	$500	-	60 Month IRA CD
1.46%	$500	-	60 Month Variable IRA CD
1.46%	$100	-	60 Month Variable Education IRA CD
1.26%	$500	-	48 Month IRA CD
1.26%	$500	-	48 Month Variable IRA CD
1.16%	$500	-	36 Month IRA CD
0.81%	$500	-	24 Month IRA CD
0.55%	$500	-	12 Month IRA CD
0.30%	$2k	-	6 Month IRA CD
0.25%	$2k	-	3 Month IRA CD

Locations

Financial Plus Credit Union (IA) Locations
Branch Office	2850 E Euclid Ave	Des Moines, IA 50317-4246
Branch Office	4303 Fleur Dr	Des Moines, IA 50321-2327
Branch Office	1831 25th St	West Des Moines, IA 50266-1416
Branch Office	609 38th St	Des Moines, IA 50312-3307

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